Welcome to our dedicated page for Bank Of Montreal SEC filings (Ticker: BMO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of Montreal (BMO) SEC filings page brings together the U.S. regulatory disclosures of BMO Financial Group, a foreign issuer that files under the multi-jurisdictional disclosure system. As a Canadian bank with shares listed on the NYSE under the symbol BMO, the company provides U.S. investors with access to its financial and regulatory information through the SEC’s EDGAR system.
BMO files an annual report on Form 40-F, which incorporates its audited annual consolidated financial statements and Management’s Discussion and Analysis. In addition, it submits Form 6-K current reports that can include the annual report to shareholders, earnings coverage ratios, consolidated capitalization information, and press releases such as quarterly earnings announcements and dividend declarations.
The bank maintains Form F-3 shelf registration statements for securities offerings and Form S-8 registration statements for employee share plans, as referenced in its Form 6-K incorporation-by-reference sections. These filings outline the terms under which BMO may issue various securities and provide details on compensation and incentive arrangements for employees.
For investors analyzing BMO’s capital strength and funding, the filings present capital and liquidity measures, including the Common Equity Tier 1 (CET1) ratio, Tier 1 and total capital ratios, leverage ratio, and liquidity metrics, as disclosed in accordance with OSFI guidelines. Earnings releases furnished on Form 6-K summarize reported and adjusted net income, earnings per share, segment results for Canadian Personal and Commercial Banking, U.S. Banking, Wealth Management, and Capital Markets, as well as provisions for credit losses and other key performance indicators.
On Stock Titan, these SEC filings are complemented by AI-powered summaries that highlight the main points of lengthy documents such as annual reports and earnings releases. Users can quickly see what has changed in BMO’s financial position, capital structure, and segment performance without reading every page. Real-time updates from EDGAR help ensure that new 6-K submissions, registration statement references, and other regulatory documents are surfaced promptly, while AI-generated overviews make complex disclosures more accessible to a broad range of investors.
Bank of Montreal (BMO) priced US$807,000 of Senior Medium-Term Notes, Series K: Capped Buffer Enhanced Return Notes due April 28, 2028, linked to the S&P 500® Index. The notes offer 150.00% upside participation subject to a $1,165.00 Maximum Redemption Amount per $1,000 principal. If the index declines by more than the 20.00% buffer from the Initial Level (4/27/2026 close: 7,173.91), investors incur a dollar-for-dollar loss beyond that buffer, up to 80.00% of principal. The initial estimated value was $974.21 per $1,000. All payments are subject to BMO credit risk; the notes are unsecured, non-interest-bearing, and will not be listed.
Bank of Montreal is offering Capped Buffer GEARS, senior unsecured notes linked to the S&P 500® Index maturing May 2, 2028. Each $10 security returns $10 plus an upside payment if the index gains (subject to a 24.50% Maximum Gain and 2.0 Upside Gearing). If the S&P 500 falls below a 90% Downside Threshold (a 10% Buffer), investors suffer 1:1 losses beyond the Buffer. The offering size is $5,900,100 and the estimated initial value per security was $9.97 on the Trade Date. Payments depend on the Final Valuation Date and are subject to Bank of Montreal credit risk and U.S. federal income tax uncertainty.
Bank of Montreal priced a US$1,804,000 issuance of Senior Medium‑Term Notes, Series K: Capped Contingent Risk Absolute Return Buffer Notes linked to the S&P 500® Index due April 30, 2031. The notes provide 175.00% upside and downside leverage subject to a Maximum Redemption Amount of $1,450.00 per $1,000 and a Buffer Level of 80.00% (5,739.13) of the Initial Level (Initial Level: 7,173.91).
The structure pays no interest and offers a leveraged positive return if the index rises or falls within the buffer, capped at specified maximums; if the Final Level is below the Buffer Level, holders lose 1% of principal for each 1% decline beyond the 20.00% buffer, with potential principal loss up to 80.00%. Payments at maturity are unsecured obligations of Bank of Montreal and all payments are subject to the Bank’s credit risk.
Bank of Montreal is issuing US$4,836,000 of Senior Medium-Term Notes, Series K — Autocallable Barrier Enhanced Return Notes due April 30, 2029. The notes offer 175.00% upside leverage to the least performing of the Dow Jones Industrial Average®, NASDAQ-100® and Russell 2000®.
