Welcome to our dedicated page for Beeline Holdings SEC filings (Ticker: BLNE), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Beeline Holdings, Inc. (NASDAQ: BLNE) SEC filings page on Stock Titan provides direct access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Beeline is a Nevada corporation and mortgage fintech whose common stock trades on The Nasdaq Capital Market under the symbol BLNE, and its filings offer detailed insight into its digital mortgage, title, SaaS, and blockchain-enabled home equity businesses.
Key documents for BLNE include Form 10-K annual reports and Form 10-Q quarterly reports, where Beeline describes its operations as a full-service, direct-to-consumer digital mortgage lender specializing in conventional conforming and non-conforming residential first-lien mortgages, along with its title, escrow, and closing services and proprietary SaaS mortgage platform. These filings also discuss risk factors, business strategy, and segment activities across lending, title, and technology.
Frequent Form 8-K current reports detail material events such as capital raises, warehouse lending facilities, preferred stock redemptions, and press releases about financial results or new product launches. Recent 8-K filings have covered a registered direct offering of common stock, the redemption and withdrawal of designation of Series E Convertible Preferred Stock, and press releases on quarterly performance and operational milestones.
Beeline’s registration statements, including its Form S-1 related to an equity line of credit, provide additional background on the company’s history, including its October 7, 2024 merger and subsequent focus on mortgage lending and related businesses. Investors can also review exhibits for details on purchase agreements, placement agency arrangements, and warrant terms.
On Stock Titan, AI-powered tools summarize lengthy Beeline filings, highlight key changes, and surface items such as equity transactions and capital structure updates. Users can quickly scan BLNE’s 10-Ks, 10-Qs, and 8-Ks, as well as monitor new filings in real time, to understand how the company’s mortgage, title, SaaS, and blockchain equity initiatives are reflected in its official regulatory record.
Beeline Holdings, Inc. (BLNE) has transformed from a spirits company into a fintech-focused mortgage lender, fractional real estate equity facilitator and title provider, operating in 29 U.S. states with a digital, AI-driven platform targeting Non-QM borrowers, investors and gig-economy workers.
The company originated and brokered predominantly Non-QM loans in 2025, with approximately 73% of loans outside traditional agency guidelines and acting as lender in 73% of transactions and broker in 27%. Revenue comes mainly from net gain on sale of loans (about 69%), with loan origination fees (about 13%) and title fees (about 18%) as additional contributors.
Beeline is building new businesses including BeelineEquity, a crypto-funded fractional home equity product, and Beeline Labs’ BlinkQC SaaS QC platform, while relying on three warehouse credit lines totaling $25 million. However, the company discloses substantial doubt about its ability to continue as a going concern and carries $33.3 million of goodwill that could be impaired, underscoring meaningful financial and regulatory risk.
Beeline Holdings reported strong growth but continued losses for the fourth quarter of 2025. Net revenue reached $2.5 million, up 127% year-over-year and 8.3% sequentially, with mortgage origination volume of $84.7 million, a 44% increase from the prior year period.
The company highlighted better loan economics, with a 31% rise in average revenue per loan and an 18% drop in average cost per loan, and it ended 2025 with no corporate debt. Despite this, Beeline posted a Q4 2025 net loss of $8.4 million and negative Adjusted EBITDA of $3.4 million, though both improved versus Q4 2024.
Operating expenses rose to $10.6 million, driven largely by $4.2 million in non-cash stock-based compensation; excluding this, expenses increased more modestly. Management emphasized the launch of its BeelineEquity fractional equity platform and described a strategy to scale toward a $100 million revenue run rate over the next couple of years while progressing toward cash flow break-even.
Beeline Holdings, Inc. reported that on March 18, 2026 it entered into an agreement with the holder of its Series A Convertible Redeemable Preferred Stock to exchange the remaining 4,425,102 Series A shares for 983,356 shares of common stock, using a conversion price of $2.25 per share based on the Series A stated value. Under the original terms, conversion at $1.75 per share would have required issuing an additional 280,959 common shares. Following this transaction, no Series A shares remain outstanding, and on March 20, 2026 the company filed a certificate of withdrawal for the Series A designation in Nevada. The exchange was treated as an unregistered sale of equity securities exempt from registration under Section 3(a)(9) of the Securities Act.
