Entity linked to Civista (CIVB) director disposes 7,900 shares

Rhea-AI Filing Summary

CIVISTA BANCSHARES, INC. director Harry Singer reported updated holdings and an indirect disposition of Common Stock. An entity for which he serves as President, Sandusco Inc., disposed of 7,900 shares back to the issuer at $24.77 per share, leaving that indirect Sandusco position at zero shares.

After these updates, Singer’s reported holdings include 12,299.343 Common shares held directly, plus 1,075 shares in a SEP IRA and 1,875 shares in a Rollover IRA, both reported as indirect ownership.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider Singer Harry

Role null

Type	Security	Shares	Price	Value
Disposition	Common	7,900	$24.77	$196K
holding	Common	--	--	--
holding	Common	--	--	--
holding	Common	--	--	--
holding	Common	--	--	--

Holdings After Transaction: Common — 0 shares (Indirect, President of Sandusco Inc (corporate owner)); Common — 12,299.343 shares (Direct, null)

Footnotes (1)

Key Figures

Disposition shares: 7,900 shares Disposition price: $24.77 per share Direct holdings after transaction: 12,299.343 shares +3 more

6 metrics

Disposition shares 7,900 shares Indirect disposition to issuer via Sandusco Inc.

Disposition price $24.77 per share Price for 7,900-share disposition to issuer

Direct holdings after transaction 12,299.343 shares Common shares held directly by Harry Singer

SEP IRA indirect holdings 1,075 shares Indirect ownership in SEP IRA

Rollover IRA indirect holdings 1,875 shares Indirect ownership in Rollover IRA

Sandusco Inc. holdings after disposition 0 shares Indirect corporate position following issuer disposition

Key Terms

Disposition to issuer, indirect ownership, SEP IRA, Rollover IRA, +1 more

5 terms

Disposition to issuer financial

"transaction_code_description": "Disposition to issuer""

indirect ownership financial

""ownership_type": "indirect", "ownership_code": "I""

SEP IRA financial

""nature_of_ownership": "SEP IRA""

Rollover IRA financial

""nature_of_ownership": "Rollover IRA""

Common financial

""security_title": "Common""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Singer Harry

(Last) (First) (Middle)

5309 GOLFWAY LANE

(Street)

LYNDHURST OHIO 44124

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CIVISTA BANCSHARES, INC. [ CIVB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common	04/29/2026		D		7,900	D	$24.77	0	I	President of Sandusco Inc (corporate owner)
Common								0	I	President of Sandusco Inc (corporate owner)
Common								12,299.343	D
Common								1,875	I	Rollover IRA
Common								1,075	I	SEP IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/Karen M. Terenzi, By Power of Attorney 11/19/2025	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CIVB director Harry Singer report?

Director Harry Singer reported an indirect disposition of 7,900 CIVISTA BANCSHARES shares by Sandusco Inc., where he is President. The shares were returned to the issuer at $24.77 per share, reducing Sandusco Inc.’s reported holding in the stock to zero shares.

At what price were the 7,900 CIVB shares disposed of to the issuer?

The 7,900 CIVISTA BANCSHARES shares were disposed of to the issuer at $24.77 per share. This disposition was reported as an indirect holding through Sandusco Inc., where Harry Singer serves as President, and is coded as a disposition to issuer.

How many CIVB shares does Harry Singer now hold directly after this Form 4?

Following the reported transactions, Harry Singer holds 12,299.343 CIVISTA BANCSHARES common shares directly. This figure reflects his direct ownership position as of the reported date and excludes his separate indirect holdings through retirement accounts disclosed in the same filing.

What indirect CIVB holdings does Harry Singer report in retirement accounts?

Harry Singer reports 1,075 CIVB shares held indirectly in a SEP IRA and 1,875 CIVB shares held indirectly in a Rollover IRA. These positions are separate from his direct holdings and from the Sandusco Inc. position that was reduced to zero shares.

Does Sandusco Inc. still hold any CIVB shares after the reported disposition?

No. After the 7,900-share disposition to the issuer at $24.77 per share, Sandusco Inc., where Harry Singer is President, shows 0 CIVB shares in the filing. This eliminates that specific indirect corporate holding in CIVISTA BANCSHARES common stock.