Welcome to our dedicated page for Cass Info Sys SEC filings (Ticker: CASS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Cass Information Systems, Inc. (CASS) SEC filings page provides access to the company’s official regulatory documents, including current reports, periodic reports and disclosures about capital actions. As a Nasdaq Global Select Market issuer and a member of the Russell 2000®, Cass files with the U.S. Securities and Exchange Commission to report material events, financial results and governance matters related to its integrated information and payment management business and its banking subsidiary, Cass Commercial Bank.
Investors reviewing Cass’s filings can examine Form 10-K annual reports and Form 10-Q quarterly reports for detailed discussions of its Information Services and Banking Services segments, transportation and facility invoice processing activities, fee revenue, net interest income, credit quality and risk management. These periodic reports typically include segment descriptions, accounting policies, non-GAAP reconciliations and information about technology investments, such as AI-enabled invoice processing platforms and software-related depreciation.
Cass also files Form 8-K current reports to disclose specific material events. Recent 8-K filings have reported quarterly financial results, dividend declarations and share repurchase authorizations, including an authorization to repurchase up to 1,000,000 shares of common stock. These filings describe the purposes of repurchases, such as returning excess capital, offsetting dilution from stock-based compensation and managing share count, as well as the factors that influence the timing and amount of repurchases.
Through this page, users can also locate filings that relate to capital management, acquisitions and divestitures, such as the sale of the Telecom Expense Management & Managed Mobility Services business and the acquisition of the AcuAudit freight audit platform. Stock Titan’s tools surface Cass’s latest filings as they appear on EDGAR and provide AI-powered summaries that highlight key points from lengthy documents, helping readers understand complex sections on segment performance, funding sources like accounts and drafts payable, and the use of non-GAAP financial measures.
For those interested in governance and insider activity, this page is also the entry point to proxy statements and Form 4 insider transaction reports, where available. Together, these filings offer a structured view of how Cass reports its financial condition, risk profile, technology initiatives and capital return policies to regulators and the market.
CASS INFORMATION SYSTEMS INC executive Eric Thomas Giering, who serves as President, has filed an initial ownership report showing his stake in the company. The filing lists beneficial ownership of 3,895 shares of Common Stock, held directly in his name.
The reported amount includes restricted stock bonus shares that are subject to vesting and potential forfeiture, meaning some of these shares are tied to continued service or performance conditions. This Form 3 does not reflect a new purchase or sale, but establishes his current equity position as an officer.
Cass Information Systems, Inc. announced a leadership transition at its banking subsidiary, Cass Commercial Bank. Eric T. Giering, previously Director of Commercial Banking, has been appointed President of Cass Commercial Bank, succeeding Dwight D. Erdbruegger, who plans to retire in September after serving as President since July 2018.
The company highlights Erdbruegger’s role in strengthening the bank’s market position, expanding key lines of business, and maintaining conservative credit management and strong financial performance. Giering brings more than three decades of commercial banking experience and is described as a strategic leader aligned with the bank’s culture of disciplined risk management and long-term client relationships.
Cass Information Systems Inc received an amended Schedule 13G/A reporting by The Vanguard Group that discloses zero shares beneficially owned and 0% of the common stock as of the filing. The amendment notes an internal realignment at Vanguard on January 12, 2026 under SEC Release No. 34-39538, after which certain Vanguard subsidiaries report ownership separately.
WICKS FRANK reported acquisition or exercise transactions in this Form 4 filing.
CASS Information Systems director Frank Wicks received a grant of 301 shares of Common Stock as compensation on March 19, 2026, at $43.15 per share. This was a grant or award, not an open‑market purchase. After the award, he directly holds 32,317 shares.
The holdings include restricted stock bonus shares that are subject to vesting and forfeiture, meaning some shares will only fully belong to him if specified conditions are met over time.
Schilling Randall L reported acquisition or exercise transactions in this Form 4 filing.
CASS Information Systems director Randall L. Schilling reported an equity grant of 301 shares of common stock on March 19, 2026. The award is described as restricted stock bonus shares and is subject to vesting and forfeiture conditions, meaning the shares must meet service or other requirements to be fully earned.
After this grant, Schilling directly holds a total of 31,684 common shares, including these restricted shares. This is a compensation-related award, not an open‑market purchase, and the filing shows no derivative securities such as options or warrants.
Cass Information Systems director Joseph D. Rupp received a stock award of 301 shares of Common Stock at a value of $43.15 per share. The award is described as restricted stock bonus shares that are subject to vesting and forfeiture conditions.
Following this compensation-related grant, Rupp directly holds 22,015 shares of Cass Information Systems common stock. The filing characterizes the transaction as a grant or award acquisition rather than an open-market purchase.
LINDEMANN JAMES J reported acquisition or exercise transactions in this Form 4 filing.
CASS INFORMATION SYSTEMS INC director James J. Lindemann received a grant of 301 shares of Common Stock on March 19, 2026. The shares were awarded at $43.15 per share and are described as restricted stock bonus shares that are subject to vesting and potential forfeiture. After this award, Lindemann directly holds a total of 33,912 shares of CASS common stock.
Clermont Ralph W reported acquisition or exercise transactions in this Form 4 filing.
Cass Information Systems director Ralph W. Clermont received an equity award of 301 shares of Common Stock valued at $43.15 per share. The shares are described as restricted stock bonus shares that are subject to vesting and forfeiture conditions.
Following this grant, Clermont directly holds 25,140 shares of Cass Information Systems common stock. This is a compensation-related award rather than an open-market purchase, so it reflects equity-based pay more than an active trading decision.
Cass Information Systems calls its Annual Meeting for April 21, 2026, asking shareholders to elect seven directors to one‑year terms, approve executive pay on an advisory basis, and ratify KPMG as auditor for 2026.
The proxy describes a declassified board structure, with former CEO Eric Brunngraber serving as non‑executive chair and Joseph Rupp as lead independent director. A new nominee, Energizer CFO John Drabik, is proposed alongside six incumbents, and most directors are independent under Nasdaq rules.
The filing details governance practices, board evaluation, risk oversight (including cybersecurity and AI), ESG oversight, and director compensation, which combines cash retainers with restricted stock. It also outlines a pay‑for‑performance executive program, highlighting 2025 revenue of $190.8 million and net income of $35.1 million, with diluted EPS of $2.61 and strong capital and credit metrics supporting profit‑sharing and long‑term equity incentives.
Cass Information Systems, Inc. describes its annual performance and operations as a business-to-business payment and information processing firm supported by Cass Commercial Bank. The company processes about $94 billion of payments annually and earns net interest income from these flows, with its net interest margin rising to 3.83% in 2025.
Cass reports the June 30, 2025 sale of its telecom expense management and managed mobility solutions business to Asignet USA Inc. for $18.0 million, and outlines a transition services agreement of up to 18 months. The filing details extensive banking regulation, capital and liquidity requirements, FDIC insurance costs, and prompt corrective action standards.
The report also highlights key risks, including credit quality, interest rate and liquidity pressures, heavy regulatory oversight, cybersecurity and AI-related operational threats, climate and severe weather impacts, and competition in payment processing and banking. As of late February 2026, Cass has 12,901,080 common shares outstanding and 860 full-time employees, emphasizing human capital, benefits, and ESG initiatives.