Better Home & Finance Holding Company filings document material events, operating and financial results, governance matters, and the security structure for its Class A common stock and BETRW warrants. The records include 8-K disclosures on capital structure, executive and director compensation arrangements, board and audit committee changes, and changes in the company’s independent registered public accounting firm.
Proxy materials describe annual-meeting business, board oversight, stockholder voting matters, and compensation governance. The filings also identify warrants to purchase Class A common stock and disclose audit and internal-control matters relevant to the company’s technology-enabled mortgage and home equity finance business.
FRONTIER CAPITAL MANAGEMENT CO., LLC reported beneficial ownership of 793,934 shares of Better Home & Finance Holding Co Class A common stock, representing 7.46% of the class as of 03/31/2026. The filer reports sole voting power over 339,480 shares and sole dispositive power over 793,934 shares. The filing is an amendment signed by Robert E. Phay on 05/15/2026.
FRONTIER CAPITAL MANAGEMENT CO., LLC reported beneficial ownership of 793,934 shares of Better Home & Finance Holding Co Class A common stock, representing 7.46% of the class as of 03/31/2026. The filer reports sole voting power over 339,480 shares and sole dispositive power over 793,934 shares. The filing is an amendment signed by Robert E. Phay on 05/15/2026.
Better Home & Finance Holding Co Chief Financial Officer Loveen Advani reported two open-market purchases of Class A Common Stock. She bought 100 shares at $31.25 per share on May 11, 2026 and 400 shares at $30.55 per share on May 12, 2026. These transactions total 500 shares, and she now holds 510 shares directly.
Better Home & Finance Holding Co Chief Financial Officer Loveen Advani reported two open-market purchases of Class A Common Stock. She bought 100 shares at $31.25 per share on May 11, 2026 and 400 shares at $30.55 per share on May 12, 2026. These transactions total 500 shares, and she now holds 510 shares directly.
Better Home & Finance Holding Company reported a larger net loss for the three months ended March 31, 2026 as it advances plans to exit its U.K. banking operations. Total net revenues from continuing operations rose to $47.5 million from $31.3 million, driven mainly by higher gain on loans.
The company posted a net loss of $70.3 million, compared with $50.6 million a year earlier. Continuing operations lost $49.4 million, while discontinued operations, including Birmingham Bank, lost $21.0 million after an $18.1 million write‑down to fair value less costs to sell.
Total assets were $1.57 billion and stockholders’ equity fell to $8.6 million from $37.2 million at December 31, 2025, reflecting the quarterly loss. Cash, cash equivalents and restricted cash ended the period at $73.7 million. The company raised $11.7 million via an at‑the‑market equity program and $10.2 million from warrant exercises, while net cash used in operating activities increased to $125.2 million.
Better Home & Finance Holding Company reported a larger net loss for the three months ended March 31, 2026 as it advances plans to exit its U.K. banking operations. Total net revenues from continuing operations rose to $47.5 million from $31.3 million, driven mainly by higher gain on loans.
The company posted a net loss of $70.3 million, compared with $50.6 million a year earlier. Continuing operations lost $49.4 million, while discontinued operations, including Birmingham Bank, lost $21.0 million after an $18.1 million write‑down to fair value less costs to sell.
Total assets were $1.57 billion and stockholders’ equity fell to $8.6 million from $37.2 million at December 31, 2025, reflecting the quarterly loss. Cash, cash equivalents and restricted cash ended the period at $73.7 million. The company raised $11.7 million via an at‑the‑market equity program and $10.2 million from warrant exercises, while net cash used in operating activities increased to $125.2 million.
Better Home & Finance Holding Co director Harit Talwar made an open-market purchase of 3,000 shares of Class A Common Stock on May 8, 2026 at $30.43 per share. Following this transaction, he directly owns 39,698 shares of the company.
Better Home & Finance Holding Co director Harit Talwar made an open-market purchase of 3,000 shares of Class A Common Stock on May 8, 2026 at $30.43 per share. Following this transaction, he directly owns 39,698 shares of the company.
Better Home & Finance Holding Co executive Chad M. Smith reported several equity transactions involving Class A Common Stock. A trust associated with Smith sold 2,455 shares in open-market transactions at weighted-average prices between about $29.16 and $31.61 per share.
