Welcome to our dedicated page for Berkshire Hills Bancorp SEC filings (Ticker: BHLB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page aggregates SEC filings historically associated with Berkshire Hills Bancorp, Inc. under the symbol BHLB and its successor, Beacon Financial Corporation, now trading on the New York Stock Exchange as BBT. These regulatory documents provide a detailed record of the company’s financial reporting, corporate actions and transformation through its merger of equals with Brookline Bancorp, Inc.
Among the filings, investors will find Form 8-K reports in which Berkshire Hills Bancorp announced quarterly and annual financial results, including net interest income, net interest margin, operating earnings, efficiency ratios, loan and deposit balances, and asset quality measures. Other 8-K filings document dividends declared by the Board of Directors, conference call and webcast information, and materials such as investor presentations.
Filings from 2024 and 2025 are especially important for understanding the merger transaction. A Form 8-K dated August 25, 2025 reports receipt of all required regulatory approvals for the merger of equals with Brookline Bancorp. A subsequent Form 8-K dated September 2, 2025 confirms completion of the merger on September 1, 2025, the change of the holding company’s name to Beacon Financial Corporation, and the change of the NYSE ticker symbol from BHLB to BBT. Additional 8-K and 8-K/A filings describe related matters such as the assumption of subordinated debentures, amendments to the certificate of incorporation and bylaws, changes in directors and executive officers, and the appointment of a new independent registered public accounting firm.
Later 8-K and 8-K/A filings under the Beacon Financial Corporation name continue to reference that the company was previously known as Berkshire Hills Bancorp, Inc. and confirm that its common stock trades under the BBT symbol. These filings also include pro forma combined financial information for the merger with Brookline Bancorp. On this page, users can access these historical and transitional filings and use AI-powered summaries to quickly understand key points in lengthy documents such as merger-related 8-Ks and financial disclosures.
Beacon Financial Corporation reported much stronger quarterly results as a larger combined institution following its 2025 merger of equals. For the three months ended March 31, 2026, net income rose to $46.2 million from $19.1 million a year earlier, and diluted EPS increased to $0.55 from $0.21. Net interest income more than doubled to $190.8 million, driven by higher interest and dividend income of $292.4 million, partly offset by higher funding costs.
Total assets were $22.2 billion at March 31, 2026, with loans and leases of $17.9 billion and deposits of $18.3 billion. Deposits declined from $19.5 billion at year-end, while FHLB advances increased to $822.1 million. The allowance for loan and lease losses was $244.4 million, and the allowance for unfunded commitments was $16.6 million, reflecting updated credit models and qualitative adjustments.
Non-interest expense rose to $140.8 million, including $13.0 million of merger and restructuring costs and higher compensation, occupancy, and technology spending. Accumulated other comprehensive loss deepened to $31.4 million, mainly from larger unrealized losses on the $1.7 billion available-for-sale securities portfolio, leading to comprehensive income of $34.8 million.
Beacon Financial Corporation reported much stronger quarterly results as a larger combined institution following its 2025 merger of equals. For the three months ended March 31, 2026, net income rose to $46.2 million from $19.1 million a year earlier, and diluted EPS increased to $0.55 from $0.21. Net interest income more than doubled to $190.8 million, driven by higher interest and dividend income of $292.4 million, partly offset by higher funding costs.
Total assets were $22.2 billion at March 31, 2026, with loans and leases of $17.9 billion and deposits of $18.3 billion. Deposits declined from $19.5 billion at year-end, while FHLB advances increased to $822.1 million. The allowance for loan and lease losses was $244.4 million, and the allowance for unfunded commitments was $16.6 million, reflecting updated credit models and qualitative adjustments.
Non-interest expense rose to $140.8 million, including $13.0 million of merger and restructuring costs and higher compensation, occupancy, and technology spending. Accumulated other comprehensive loss deepened to $31.4 million, mainly from larger unrealized losses on the $1.7 billion available-for-sale securities portfolio, leading to comprehensive income of $34.8 million.
Beacon Financial Corporation announced that it received a notice of non-objection from the Board of Governors of the Federal Reserve for its previously adopted stock repurchase program. This regulatory clearance allows the company to move forward with buying back its own shares.
Under the program, Beacon Financial may repurchase up to $50 million of its outstanding common stock. Repurchases can occur from time to time between May 5, 2026 and May 4, 2027 through open market or negotiated transactions at prevailing market prices, in accordance with federal securities laws.
Beacon Financial Corporation announced that it received a notice of non-objection from the Board of Governors of the Federal Reserve for its previously adopted stock repurchase program. This regulatory clearance allows the company to move forward with buying back its own shares.
Under the program, Beacon Financial may repurchase up to $50 million of its outstanding common stock. Repurchases can occur from time to time between May 5, 2026 and May 4, 2027 through open market or negotiated transactions at prevailing market prices, in accordance with federal securities laws.
