Welcome to our dedicated page for CHECHE GROUP SEC filings (Ticker: CCGWW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Cheche Group Inc. (CCGWW) SEC filings page on Stock Titan provides access to the company’s U.S. regulatory disclosures as a foreign private issuer. Cheche Group Inc. files reports under the Securities Exchange Act of 1934 and references Form 20-F in its submissions, indicating its status as a foreign private issuer with the U.S. Securities and Exchange Commission.
Available Form 6-K filings for Cheche Group Inc. show that the company furnishes current reports that include press releases as Exhibit 99.1. These documents are incorporated by reference into its registration statements on Form F-3 (File Nos. 333-287000 and 333-274806). Through this page, users can review such filings to understand how the company communicates material information to the market and updates its registration statements.
For Cheche Group Inc., key SEC documents may include annual reports on Form 20-F, current reports on Form 6-K, and registration statements on Form F-3. These filings can contain details about its operations in China, its role as a technology-empowered platform for auto insurance transaction services, and other corporate information that the company chooses to disclose to investors.
Stock Titan enhances these filings with AI-powered summaries that explain the main points of lengthy documents, helping users interpret complex language and identify important sections more quickly. The platform also updates filings data in near real time from the SEC’s EDGAR system, so users can see new Cheche Group Inc. submissions as they become available, including current reports and other relevant forms.
Cheche Group Inc. reported unaudited results for the second half and full year 2025, showing a clear move toward profitability driven by NEV insurance. For second half 2025, net revenues were RMB1,661.2 million, down 9.4% year over year, but gross profit edged up to RMB94.6 million as NEV premiums rose to 24.1% of written premiums.
Second half operating income reached RMB6.1 million versus a prior loss, with net income of RMB7.8 million and adjusted net income of RMB22.2 million. For full year 2025, net revenues were RMB3,009.8 million (down 13.3%), yet gross profit increased to RMB160.4 million and operating loss narrowed to RMB20.9 million. Full year adjusted operating income turned positive at RMB5.6 million and adjusted net income improved to RMB11.6 million from a prior loss.
NEV partnerships reached 16 in second half 2025, generating 1.2 million policies and RMB3.7 billion in written premiums; full year embedded NEV policies were 2.0 million with RMB6.3 billion in premiums. Total written premiums placed grew to RMB27.0 billion in 2025 and policies issued rose to 20.3 million. As of December 31, 2025, cash, restricted cash and short-term investments totaled RMB170.8 million. For 2026, Cheche guides to net revenues of RMB3.0–3.2 billion, total written premiums of RMB28.0–30.0 billion, NEV written premiums of RMB10.5–12.0 billion, and adjusted net income multiplying several folds over 2025.
Cheche Group Inc. reported unaudited results for the second half and full year 2025, showing a clear move toward profitability driven by NEV insurance. For second half 2025, net revenues were RMB1,661.2 million, down 9.4% year over year, but gross profit edged up to RMB94.6 million as NEV premiums rose to 24.1% of written premiums.
Second half operating income reached RMB6.1 million versus a prior loss, with net income of RMB7.8 million and adjusted net income of RMB22.2 million. For full year 2025, net revenues were RMB3,009.8 million (down 13.3%), yet gross profit increased to RMB160.4 million and operating loss narrowed to RMB20.9 million. Full year adjusted operating income turned positive at RMB5.6 million and adjusted net income improved to RMB11.6 million from a prior loss.
NEV partnerships reached 16 in second half 2025, generating 1.2 million policies and RMB3.7 billion in written premiums; full year embedded NEV policies were 2.0 million with RMB6.3 billion in premiums. Total written premiums placed grew to RMB27.0 billion in 2025 and policies issued rose to 20.3 million. As of December 31, 2025, cash, restricted cash and short-term investments totaled RMB170.8 million. For 2026, Cheche guides to net revenues of RMB3.0–3.2 billion, total written premiums of RMB28.0–30.0 billion, NEV written premiums of RMB10.5–12.0 billion, and adjusted net income multiplying several folds over 2025.
Cheche Group Inc. filed an initial ownership report for Chief Technology Officer Zhou Jianxiang. The filing shows direct holdings of 1,640,350 shares of Class A common stock and 1,093,567 shares of restricted stock granted on January 1, 2023 under the 2019 Equity Incentive Plan.
Zhou also holds stock options to purchase 3,000 shares of Class A common stock at an exercise price of $0.10 per share expiring on March 1, 2034, and another 3,000 shares at $0.10 per share expiring on March 31, 2035. These options were fully vested upon grant and become exercisable in 30%, 30%, and 40% installments over 30 months from their respective grant dates.
Cheche Group Inc. filed an initial ownership report for Chief Technology Officer Zhou Jianxiang. The filing shows direct holdings of 1,640,350 shares of Class A common stock and 1,093,567 shares of restricted stock granted on January 1, 2023 under the 2019 Equity Incentive Plan.
Zhou also holds stock options to purchase 3,000 shares of Class A common stock at an exercise price of $0.10 per share expiring on March 1, 2034, and another 3,000 shares at $0.10 per share expiring on March 31, 2035. These options were fully vested upon grant and become exercisable in 30%, 30%, and 40% installments over 30 months from their respective grant dates.
