[Form 4] Customers Bancorp, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Robert J. Buford, a director of Customers Bancorp, Inc. (CUBI), was issued 883 shares of Common Stock as director compensation on 09/15/2025 in lieu of cash at an implicit price of $67.85 per share. Following the issuance, the reporting person beneficially owned 22,156 shares in a direct capacity. The Form 4 reports the single non-derivative transaction and notes the shares were issued for Q3 2025 director compensation. The filing is signed under power of attorney on behalf of Mr. Buford.

Positive

• 883 shares were issued to the director in lieu of cash for Q3 2025 compensation.
• The issuance increased the reporting person's direct beneficial ownership to 22,156 shares.
• The transaction is clearly disclosed as a non-derivative issuance and recorded on Form 4.

Negative

• None.

Insights

Financial Analyst

TL;DR: Routine director stock issuance increases insider ownership modestly and reflects compensation choice to use equity.

This Form 4 documents a single, non-derivative issuance of 883 common shares to a director in lieu of cash for Q3 2025 compensation. The transaction increases the director's direct holdings to 22,156 shares. From a financial perspective, this is a routine equity-based compensation event that modestly aligns management incentives with shareholders without indicating broader corporate or operational changes.

Corporate Governance Expert

TL;DR: Equity-for-cash director compensation is standard governance practice and signals alignment without material governance concerns.

The filing shows a customary practice of issuing shares to directors instead of cash. The record explicitly states the issuance was for director compensation for Q3 2025 and the ownership form is direct. There are no disclosures here of option grants, derivative activity, or changes in control; the disclosure is limited to the single issuance and resulting beneficial ownership figure.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

BUFORD ROBERT J

(Last) (First) (Middle)

701 READING AVENUE

(Street)

WEST READING PA 19611

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Customers Bancorp, Inc. [ CUBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/15/2025	09/15/2025	A		883(1)	A	$67.85	22,156	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This stock was issued to the reporting person in lieu of cash for director compensation for Q3 2025.

Remarks:

	/s/ Robert Buford by Andrew Sachs Under Power of Attorney	09/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction was reported on the CUBI Form 4 by Robert J. Buford?

The Form 4 reports issuance of 883 common shares to Robert J. Buford as director compensation on 09/15/2025.

How many CUBI shares does Robert J. Buford beneficially own after the transaction?

After the issuance, the reporting person beneficially owned 22,156 shares in a direct capacity.

Was the share issuance for cash or equity compensation?

The shares were issued in lieu of cash as director compensation for Q3 2025.

Does the Form 4 report any derivative transactions or option exercises for CUBI?

No. The filing shows a single non-derivative common stock issuance and contains no derivative transactions.

Who signed the Form 4 on behalf of the reporting person?

The Form 4 was signed under power of attorney: /s/ Robert Buford by Andrew Sachs Under Power of Attorney.