Beacon Financial Corp Chief Marketing Officer Levante Gary R. filed an initial ownership report showing holdings of 6,494 shares of common stock. The position includes restricted stock granted under the Beacon Financial Corporation 2025 Stock Option and Incentive Plan. This filing reports holdings rather than a new stock purchase or sale.
Beacon Financial Corp Chief Marketing Officer Levante Gary R. filed an initial ownership report showing holdings of 6,494 shares of common stock. The position includes restricted stock granted under the Beacon Financial Corporation 2025 Stock Option and Incentive Plan. This filing reports holdings rather than a new stock purchase or sale.
Beacon Financial Corp reported a Schedule 13G disclosure: Vanguard Capital Management reports beneficial ownership of 4,403,534 shares of common stock as of 03/31/2026. The filing shows this stake equals 5.25% of the class, with sole dispositive power over 4,403,534 shares and sole voting power over 637,350 shares. The filing lists CUSIP 084680107 and is signed by Vanguard's Head of Global Fund Administration on 04/29/2026.
Beacon Financial Corp reported a Schedule 13G disclosure: Vanguard Capital Management reports beneficial ownership of 4,403,534 shares of common stock as of 03/31/2026. The filing shows this stake equals 5.25% of the class, with sole dispositive power over 4,403,534 shares and sole voting power over 637,350 shares. The filing lists CUSIP 084680107 and is signed by Vanguard's Head of Global Fund Administration on 04/29/2026.
Beacon Financial Corporation reported first quarter 2026 net income of $46.2 million, or $0.55 per share, up sharply from $19.1 million a year earlier but down from $53.4 million in the prior quarter. Operating earnings were $58.4 million, or $0.70 per share, excluding $13.0 million of merger and restructuring costs as integration of its merger of equals continues.
Total assets were $22.2 billion, with loans of $17.9 billion and deposits of $18.3 billion, reflecting seasonal and payroll-related deposit outflows and lower cash balances. The net interest margin was 3.78%, down 4 basis points from the prior quarter as loan yields and earning assets declined slightly.
Asset quality weakened: nonperforming loans rose to 0.83% of total loans and leases, and net charge-offs increased to $13.6 million, or 0.30% of average loans and leases. The allowance for loan and lease losses was 1.36% of total loans and leases. Return on average assets was 0.84%, and return on average tangible stockholders’ equity was 9.30%.
The Board declared a regular quarterly dividend of $0.3225 per share, payable May 29, 2026, and approved a $50 million stock repurchase program, subject to regulatory approval. Tangible book value per common share increased to $23.48, and tangible stockholders’ equity to tangible assets was 9.07%.
Beacon Financial Corporation reported first quarter 2026 net income of $46.2 million, or $0.55 per share, up sharply from $19.1 million a year earlier but down from $53.4 million in the prior quarter. Operating earnings were $58.4 million, or $0.70 per share, excluding $13.0 million of merger and restructuring costs as integration of its merger of equals continues.
Total assets were $22.2 billion, with loans of $17.9 billion and deposits of $18.3 billion, reflecting seasonal and payroll-related deposit outflows and lower cash balances. The net interest margin was 3.78%, down 4 basis points from the prior quarter as loan yields and earning assets declined slightly.
Asset quality weakened: nonperforming loans rose to 0.83% of total loans and leases, and net charge-offs increased to $13.6 million, or 0.30% of average loans and leases. The allowance for loan and lease losses was 1.36% of total loans and leases. Return on average assets was 0.84%, and return on average tangible stockholders’ equity was 9.30%.
The Board declared a regular quarterly dividend of $0.3225 per share, payable May 29, 2026, and approved a $50 million stock repurchase program, subject to regulatory approval. Tangible book value per common share increased to $23.48, and tangible stockholders’ equity to tangible assets was 9.07%.
Beacon Financial Corp reported a Schedule 13G showing Vanguard Portfolio Management beneficially owns 5,192,136 shares of Common Stock. The filing states this equals 6.19% of the class and that Vanguard Portfolio Management has sole dispositive power over 5,192,136 shares and sole voting power over 58,204 shares. The filing lists affiliate voting/dispositive arrangements under SEC Release No. 34-39538.
Beacon Financial Corp reported a Schedule 13G showing Vanguard Portfolio Management beneficially owns 5,192,136 shares of Common Stock. The filing states this equals 6.19% of the class and that Vanguard Portfolio Management has sole dispositive power over 5,192,136 shares and sole voting power over 58,204 shares. The filing lists affiliate voting/dispositive arrangements under SEC Release No. 34-39538.
Beacon Financial Corporation is asking stockholders to vote at its 2026 virtual Annual Meeting on May 13, 2026. Proposals include electing 16 directors, ratifying KPMG LLP as auditor for 2026, and approving a non-binding “say on pay” vote for named executive officers.
