STOCK TITAN

CTO Realty Growth (CTO) director receives 1,108 shares for 2026 Q1 fees

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Haga Christopher W reported acquisition or exercise transactions in this Form 4 filing.

CTO Realty Growth director Christopher W. Haga received 1,108 shares of common stock as compensation. The shares were issued in lieu of his first quarter 2026 board retainer fee of $12,500 and committee retainer fees of $8,437.50, using a 20-day trailing average closing price of $18.8835 per share under the company’s Non-Employee Director Compensation Policy. Following the grant, he holds 31,045 shares directly. A separate 28,520-share position is held by The Elizabeth Bennett Haga Irrevocable Trust, for which he disclaims beneficial ownership.

Positive

  • None.

Negative

  • None.
Insider Haga Christopher W
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 1,108 $18.8835 $21K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 31,045 shares (Direct); Common Stock — 28,520 shares (Indirect, By The Elizabeth Bennett Haga Irrevocable Trust)
Footnotes (1)
  1. These shares were issued to the Reporting Person in lieu of his 1st quarter 2026 board retainer fee of $12,500 and committee retainer fees of $8,437.50 pursuant to the Issuer's Non-Employee Director Compensation Policy (the "Policy") adopted by the Issuer's board of directors on February 27, 2019 (last amended February 14, 2024). Pursuant to the Policy, the share price utilized to calculate the number of shares issued was the 20-day trailing average closing price as of the last business day of the calendar quarter, or $18.88350. The Reporting Person's spouse is both a beneficiary and a trustee of the above-named trust. The Reporting Person disclaims beneficial ownership of the shares of the Issuer's common stock held by said trust, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the shares of the Issuer's common stock held by said trust for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.
Director shares granted 1,108 shares Common stock grant for 1st quarter 2026 board and committee retainers
Grant share price $18.8835 per share 20-day trailing average closing price used for stock compensation
Board retainer fee $12,500 First quarter 2026 board retainer paid in shares instead of cash
Committee retainer fees $8,437.50 First quarter 2026 committee retainers converted into stock
Direct holdings after grant 31,045 shares Christopher W. Haga’s direct CTO common stock ownership following the award
Indirect trust holdings 28,520 shares Shares held by The Elizabeth Bennett Haga Irrevocable Trust, disclaimed by Haga
Non-Employee Director Compensation Policy financial
"pursuant to the Issuer's Non-Employee Director Compensation Policy (the "Policy")"
20-day trailing average closing price financial
"the share price utilized to calculate the number of shares issued was the 20-day trailing average closing price"
irrevocable trust financial
"By The Elizabeth Bennett Haga Irrevocable Trust"
beneficial ownership financial
"The Reporting Person disclaims beneficial ownership of the shares of the Issuer's common stock held by said trust"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
Section 16 of the Securities Exchange Act of 1934 regulatory
"for purposes of Section 16 of the Securities Exchange Act of 1934, as amended"
A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Haga Christopher W

(Last)(First)(Middle)
1140 N. WILLIAMSON BLVD.
SUITE 140

(Street)
DAYTONA BEACH FLORIDA 32114

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CTO Realty Growth, Inc. [ CTO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/01/2026A1,108A$18.8835(1)31,045D
Common Stock28,520IBy The Elizabeth Bennett Haga Irrevocable Trust(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. These shares were issued to the Reporting Person in lieu of his 1st quarter 2026 board retainer fee of $12,500 and committee retainer fees of $8,437.50 pursuant to the Issuer's Non-Employee Director Compensation Policy (the "Policy") adopted by the Issuer's board of directors on February 27, 2019 (last amended February 14, 2024). Pursuant to the Policy, the share price utilized to calculate the number of shares issued was the 20-day trailing average closing price as of the last business day of the calendar quarter, or $18.88350.
2. The Reporting Person's spouse is both a beneficiary and a trustee of the above-named trust. The Reporting Person disclaims beneficial ownership of the shares of the Issuer's common stock held by said trust, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the shares of the Issuer's common stock held by said trust for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.
/s/ Daniel E. Smith, attorney-in-fact for Christopher W. Haga04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did CTO director Christopher W. Haga report in this Form 4?

Christopher W. Haga reported receiving 1,108 shares of CTO Realty Growth common stock as director compensation. These shares were issued instead of cash board and committee retainers for first quarter 2026, based on the company’s Non-Employee Director Compensation Policy.

How were the 1,108 CTO shares granted to Christopher W. Haga valued?

The 1,108 CTO shares were valued using a 20-day trailing average closing price of $18.8835 per share. This valuation method is specified in CTO Realty Growth’s Non-Employee Director Compensation Policy for converting quarterly board and committee retainer fees into stock.

What CTO compensation did Christopher W. Haga receive in stock instead of cash?

Christopher W. Haga received CTO shares instead of a $12,500 first quarter 2026 board retainer and $8,437.50 in committee retainer fees. Under the company’s Non-Employee Director Compensation Policy, these cash amounts were converted into 1,108 shares of common stock.

How many CTO shares does Christopher W. Haga hold directly after this grant?

After the grant, Christopher W. Haga directly holds 31,045 shares of CTO Realty Growth common stock. This figure reflects his updated direct ownership position following the issuance of 1,108 shares as non-cash compensation under the director compensation policy.

What is the role of The Elizabeth Bennett Haga Irrevocable Trust in CTO holdings?

The Elizabeth Bennett Haga Irrevocable Trust holds 28,520 CTO common shares as an indirect position. Haga’s spouse is a beneficiary and trustee, and Haga disclaims beneficial ownership of these shares, stating the report should not be seen as admitting beneficial ownership for any purpose.

What is CTO Realty Growth’s Non-Employee Director Compensation Policy?

CTO Realty Growth’s Non-Employee Director Compensation Policy allows non-employee directors to receive board and committee retainers in stock. The number of shares is calculated using the 20-day trailing average closing price as of the last business day of each calendar quarter.