The notes can be automatically redeemed on May 03, 2027 if each reference asset closes above its Call Level (100% of Initial Level); automatic redemption pays principal plus a Call Amount of $197.50 per $1,000 (about 19.75% per annum). If not called, maturity payoff depends on the Least Performing Reference Asset: no additional return if the Least Performing final level is between the Initial Level and the Barrier (70%); full downside exposure below the Barrier (lose 1% of principal per 1% decline). The public offering price is 100% and the issuer’s estimated initial value is $969.27 per $1,000.
Bank of Montreal (BMO) priced US$978,000 aggregate principal of Senior Medium-Term Notes, Series K — Buffer Enhanced Return Notes due April 30, 2031 linked to the S&P 500® Futures Excess Return Index. The notes provide 160.00% upside leverage on positive index performance but include an 80.00% downside exposure beyond a 20.00% buffer. If the Reference Asset falls more than 20.00% from its Initial Level, investors lose 1% of principal for each 1% decline beyond the buffer, with up to an 80.00% principal loss at maturity. The notes pay no interest, are unsecured obligations of BMO, are not exchange-listed, and were issued in minimum $1,000 denominations. Price to public equaled 100% of principal; estimated initial value was $932.07 per $1,000. Settlement is April 30, 2026, valuation date is April 25, 2031, and final payment depends on the Final Level on the valuation date.
Bank of Montreal (BMO) priced US$830,000 of Senior Medium-Term Market Linked Notes, Series K, due April 30, 2029, linked to the least performing of the NASDAQ-100 Index and the Dow Jones Industrial Average. The notes pay no interest and provide 100% upside exposure capped at a 24.00% Maximum Return, producing a $1,240.00 Maximum Redemption Amount per $1,000 principal. If the Least Performing Reference Asset falls or is flat at maturity, investors receive only principal. All payments are subject to BMO credit risk; estimated initial value was $971.22 per $1,000.
Bank of Montreal (BMO) priced US$277,000 of Senior Medium-Term Notes, Series K — Autocallable Buffer Enhanced Return Notes due April 30, 2031, linked to the S&P 500® Futures Excess Return Index. The notes offer 150.00% upside leverage on any appreciation if not auto‑redeemed, a 20.00% buffer against losses at maturity and an automatic redemption trigger on April 26, 2028 that would pay a $225 Call Amount per $1,000 (about 11.25% per annum). If not auto‑redeemed and the Reference Asset falls below the Buffer Level (80.00% of the Initial Level), investors lose 1% of principal for each 1% decline beyond the 20.00% buffer, up to an 80.00% loss. Notes do not pay interest, are unsecured obligations of BMO, and all payments are subject to BMO credit risk.
Bank of Montreal priced US$1,873,000 of Senior Medium-Term Notes, Series K — Capped Buffer Enhanced Return Notes linked to the S&P 500® Index. The notes mature on April 28, 2028 and settle on April 30, 2026. The notes offer a 150.00% Upside Leverage Factor on any appreciation in the Reference Asset but the payment at maturity is capped at a Maximum Redemption Amount of $1,235.00 per $1,000 (a 23.50% maximum return). The notes provide a 15.00% buffer: if the Final Level is at or above 85.00% of the Initial Level you receive principal only; if the Final Level is below that Buffer Level you lose 1% of principal for each 1% decline beyond the 15.00% buffer, up to an 85.00% principal loss. The public offering price was 100% (price to public) and the initial estimated value was $996.69 per $1,000. All payments are subject to the credit risk of Bank of Montreal and the notes will not be listed on any securities exchange.
Bank of Montreal priced US$435,000 of Senior Medium-Term Notes, Series K: Digital Return Barrier Notes due March 31, 2028, linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000. The notes offer a 20.00% fixed Digital Return if the Least Performing Reference Asset finishes at or above 70.00% of its April 27, 2026 initial level; otherwise investors suffer a linear loss of principal equal to the Percentage Change of the Least Performing Reference Asset. The offering price was 100% of principal and the issuer's estimated initial value was $980.03 per $1,000 principal. Payments are unsecured obligations of Bank of Montreal and subject to its credit risk.
Bank of Montreal (BMO) priced a US$374,000 issuance of Senior Medium-Term Notes, Series K — market linked notes due April 30, 2029 — linked to the least performing of the NASDAQ-100 Index and the VanEck® Semiconductor ETF.
The notes pay 1-to-1 upside participation (Upside Leverage Factor 100.00%) subject to a Maximum Redemption Amount of $1,215.00 per $1,000 (a 21.50% cap). If the least performing reference asset declines, investors receive only principal. All payments are subject to Bank of Montreal credit risk.