The proxy describes Beacon’s 2025 merger of equals between Berkshire Hills Bancorp and Brookline Bancorp, which created Beacon Bank & Trust. The combined Bank is among the top 100 U.S. banks with over $23 billion in total assets, approximately 2,000 employees and more than 145 branches and commercial centers across New England and New York.
Each share of common stock has one vote, and there were 84,028,225 shares outstanding on the March 20, 2026 record date. Fifteen of sixteen director nominees are independent under NYSE rules, and the Board operates four key committees overseeing audit, compensation, governance and risk.
Beacon Financial Corporation is asking stockholders to vote at its 2026 virtual Annual Meeting on May 13, 2026. Proposals include electing 16 directors, ratifying KPMG LLP as auditor for 2026, and approving a non-binding “say on pay” vote for named executive officers.
The proxy describes Beacon’s 2025 merger of equals between Berkshire Hills Bancorp and Brookline Bancorp, which created Beacon Bank & Trust. The combined Bank is among the top 100 U.S. banks with over $23 billion in total assets, approximately 2,000 employees and more than 145 branches and commercial centers across New England and New York.
Each share of common stock has one vote, and there were 84,028,225 shares outstanding on the March 20, 2026 record date. Fifteen of sixteen director nominees are independent under NYSE rules, and the Board operates four key committees overseeing audit, compensation, governance and risk.
Beacon Financial Corporation owners filed a Schedule 13G reporting group ownership by Integrated Core Strategies (US) LLC, Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander. The filing lists 4,565,343 shares (5.4%) for Integrated Core Strategies and 4,701,289 shares (5.6%) for Millennium-related filers as beneficially held.
The ownership positions are reported as shared voting and shared dispositive power. A Joint Filing Agreement dated March 25, 2026 is attached and signatures appear for the named filers.
Beacon Financial Corporation owners filed a Schedule 13G reporting group ownership by Integrated Core Strategies (US) LLC, Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander. The filing lists 4,565,343 shares (5.4%) for Integrated Core Strategies and 4,701,289 shares (5.6%) for Millennium-related filers as beneficially held.
The ownership positions are reported as shared voting and shared dispositive power. A Joint Filing Agreement dated March 25, 2026 is attached and signatures appear for the named filers.
Beacon Financial Corporation filed an automatic Form S-3 shelf registration to permit the offering and resale, from time to time after effectiveness, of a variety of securities including common stock, preferred stock, debt securities, depositary shares, warrants, purchase contracts, units and subscription rights.
The prospectus states offerings may be by the company or by one or more selling securityholders and that the company will not receive proceeds from sales by selling securityholders. The prospectus references the NYSE ticker BBT and a closing share price of $29.83 on March 3, 2026.
Beacon Financial Corporation filed an automatic Form S-3 shelf registration to permit the offering and resale, from time to time after effectiveness, of a variety of securities including common stock, preferred stock, debt securities, depositary shares, warrants, purchase contracts, units and subscription rights.
The prospectus states offerings may be by the company or by one or more selling securityholders and that the company will not receive proceeds from sales by selling securityholders. The prospectus references the NYSE ticker BBT and a closing share price of $29.83 on March 3, 2026.
Beacon Financial Corporation, formerly Berkshire Hills Bancorp, reported strong 2025 results following its merger of equals with Legacy Brookline Bancorp and rebranding under ticker BBT.
Loans and leases rose to $18.0 billion, up 84.4%, while deposits reached $19.5 billion, up 119.2%, largely reflecting the combination. Commercial loans totaled $14.0 billion, 77.4% of loans. Net interest income increased 52.6% to $503.1 million, with net interest margin improving to 3.56% from 3.06%. Net income grew 31.4% to $90.3 million and EPS increased to $1.03 from $0.77. Asset quality remained manageable: nonperforming assets were $116.7 million, or 0.50% of total assets, and the allowance for loan and lease losses was $252.8 million, or 1.40% of loans and leases.
Beacon Financial Corporation, formerly Berkshire Hills Bancorp, reported strong 2025 results following its merger of equals with Legacy Brookline Bancorp and rebranding under ticker BBT.
Loans and leases rose to $18.0 billion, up 84.4%, while deposits reached $19.5 billion, up 119.2%, largely reflecting the combination. Commercial loans totaled $14.0 billion, 77.4% of loans. Net interest income increased 52.6% to $503.1 million, with net interest margin improving to 3.56% from 3.06%. Net income grew 31.4% to $90.3 million and EPS increased to $1.03 from $0.77. Asset quality remained manageable: nonperforming assets were $116.7 million, or 0.50% of total assets, and the allowance for loan and lease losses was $252.8 million, or 1.40% of loans and leases.