Welcome to our dedicated page for Cvb Financial SEC filings (Ticker: CVBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
CVB Financial Corp (NASDAQ: CVBF) files a range of reports and disclosures with the U.S. Securities and Exchange Commission as a publicly traded bank holding company. These SEC filings document the financial condition and operations of CVB Financial Corp and its subsidiary, Citizens Business Bank, National Association, and provide investors with detailed information on earnings, capital, risk management and corporate actions.
Current reports on Form 8-K cover topics such as quarterly financial results, investor presentations, director appointments and merger agreements. For example, an 8-K filed on December 17, 2025 describes the execution of an Agreement and Plan of Reorganization and Merger between CVB Financial Corp and Heritage Commerce Corp, under which Heritage will merge with and into CVB Financial Corp and Heritage Bank of Commerce will merge with and into Citizens Business Bank. Other 8-K filings furnish slide presentations used in meetings with institutional investors and clarify that certain information is furnished rather than filed for purposes of the Exchange Act.
Amended 8-K filings can also appear, such as the Form 8-K/A filed on August 4, 2025 to correct previously reported basic and diluted earnings per share for the second quarter of 2025. This type of filing shows how the company updates specific data points while affirming that other aspects of its financial results remain unchanged. In addition, CVB Financial Corp’s filings identify its common stock as registered under Section 12(b) of the Exchange Act and traded on the Nasdaq Stock Market under the symbol CVBF.
On this SEC filings page, users can review CVB Financial Corp’s current reports and, through the broader EDGAR record, access annual reports on Form 10-K, quarterly reports on Form 10-Q and other regulatory documents referenced in the company’s forward-looking statement disclosures. Stock Titan enhances this experience by pairing each new filing with AI-powered summaries that highlight key items, explain technical terms and draw attention to sections that may matter most to shareholders, analysts and other market participants.
CVB Financial Corp. reported first quarter 2026 net earnings of $51.0 million, or $0.38 per diluted share, with an annualized return on average assets of 1.33% and net interest margin of 3.44%. Net interest income was $117.8 million, up $7.4 million from the first quarter of 2025, while noninterest income was $14.3 million. The efficiency ratio was 45.84%, and pretax pre-provision income reached $71.6 million.
On April 17, 2026, CVB completed its acquisition of Heritage Commerce Corp and Heritage Bank of Commerce, described as its largest acquisition by asset size and a key step in expanding into California’s Bay Area. Asset quality remained strong, with nonperforming assets at 0.04% of total assets and an allowance for credit losses of $80.2 million, or 0.93% of total loans. Capital ratios were high, including a Common Equity Tier 1 ratio of 16.3% and tangible common equity ratio of 10.5%, and the company declared a quarterly cash dividend of $0.20 per share, extending its record of 146 consecutive quarterly dividends.
CVB Financial Corp director and president Clay Robertson Jones Jr. reported stock acquisitions tied to CVB’s purchase of Heritage Commerce Corp. On April 17, 2026, his Heritage shares were converted into CVB common stock at a 0.65-for-1 ratio.
He also received restricted stock awards that will vest in equal annual installments over three years from the grant date. After these transactions, he directly holds 254,767 shares of CVB common stock, reflecting both the merger conversion and the new equity awards.
CVB Financial Corp. completed its all-stock acquisition of Heritage Commerce Corp., merging Heritage into CVBF and Heritage Bank of Commerce into Citizens Business Bank. Each Heritage share was converted into 0.65 CVBF share, and CVBF issued approximately 41 million new shares as consideration.
The combined bank now has more than $20 billion in assets, with total loans of about $12 billion and total deposits and customer repurchase agreements of about $17 billion, and adds 16 Bay Area branches to Citizens’ footprint across California. Clay Jones, formerly Heritage’s CEO, became President of CVBF and Citizens with a $700,000 base salary, a $1.8 million retention award and equity grants. Two Heritage directors, Mr. Jones and Julianne Biagini-Komas, joined the CVBF and Citizens boards, and severance terms for several existing CVBF executives were aligned with Jones’ agreement.
CVB Financial Corp director and President Jones Robertson Clay Jr filed an initial Form 3 indicating he does not beneficially own any securities of the company. The filing shows 0 shares held following the reported position.
CVB Financial Corp director Julianne M. Biagini Komas acquired 44,326 shares of CVB common stock in a non-market transaction. The shares were received on April 17, 2026 as part of CVB Financial Corp.'s acquisition of Heritage Commerce Corp., with each Heritage share converting into 0.65 CVB share. Following this merger-related award, she directly holds 44,326 common shares.
CVB Financial Corp director Julianne M. Biagini Komas filed an ownership report showing that she does not currently hold any of the company’s securities. The filing lists "No Securities are beneficially owned" and shows total direct holdings of 0 shares following the reported position.
CVB Financial Corp. is asking shareholders to vote at its 2026 annual meeting on May 20, 2026 at its Ontario, CA headquarters. Shareholders will elect ten directors (or eight if the merger with Heritage Commerce Corp is not completed), approve a non-binding Say‑On‑Pay vote for 2025 executive compensation, and ratify KPMG LLP as auditor for 2026.
The company is a California bank holding company for Citizens Business Bank, which reported 2025 net income of $209.3 million, end‑of‑year assets of $15.63 billion, deposits and customer repurchase agreements of $12.56 billion, and a CET1 capital ratio of 15.9%. The proposed merger would add Heritage’s approximately $5.6 billion in assets and 16 Bay Area branches, with two Heritage directors standing as contingent nominees and Heritage CEO R. Clay Jones expected to become President of both CVB Financial Corp. and Citizens Business Bank after closing.
As of the March 26, 2026 record date, there were 135,784,880 common shares outstanding, with major holders including BlackRock, The Vanguard Group and Dimensional Fund Advisors, and directors and executive officers (current and contingent) beneficially owning about 6.7% of shares.
CVB Financial Corp Executive Vice President and CFO E. Allen Nicholson exercised stock options covering 6,000 shares of common stock on March 31, 2026 at an exercise price of $16.62 per share. Following the transaction, he directly owns 133,776 shares of CVB Financial common stock.
CVB Financial Corp. announced that it has received all required regulatory approvals for its pending all-stock merger with Heritage Commerce Corp. and the related bank-level merger of Heritage Bank of Commerce into Citizens Business Bank. Approvals include a Section 3 waiver and non-objection letter from the Federal Reserve and an approval letter from the Office of the Comptroller of the Currency. Subject to remaining customary closing conditions in the merger agreement, the companies presently expect to close the mergers on April 17, 2026.