Welcome to our dedicated page for Sierra Bancorp SEC filings (Ticker: BSRR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Sierra Bancorp (BSRR) filings with the U.S. Securities and Exchange Commission, along with AI-generated summaries to help interpret key disclosures. Sierra Bancorp is a California-based bank holding company for Bank of the Sierra, and its common stock is listed on the NASDAQ Global Select Market, as noted in its Form 8-K headers.
Here, users can review current reports on Form 8-K, which Sierra Bancorp files to report material events. Recent 8-Ks include items on financial results for quarterly and year-to-date periods, dividend declarations, share repurchase program approvals, and executive appointments or retirements. The company also files 8-Ks under Regulation FD when management participates in investor conferences and makes presentation materials available.
In addition to 8-Ks, investors typically consult annual reports on Form 10-K and quarterly reports on Form 10-Q for more detailed information on Sierra Bancorp’s loan portfolio, deposit base, net interest income, credit loss provisions, capital ratios, and risk factors. While those specific forms are not reproduced in the text above, this filings page is designed to surface them as they are made available on EDGAR.
The platform’s AI tools summarize lengthy filings to highlight sections related to earnings, capital and liquidity measures, asset quality, and board actions. For example, AI summaries can point out when an 8-K describes a new share repurchase authorization, a cash dividend amount and record date, or a change in a key executive role such as Chief Operations Officer or Principal Accounting Officer.
Users can also use this page to track governance and compensation disclosures referenced in exhibits to 8-Ks, such as employment agreements and indemnification agreements for senior officers, as cited in Sierra Bancorp’s filings. Real-time updates from EDGAR ensure that newly filed documents appear promptly, while AI-generated overviews help readers understand how each filing fits into the company’s broader financial and regulatory profile.
Sierra Bancorp ownership update: The Vanguard Group filed Amendment No. 3 to report that, after an internal realignment, it beneficially owns 0 shares of Sierra Bancorp common stock and holds 0% of the class. The filing explains certain Vanguard subsidiaries will report ownership separately in reliance on SEC Release No. 34-39538.
Sierra Bancorp executive Hugh F. Boyle reported a routine tax-related share disposition. On the vesting of previously awarded restricted stock, 1,689 shares of common stock were withheld at $35.98 per share to satisfy tax withholding obligations, rather than being sold on the open market. After this withholding, Boyle’s directly owned stake stands at 31,781 common shares.
Sierra Bancorp, parent of Bank of the Sierra, outlines its community banking business, risk profile, and regulatory environment in its annual report. As of December 31, 2025, the company had $3.8 billion in assets, including $2.5 billion of gross loans, $2.9 billion of deposits, and $364.9 million of shareholders’ equity.
Lending is concentrated in real estate, with 72.0% of loans secured by property and commercial real estate constituting 54.6% of total gross loans. Mortgage warehouse lending represents 20.4% of gross loans, adding short-term, wholesale-funded exposure. The bank operates 34 full-service branches across California and relies heavily on local relationships.
The company discusses competitive pressure from large banks and fintechs, interest rate and securities valuation risk, and sector-specific exposures to agriculture, commercial real estate (including office), and energy-related borrowers. At December 31, 2025, uninsured deposits were estimated at $703 million, or 25% of total deposits, highlighting funding and liquidity considerations. Management also emphasizes capital adequacy under community bank leverage rules, extensive regulatory oversight, and investments in compliance, cybersecurity, and human capital, including a diverse workforce and community-focused programs.
Sierra Bancorp President and CEO Kevin J. McPhaill reported a tax-related share withholding transaction in company common stock. On February 23, 2026, 1,358 shares were disposed of at a price of $36.09 per share to satisfy tax withholding obligations tied to the vesting of previously awarded restricted stock. Following this tax-withholding disposition, he directly owned 67,807 shares of Sierra Bancorp common stock.
Sierra Bancorp executive vice president and chief financial officer Christopher G. Treece reported a tax-withholding disposition of company stock. On this Form 4, 800 shares of common stock were withheld at $36.09 per share to satisfy tax obligations tied to vesting of previously awarded restricted stock. After this withholding event, Treece directly owned 39,095 shares of Sierra Bancorp common stock.
Sierra Bancorp executive Michael Olague reported a tax-related share disposition. On February 23, 2026, 665 shares of Sierra Bancorp common stock were withheld at $36.09 per share to satisfy tax obligations triggered by the vesting of previously granted restricted stock. This withholding reduced his reported direct holdings but did not involve an open-market sale or cash proceeds from selling shares into the market.
Sierra Bancorp executive Natalia M. Coen, EVP and Chief Risk Officer, reported a tax-withholding disposition of 653 shares of common stock at $36.09 per share in connection with the vesting of previously awarded restricted stock. After this withholding, she directly holds 26,836 shares of Sierra Bancorp common stock.
Sierra Bancorp executive vice president and chief credit officer Hugh F. Boyle reported a Form 4 transaction involving a tax-withholding disposition of company stock. On February 23, 2026, 794 shares of common stock were withheld at $36.09 per share to cover taxes on vesting restricted stock, leaving him with 33,470 directly owned shares.
Sierra Bancorp director Albert L. Berra exercised stock options for 5,000 shares of common stock on February 17, 2026. The options were exercised at a price of $17.25 per share, increasing one of his direct common stock holdings to 147,843 shares.
The filing also lists additional common stock holdings reported as indirect ownership through the Albert Berra DDS Profit Sharing Plan, Berra Investments, A Limited Partnership, and by spouse, along with another direct common stock account, providing a fuller picture of his overall stake in Sierra Bancorp.
Sierra Bancorp director Julie G. Castle reported an open-market sale of company stock. On February 13, 2026, she sold 250 shares of Sierra Bancorp common stock at a price of $37.52 per share. After this transaction, she directly owned 2,181 common shares.