Welcome to our dedicated page for Customers Bancorp SEC filings (Ticker: CUBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Customers Bancorp, Inc. (NYSE: CUBI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a publicly traded bank holding company and issuer of various securities, Customers Bancorp files current reports on Form 8-K, registration statements, and other documents that describe material events, capital markets transactions, and changes in governance and executive compensation.
Investors can review 8-K filings that detail offerings of voting common stock and 6.875% Fixed-to-Floating Rate Subordinated Notes due 2036, including underwriting agreements, use of proceeds, and key terms of the notes such as ranking, interest rate structure, interest payment dates, and optional redemption provisions. Filings also include information about the company’s indenture with Wilmington Trust, National Association, and covenants affecting material subsidiaries like Customers Bank.
Other 8-Ks describe corporate actions related to the company’s capital structure, such as the decision to redeem all outstanding shares of its Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series F, and the resulting elimination of that class of securities. Additional filings outline leadership and governance changes, including the appointment of Sam Sidhu as Chief Executive Officer and director, the expansion of the Board of Directors, and new employment agreements for senior executives with details on compensation, incentive awards, supplemental retirement benefits, severance terms, and change-in-control provisions.
The filings page also includes Form 25 notifications documenting the removal from listing and/or registration of specific securities, such as the Series F preferred stock, on the New York Stock Exchange. Through Stock Titan, users can view these filings and leverage AI-powered summaries that explain the significance of each document, helping to interpret complex legal and financial language in areas like subordinated debt issuance, executive compensation arrangements, and preferred stock redemptions.
Customers Bancorp, Inc. filed an amended report to replace its 2026 Annual Shareholder Letter, which highlights strong multi‑year growth and outlines 2026 priorities. Assets rose from $11.5B in 2019 to $24.9B in 2025, while deposits grew from $8.6B to $20.8B, with loans reaching $16.8B. Core EPS increased from $2.35 to $7.61 and tangible book value per share from $26.17 to $61.77. Core ROE improved from 9.5% to 13.7%, and CET1 capital rose by about 500 basis points to 13.0%. In 2025, revenue reached $818M, net interest margin expanded to 3.32%, and the core efficiency ratio improved to 49.62%. The letter also notes a Net Promoter Score of 81, over $2T in annual cubiX payment activity, and 2026 targets of 8–12% growth in loans and deposits and net interest income of $800–$830M, alongside a focus on AI, payments expansion, organic growth and risk management.
Customers Bancorp, Inc. furnished its 2026 annual shareholder letter, highlighting strong organic growth, profitability gains and 2026 priorities. From 2019 to 2025, total assets rose from $11.5 billion to $24.9 billion, loans from $10.1 billion to $16.8 billion and deposits from $8.6 billion to $20.8 billion, with CAGRs of 14%, 9% and 16%, respectively.
Core earnings per share increased from $2.35 in 2019 to $7.61 in 2025 and tangible book value per share grew from $26.17 to $61.77, while core return on average common equity rose from 9.5% to 13.7%. In 2025, revenue reached $818 million, net interest margin expanded to 3.32% and the core efficiency ratio improved to 49.62%, with CET1 capital at 13.0% and tangible common equity to tangible assets at 8.5%.
The letter outlines 2026 priorities: deploying AI across the bank, expanding the cubiX real-time payments platform, pursuing deposit-led organic growth with expected 8–12% loan and deposit growth and projected net interest income of $800–$830 million, and further strengthening risk management, supported by low commercial net charge-offs of 16 basis points in the fourth quarter and a nonperforming assets ratio of 0.29%.
Customers Bancorp, Inc. is soliciting proxies for its 2026 virtual annual meeting on May 26, 2026, covering director elections and key governance votes. Shareholders will elect three Class III directors, ratify Deloitte & Touche LLP as auditor for 2026, and cast an advisory Say‑on‑Pay vote on named executive officer compensation.
The company also seeks approval of an amendment to its 2019 Stock Incentive Plan to raise authorized shares from 3,320,325 to 4,070,325, a 750,000‑share increase, and lift the annual non‑employee director compensation cap to $500,000. As of April 1, 2026, 33,680,944 shares of Voting Common Stock were outstanding, and large holders include BlackRock at 13.76% and Wellington Management at 10.81%.
Customers Bancorp, Inc. CEO Samvir S. Sidhu reported a routine tax-withholding transaction related to equity compensation. On April 12, 2026, 1,389 shares of common stock were withheld at $73.99 per share to cover taxes upon vesting of a previously issued restricted stock award, rather than sold in the open market.
After this withholding, Sidhu directly owned 520,714 common shares, which include 245,810 Restricted Stock Units. He also reported indirect ownership of common stock through irrevocable trusts for family members, each shown with 745 shares. The filing reflects compensation-related share movements, not discretionary market trading.
Customers Bancorp Chairman Jay S. Sidhu reported a routine tax-related share disposition. On April 12, 2026, 1,325 shares of common stock were withheld at $73.99 per share to cover taxes upon vesting of a previously issued restricted stock award, not an open-market sale.
After this withholding, Sidhu directly holds 804,795 common shares, plus additional indirect holdings through a spouse account and several family trusts, including 30,592 Restricted Stock Units. The filing reflects compensation-related vesting and associated tax settlement rather than discretionary trading.
Customers Bancorp EVP Philip Watkins had shares withheld for taxes on a stock vesting. On this Form 4, 568 shares of Common Stock were disposed of at $73.80 per share to cover tax obligations when a previously granted restricted stock award vested. After this tax-withholding disposition, Watkins directly holds 46,993 shares of Common Stock, which includes 15,249 Restricted Stock Units. This filing reflects a routine compensation-related event rather than an open-market trade.
Customers Bancorp Chairman Jay S. Sidhu reported a routine tax-withholding transaction in company common stock. On April 8, 2026, 1,461 shares were withheld at $73.80 per share to cover taxes upon vesting of a previously issued restricted stock award.
After this event, Sidhu directly holds 806,120 shares of common stock, which include 33,958 Restricted Stock Units. He also has additional indirect interests through a spouse account and several family trusts, with reported holdings of 3,701, 213,560, 181,825, and 158,552 shares respectively.
Customers Bancorp, Inc. CEO Samvir S. Sidhu reported a routine tax-withholding transaction involving company stock. On April 8, 2026, 1,562 shares of common stock were withheld at $73.80 per share to cover taxes upon vesting of a previously issued restricted stock award.
After this withholding, Sidhu directly holds 522,103 common shares, which include 248,343 Restricted Stock Units. In addition, three irrevocable trusts for family members each hold 745 common shares, reported as indirect ownership.
Customers Bancorp, Inc. CEO Samvir S. Sidhu reported compensation-related stock activity in common shares. On April 6, 2026, he received multiple stock grants totaling 37,136 shares at $71.70 per share, described as awards and performance stock units under long-term incentive plans.
To cover tax obligations on previously issued restricted and performance stock awards, 23,367 shares were disposed of through share withholding, not open-market sales. After these transactions, Sidhu directly holds 523,665 common shares, and three irrevocable trusts each hold 745 shares as indirect positions.
Customers Bancorp, Inc. chairman Jay S. Sidhu reported a routine tax-related share withholding tied to a restricted stock vesting. On April 4, 2026, 6,657 shares of common stock were withheld at $70.41 per share to cover tax obligations, rather than sold in the open market.
After this transaction, he directly holds 779,282 common shares, which the footnotes state include 45,318 Restricted Stock Units. He also has indirect ownership positions, including 3,701 shares in an individual account for his spouse and sizeable blocks held in multiple family trusts.