Welcome to our dedicated page for Community Financial System SEC filings (Ticker: CBU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Community Financial System, Inc. (NYSE: CBU) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As a diversified financial services company focused on banking, employee benefit services, insurance services and wealth management services, Community Financial System, Inc. uses SEC filings to report material events, financial results, governance changes and capital actions.
Investors can review current reports on Form 8‑K, where the company discloses items such as quarterly and annual results of operations, acquisitions of bank branches, planned mergers involving subsidiaries, minority investments, stock repurchase authorizations, executive succession arrangements and board appointments. These filings often incorporate or reference press releases and investor presentations that provide additional context on strategy and performance.
On this page, users can also access annual reports on Form 10‑K and quarterly reports on Form 10‑Q when available, which typically contain detailed discussions of Community Financial System, Inc.’s business lines, risk factors and financial statements. For a financial services company with banking, employee benefit, insurance and wealth management operations, these periodic reports are central to understanding revenue sources, segment performance and risk management.
Stock Titan enhances these documents with AI-generated summaries that highlight key points, explain complex sections in plain language and help identify notable changes from prior periods. The platform also surfaces insider transaction filings on Form 4, where applicable, so users can track reported purchases and sales of CBU securities by directors and officers. Real-time updates from EDGAR ensure that new filings, including 10‑K, 10‑Q, 8‑K and Form 4 submissions, appear promptly, allowing investors to follow Community Financial System, Inc.’s regulatory disclosure record in one place.
Community Financial System, Inc. is soliciting shareholder votes for its virtual 2026 annual meeting, to be held on May 20, 2026, with 52,537,729 common shares entitled to vote. Shareholders will vote on electing 12 directors, an advisory say-on-pay resolution, and ratifying the independent auditor, all recommended “FOR” by the Board.
For 2025, the Company delivered total revenues of $818.0 million, net income of $210.5 million, and diluted EPS of $3.97, reflecting solid year-over-year growth. It opened 15 new branches, acquired seven Santander Bank branches, and agreed to acquire ClearPoint Federal Bank & Trust to expand wealth management. The proxy also highlights strong governance practices, extensive community and environmental initiatives, and pay-for-performance executive compensation aligned with long-term shareholder value.
Community Financial System Inc reports a Schedule 13G/A amendment showing The Vanguard Group holds 0 shares (0%) of Common Stock following an internal realignment. The amendment explains that, effective January 12, 2026, Vanguard disaggregated certain subsidiaries and will report holdings separately. The filing is signed by Ashley Grim, Head of Global Fund Administration, dated March 26, 2026.
COMMUNITY FINANCIAL SYSTEM, INC. director Raymond C. Pecor III reported the settlement of phantom stock units into common shares. On March 19, 2026, 1,254 phantom stock (deferred stock) units were exercised and settled for 1,254 shares of common stock, with an additional 0.5514 unit settled in cash at $55.61 per share.
Following the transaction, he held 11,439.221 shares of common stock directly and 7,136.111 phantom stock units. A separate line shows 11,277.977 shares held indirectly by a trust, for which he disclaims beneficial ownership.
STEELE SALLY A reported acquisition or exercise transactions in this Form 4 filing.
Community Financial System, Inc. director Sally A. Steele reported a routine compensation-related transaction. On March 19, 2026, her phantom stock units were settled for 1,254 shares of common stock, with 0.5514 units settled in cash at $55.61 per share. Following the settlement, she directly holds 41,218 common shares and 1,230.7635 phantom stock (deferred stock) units, plus 4,585 common shares held indirectly in joint ownership with her brother.
COMMUNITY FINANCIAL SYSTEM, INC. director Jeffery J. Knauss exercised deferred compensation, converting phantom stock units into common shares. On March 19, he settled 1,254 phantom stock units into 1,254 shares of common stock, while 0.5514 additional shares were settled in cash at $55.61 per share. After the transaction, he directly holds 4,820.4908 common shares and 1,220 phantom stock (deferred stock) units, all as part of the company’s long-term incentive plan rather than an open-market purchase or sale.
COMMUNITY FINANCIAL SYSTEM, INC. director John Parente exercised phantom stock units that converted into common shares. On March 19, 2026, 1,254 phantom stock units were settled for 1,254 shares of common stock, with an additional 0.5514 share value settled in cash at $55.61 per share.
After this exercise, Parente directly holds 72,645.3212 shares of common stock and 1,220 phantom stock (deferred stock) units. Each phantom unit under the 2022 Long-Term Incentive Plan is economically equivalent to one share of common stock and will be settled in stock at a predetermined date.
Pecor Raymond C III reported acquisition or exercise transactions in this Form 4 filing.
COMMUNITY FINANCIAL SYSTEM, INC. director Raymond C. Pecor III received a grant of 1,220 units of Phantom Stock (deferred stock units) on March 17, 2026. This is a compensation-related award, not an open-market trade, and is economically equivalent to 1,220 shares of common stock.
Following the grant, Pecor holds 8,390.6624 deferred stock units under the 2022 Long-Term Incentive Plan, along with additional phantom stock units in deferred compensation plans and direct and trust-held common stock positions, some of which he expressly disclaims beneficial ownership.
COMMUNITY FINANCIAL SYSTEM, INC. Executive Vice President and Chief Financial Officer Wlos Marya Burgio received equity awards on March 17, 2026. She was granted 1,571 restricted stock units, each representing a right to receive one share of common stock, vesting in three equal annual installments beginning March 1, 2027.
She was also granted options on 6,004 shares of common stock at an exercise price of $56.64 per share, vesting ratably on March 17 of each year from 2027 through 2031 and expiring in 2036. Following these grants, she directly holds 2,266 common shares and indirectly holds 479.1318 shares through the company 401(k) plan, alongside the new RSUs and options.
COMMUNITY FINANCIAL SYSTEM, INC. executive Maureen A. Gillan-Myer, EVP and Chief Administration & HR Officer, received new equity awards. On March 17, 2026 she was granted 1,275 restricted stock units, each representing one share of common stock, which vest in three equal installments beginning March 1, 2027.
She was also granted stock options on 4,871 shares of common stock at an exercise price of $56.64 per share. These options vest ratably on March 17 of 2027, 2028, 2029, 2030 and 2031, and expire in 2036. After these awards, she holds 6,647 common shares directly and 250.8975 shares indirectly through the company’s 401(k) plan, based on a current plan statement.