BSBK files 8-K, releases Q3 2025 results press release (Ex. 99.1)

Rhea-AI Filing Summary

Bogota Financial Corp. (BSBK) furnished an 8-K announcing financial results for the three and nine months ended September 30, 2025. The company issued a press release on November 3, 2025, and attached it as Exhibit 99.1. The Item 2.02 information is furnished and not deemed filed under Section 18 of the Exchange Act, nor incorporated by reference under the Securities Act.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 3, 2025

Bogota Financial Corp.

(Exact Name of Registrant as Specified in Charter)

Maryland		001-39180		84-3501231
(State or Other Jurisdiction of Incorporation)		(Commission File No.)		(I.R.S. Employer Identification No.)
819 Teaneck Road, Teaneck, New Jersey				07666
(Address of Principal Executive Offices)				(Zip Code)

Registrant's telephone number, including area code: (201) 862-0660

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01		BSBK		The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operation and Financial Condition

On November 3, 2025, Bogota Financial Corp., the holding company for Bogota Savings Bank, issued a press release reporting its financial results for the three and nine months ended September 30, 2025.

A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

Item 9.01 Financial Statements and Exhibits

(a) Financial Statements of Businesses Acquired.  Not applicable.

(b) Pro Forma Financial Information.  Not applicable.

(c) Shell Company Transactions.  Not applicable.

(d) Exhibits.

Exhibit No.
99.1 Description
Press release dated November 3, 2025.

104 Cover Page Interactive Data File (formatted in iXBRL and contained in Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	BOGOTA FINANCIAL CORP.
DATE: November 3, 2025	By:        /s/ Brian McCourt
	Brian McCourt
	Executive Vice President and Chief Financial Officer

FAQ

What did BSBK announce in this 8-K?

BSBK reported it issued a press release with financial results for the three and nine months ended September 30, 2025, furnished under Item 2.02.

When was the BSBK press release issued?

The press release was issued on November 3, 2025.

Which period does BSBK’s update cover?

It covers the three and nine months ended September 30, 2025.

Where can I find the detailed results for BSBK?

Details are included in Exhibit 99.1, which contains the full press release.

Is the 8-K information considered filed or furnished?

The Item 2.02 information is furnished, not deemed filed under Section 18 of the Exchange Act.

Is the information incorporated by reference into other filings?

No. It is not incorporated by reference under the Securities Act.

What is BSBK’s trading symbol and exchange?

BSBK trades on The Nasdaq Stock Market, LLC under the symbol BSBK.