Beeline Holdings, Inc. filed a current report highlighting the launch of its new Self-Service Mortgage Experience, a 24/7 digital pathway that lets eligible borrowers explore personalized conventional mortgage options and request rate locks without speaking to a loan officer.
The first phase of Self-Service went live on March 11, 2026 and currently applies to about half of Beeline’s conventional mortgage applicants. The AI-driven platform presents customized rate options, integrates a digital assistant named Bob for real-time help, and still offers on-demand access to Beeline Loan Guides, with future phases expected to expand self-service capabilities.
Beeline Holdings, Inc. entered a strategic partnership with TYTL Corp. to tokenize deed-recorded fractional equity interests in U.S. residential real estate under the BeelineEquity brand. The companies have already completed 11 initial transactions and launched a starter portfolio while building infrastructure to scale.
Beeline expects revenue from transaction facilitation fees plus title, escrow, closing and settlement services, and estimates about $41 million of cumulative revenue for every $1 billion of aggregate transaction value on the platform, based on internal modeling. TYTL targets a U.S. single-family market of roughly $110 trillion in property value and about $39 trillion of available homeowner equity.
TYTL’s model acquires deed-recorded fractional equity interests via a one-time closing, with no appraisal, no credit underwriting, and no future payment obligations for homeowners, and then mints 1:1 Solana-based tokens that are liquidated through Anchorage Digital Bank. Beeline’s core AI-enabled mortgage business reportedly achieved approximately 100% revenue growth in 2025 versus 2024, and the TYTL relationship is a related-party partnership involving Beeline’s principal shareholder and CEO.
Beeline Holdings, Inc. disclosed that related party TYTL Corp. has entered into a strategic partnership with Beeline and Anchorage Digital Bank to launch a blockchain-based fractional real estate equity platform. TYTL’s Solana-native tokenized deed structure targets U.S. homeowner equity by purchasing deed-recorded fractional interests instead of issuing debt.
Supported by Beeline, TYTL has already completed its first 11 fractional equity acquisitions in prime U.S. residential markets and closed a seed funding round led by Strobe Ventures with participation from Fifth Era. The disclosure is furnished under Regulation FD and includes TYTL’s March 11, 2026 press release.
Beeline Holdings, Inc. filed a prospectus supplement to register the offer and sale from time to time of up to $15,000,000 of common stock under an at the market offering agreement with Ladenburg Thalmann & Co., Inc. as sales agent.
The company previously sold approximately 5,907,698 shares of common stock for gross proceeds of about $8,260,077 under the same agreement. Ladenburg is entitled to a 3.0% commission on gross proceeds from any new sales, plus specified legal fee reimbursements. The shares are offered under an effective Form S-3 shelf registration.
Beeline Holdings, Inc. filed a prospectus supplement registering up to $15,000,000 of common stock in an at-the-market offering to be sold from time to time through Ladenburg Thalmann & Co. Inc. as sales agent.
The prospectus supplement states the offering could equal up to 5,494,505 shares assuming sales at $2.73 per share and notes 28,942,065 shares outstanding as of March 6, 2026. Proceeds are intended to redeem certain Series A preferred shares and for working capital and general corporate purposes.
Beeline Holdings disclosed that Sansar Capital Master Fund, L.P. beneficially owns 2,248,560 shares of Common Stock, representing 8.1% of the class. The filing states the reporting person has sole voting and sole dispositive power over all 2,248,560 shares.
Shares outstanding were 27,755,039 as of November 14, 2025, cited from the issuer's Form 10-Q for the quarter ended September 30, 2025. This is an Amendment No. 1 to the Schedule 13G filed by the reporting person and is signed by the reporting person’s representative.
Beeline Holdings, Inc. reported unregistered issuances of common stock tied to preferred stock conversions and warrant exercises. From January 28, 2026 through February 16, 2026, shareholders converted Series F, Series F-1 and Series G Convertible Preferred Stock into 94,476 shares of common stock.
On February 5, 2026 and February 12, 2026, four warrant holders exercised Series G Warrants and acquired an aggregate of 337,967 shares of common stock. These transactions were treated as exempt from registration under the Securities Act of 1933 pursuant to Section 4(a)(2) and Rule 506(b).