Cheche Group Inc. director and Chief Executive Officer Lei Zhang filed an initial ownership report showing his equity position in the company. He holds 17,500 shares of Class A Common Stock directly and is also reported as having an indirect interest in 18,596,504 Class B Ordinary Shares.
The footnotes explain that these Class B shares are directly held by Hugou Inc., which is ultimately controlled through Teton Trust, for which Lei Zhang is the settlor and investment advisor and is deemed to have sole voting and dispositive power over those shares. This filing records ownership; it does not report new share purchases or sales.
Cheche Group Inc. director and Chief Executive Officer Lei Zhang filed an initial ownership report showing his equity position in the company. He holds 17,500 shares of Class A Common Stock directly and is also reported as having an indirect interest in 18,596,504 Class B Ordinary Shares.
The footnotes explain that these Class B shares are directly held by Hugou Inc., which is ultimately controlled through Teton Trust, for which Lei Zhang is the settlor and investment advisor and is deemed to have sole voting and dispositive power over those shares. This filing records ownership; it does not report new share purchases or sales.
Cheche Group Inc. director Li Xiufang filed an initial ownership report showing holdings of 6,000 shares of restricted stock. These shares were granted under the 2023 Equity Incentive Plan on December 1, 2023, September 14, 2024, and September 14, 2025.
Vesting of all 6,000 restricted shares is deferred until Li is permitted to accept them under her university policy, and remains contingent on her continued service as a director through the applicable vesting dates.
Cheche Group Inc. director Li Xiufang filed an initial ownership report showing holdings of 6,000 shares of restricted stock. These shares were granted under the 2023 Equity Incentive Plan on December 1, 2023, September 14, 2024, and September 14, 2025.
Vesting of all 6,000 restricted shares is deferred until Li is permitted to accept them under her university policy, and remains contingent on her continued service as a director through the applicable vesting dates.
Cheche Group Inc. director Li Liqun filed an initial ownership report showing direct holdings of Class A Common Stock and restricted stock. The filing lists 5,000 shares of Class A Common Stock and 1,000 shares of Restricted Stock held after the reported entries.
A footnote explains that Li was granted 2,000 shares under the 2023 Equity Incentive Plan on September 14, 2025, vesting in four equal quarterly installments starting on December 14, 2025. The remaining 1,000 shares will vest quarterly, contingent on continued service as a director.
Cheche Group Inc. director Li Liqun filed an initial ownership report showing direct holdings of Class A Common Stock and restricted stock. The filing lists 5,000 shares of Class A Common Stock and 1,000 shares of Restricted Stock held after the reported entries.
A footnote explains that Li was granted 2,000 shares under the 2023 Equity Incentive Plan on September 14, 2025, vesting in four equal quarterly installments starting on December 14, 2025. The remaining 1,000 shares will vest quarterly, contingent on continued service as a director.
Cheche Group Inc. disclosed initial holdings for Chief Financial Officer Wenting Ji on a Form 3. The filing shows stock options to acquire 150,000 shares of Class A common stock at an exercise price of $0.10 per share, expiring on January 31, 2034, plus options for 30,000 shares at the same price expiring on March 31, 2035.
The 150,000-share grant, made on January 31, 2024, vests in equal annual installments over four years, with the first two installments already vested and exercisable. Remaining vesting is performance-based, with possible vesting levels of 0%, 50%, or 100%. The 30,000-share grant, made on March 31, 2025, vests in equal annual installments over two years, also subject to performance-based vesting percentages of 0%, 50%, and 100%, and becomes exercisable upon vesting.
Cheche Group Inc. disclosed initial holdings for Chief Financial Officer Wenting Ji on a Form 3. The filing shows stock options to acquire 150,000 shares of Class A common stock at an exercise price of $0.10 per share, expiring on January 31, 2034, plus options for 30,000 shares at the same price expiring on March 31, 2035.
The 150,000-share grant, made on January 31, 2024, vests in equal annual installments over four years, with the first two installments already vested and exercisable. Remaining vesting is performance-based, with possible vesting levels of 0%, 50%, or 100%. The 30,000-share grant, made on March 31, 2025, vests in equal annual installments over two years, also subject to performance-based vesting percentages of 0%, 50%, and 100%, and becomes exercisable upon vesting.
Cheche Group Inc. filed a 6-K highlighting a new strategic cooperation with Volkswagen (Anhui) Digital Sales and Services (DSSO) and Cardif Airstar Insurance. The three parties will build a unified digital insurance and financial services system for Volkswagen electric vehicle owners in China.
Cardif Airstar Insurance will design and underwrite insurance products, while Cheche supplies embedded insurance SaaS and one-stop digital solutions integrated into Volkswagen’s app. Cheche’s AI-driven pricing model uses driving-behavior, vehicle, road, and claims data to create individual risk profiles and dynamically refine premiums. Over time, the partners plan to extend this intelligent pricing into intelligent-driving insurance and expand to non-auto insurance, aiming to enhance service quality across the full lifecycle of electric vehicle ownership.