Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal (BMO) is offering Accelerated Return Notes linked to the iShares U.S. Aerospace & Defense ETF with a public offering size of $18,517,740 at a $10.00 principal per unit, maturing on June 25, 2027.
The notes provide a leveraged payoff (300% Participation Rate) up to a Capped Value of $12.07 per unit and expose investors to issuer credit risk, sector concentration in aerospace & defense, and tax and valuation uncertainties. The issuer's initial estimated value at pricing was $9.66 per unit; the offering price exceeds that estimate due to underwriting and hedging charges.
Bank of Montreal (BMO) is offering US$3,538,000 of Senior Medium-Term Notes, Series K — Digital Return Barrier Notes due May 28, 2027, linked to the least performing of the S&P 500® and Russell 2000® indexes. The notes pay a fixed Digital Return of 13.65% at maturity if the Least Performing Reference Asset’s Final Level is at least 75.00% of its April 23, 2026 Initial Level. If the Least Performing Reference Asset falls below that barrier, principal is reduced 1% for each 1% decline and investors may lose up to 100% of principal. The notes are unsecured obligations of BMO, do not pay interest, will not be listed, and are subject to BMO credit risk. The estimated initial value was $1,006.08 per $1,000 on the Pricing Date and the public offering price was 100% (agent commission 0.43%).
Bank of Montreal priced US$1,700,000 Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons — linked to the least performing of NFLX, MU and GOOGL. The Pricing Date was April 23, 2026, Settlement Date April 28, 2026, Valuation Date April 25, 2029 and Maturity Date April 30, 2029.
The notes pay contingent quarterly coupons at a Contingent Interest Rate of 7.4625% per quarter (approximately 29.85% per annum) equal to $373.125 per $5,000 if each Reference Asset is at or above its Coupon Barrier on an Observation Date. Coupon Barrier and Trigger Levels are $55.69 (NFLX), $289.03 (MU) and $203.33 (GOOGL), each 60.00% of the Initial Level. If not automatically redeemed, a Trigger Event occurs if any Final Level is below its Trigger Level and maturity payment will be in shares or cash equal to the Physical or Cash Delivery Amount; Physical Delivery Amount equals $5,000 divided by the Initial Level of the least performing asset. The document states an estimated initial value of $4,760.20 per $5,000.
Bank of Montreal priced US$500,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes linked to the least performing common stock of Merck & Co., Inc. (MRK) and Broadcom Inc. (AVGO). The Pricing Date was April 23, 2026, the Settlement Date April 28, 2026, the Valuation Date April 25, 2029, and the Maturity Date April 30, 2029. Coupons accrue at 0.9375% per month (approximately 11.25% per annum), paid monthly and subject to automatic redemption if on a Call Observation Date each reference asset is at or above its Call Level.
If not called, principal repayment at maturity depends on the Least Performing Reference Asset: investors receive $1,000 per $1,000 principal unless a Trigger Event occurs (Final Level below the Trigger Level), in which case physical delivery or a cash alternative tied to the Least Performing Reference Asset applies. The estimated initial value on the Pricing Date was $952.06 per $1,000.
Bank of Montreal priced US$1,194,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Memory Coupons — linked to the least performing share of Apple (AAPL), Amazon (AMZN) and NVIDIA (NVDA). The notes pay contingent quarterly coupons of 5.35% per quarter (approximately 21.40% per annum) if all reference assets meet coupon barrier tests. Pricing Date was April 23, 2026, settlement April 28, 2026, and maturity April 30, 2029. Estimated initial value was $967.48 per $1,000.
The Bank of Montreal (BMO) is offering Capped Leveraged Index Return Notes® linked to the Invesco S&P 500® Equal Weight ETF (ticker RSP). The notes have a $10.00 public offering price per unit, an initial estimated value of $9.70 per unit, a participation rate of 200%, a capped value of $11.84 per unit, and mature on April 28, 2028. The notes return 200% of positive index performance up to the capped value; if the Ending Value is below the Threshold Value of $182.21 (90.00% of the Starting Value $202.45), holders will suffer principal loss. Payments are unsecured and subject to BMO credit risk. The offering size is $24,108,090 in the original issuance, with an underwriting discount of $0.20 and an additional hedging charge of $0.05 per unit.
Bank of Montreal (BMO) is offering Capped Leveraged Index Return Notes® linked to the Russell 2000® Index due April 28, 2028. The notes carry a $10.00 principal per unit, a public offering price of $10.00 per unit and aggregate public offering price of $27,240,800.00. The structuring provides a 200% Participation Rate up to a Capped Value of $12.589 per unit (25.89% return). If the Ending Value is below the 90% Threshold Value (2,497.586), holders can lose a portion of principal; if Ending Value is between the Threshold and Starting Value, principal is returned. The initial estimated value on the pricing date was $9.67 per unit. Payments depend on the Index performance and BMO creditworthiness; underwriting discount and hedging-related charges reduce economic terms.
Bank of Montreal is offering Accelerated Return Notes® linked to the EURO STOXX 50® Index due June 25, 2027 with a public offering price of $10.00 per unit and aggregate offering size of $43,088,540.00. The notes pay a leveraged upside at a 300% Participation Rate up to a Capped Value of $12.148 per unit (21.48% return). If the Index declines, principal is at risk; redemption depends on the average Ending Value during the June 16–22, 2027 valuation period. The initial estimated value on the pricing date was $9.72 per unit, below the public offering price.
Bank of Montreal offers EURO STOXX 50®-linked notes (Series K) with a face amount of $1,000 per security. The pricing date is April 23, 2026 and the stated maturity date is April 27, 2028. The securities provide 150% upside participation up to a maximum return of 26.62% (maximum maturity payment $1,266.20). A 15% buffer protects against losses up to 15% of the starting value; declines beyond the threshold (85% of starting value) produce 1-to-1 downside, potentially reducing the face amount by up to 85%. The issuer estimated an initial value of $969.67 per security and will receive proceeds of $974.25 per security after an agent discount of $25.75. These are unsecured obligations of Bank of Montreal and carry issuer credit risk; tax treatment is uncertain for U.S. holders.
Bank of Montreal is offering $3,000,000 of Trigger Autocallable Contingent Yield Notes due April 25, 2029, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes pay a 12.06% per annum contingent coupon quarterly if each index equals or exceeds a 75% coupon barrier on observation dates; they are automatically callable quarterly if each index equals or exceeds its trade-date closing level. If not called, repayment at maturity depends on the final observation: full principal plus any final contingent coupon if each index is >= its 60% downside threshold; otherwise payment is reduced proportionally to the negative return of the least performing index, exposing investors to potential loss of most or all principal. Trade Date: April 23, 2026; Settlement: April 27, 2026. Notes are senior unsecured obligations of Bank of Montreal and subject to issuer credit risk.