Separately, 5,000 Restricted Stock Units converted into an equal number of shares, with 2,545 shares withheld to cover tax obligations and the remainder retained as direct holdings. After these events, Smith continued to hold shares both directly and indirectly through the trust.
Better Home & Finance Holding Co executive Chad M. Smith reported several equity transactions involving Class A Common Stock. A trust associated with Smith sold 2,455 shares in open-market transactions at weighted-average prices between about $29.16 and $31.61 per share.
Separately, 5,000 Restricted Stock Units converted into an equal number of shares, with 2,545 shares withheld to cover tax obligations and the remainder retained as direct holdings. After these events, Smith continued to hold shares both directly and indirectly through the trust.
Better Home & Finance Holding Company submitted a Form 144 notifying the sale of 2,455 shares of Common Stock in connection with a Restricted Stock Unit vest dated 05/08/2026. The filing also lists four prior small common‑stock sales by Chad & Gina Smith Trust on 02/10/2026, 02/17/2026, 03/16/2026, and 03/17/2026.
Better Home & Finance Holding Company submitted a Form 144 notifying the sale of 2,455 shares of Common Stock in connection with a Restricted Stock Unit vest dated 05/08/2026. The filing also lists four prior small common‑stock sales by Chad & Gina Smith Trust on 02/10/2026, 02/17/2026, 03/16/2026, and 03/17/2026.
Better Home & Finance Holding Co Chief Executive Officer and director Vishal Garg, who is also a ten percent owner, reported open-market purchases of a total of 6,583 shares of Class A Common Stock. The trades were executed at prices around $30 per share and are held as direct ownership, with no derivative positions shown in this filing.
Better Home & Finance Holding Co Chief Executive Officer and director Vishal Garg, who is also a ten percent owner, reported open-market purchases of a total of 6,583 shares of Class A Common Stock. The trades were executed at prices around $30 per share and are held as direct ownership, with no derivative positions shown in this filing.
Better Home & Finance Holding Company reported rapid growth but continued losses for Q1 2026. Loan volume reached $1.64 billion, up 89% year over year and above guidance, while total net revenues from continuing operations rose 52% to about $48 million.
The company posted a net loss of $70.3 million, larger than the $50.6 million loss a year earlier, though Adjusted EBITDA loss improved to $18.8 million from $36.0 million. Platform loan volume via the Tinman AI platform increased 404% to $821 million, representing half of total loan volume.
Better ended the quarter with roughly $136 million in cash, restricted cash and net assets held for sale, announced $25 million of planned annualized cost reductions, expanded warehouse capacity to $850 million, and completed a $69 million underwritten equity offering. For Q2 2026, it guides to loan volume of $1.575–$1.725 billion, total net revenues of $53.0–$56.0 million, Adjusted EBITDA loss of $12.5–$14.0 million, and reaffirms an Adjusted EBITDA breakeven target by the end of Q3 2026.
Better Home & Finance Holding Company reported rapid growth but continued losses for Q1 2026. Loan volume reached $1.64 billion, up 89% year over year and above guidance, while total net revenues from continuing operations rose 52% to about $48 million.
The company posted a net loss of $70.3 million, larger than the $50.6 million loss a year earlier, though Adjusted EBITDA loss improved to $18.8 million from $36.0 million. Platform loan volume via the Tinman AI platform increased 404% to $821 million, representing half of total loan volume.
Better ended the quarter with roughly $136 million in cash, restricted cash and net assets held for sale, announced $25 million of planned annualized cost reductions, expanded warehouse capacity to $850 million, and completed a $69 million underwritten equity offering. For Q2 2026, it guides to loan volume of $1.575–$1.725 billion, total net revenues of $53.0–$56.0 million, Adjusted EBITDA loss of $12.5–$14.0 million, and reaffirms an Adjusted EBITDA breakeven target by the end of Q3 2026.
Better Home & Finance Holding Company has called a virtual 2026 annual meeting for June 10, 2026, asking stockholders to elect eight directors and ratify the appointment of BDO USA, P.C. as independent auditor for 2026.
Holders of 13,083,708 shares of Class A common stock get one vote per share, and holders of 4,347,549 shares of Class B common stock get three votes per share as of the April 15, 2026 record date; 1,437,545 non‑voting Class C shares are also outstanding. The board reports that previously disclosed material weaknesses in internal control over financial reporting were remediated by December 31, 2025 and has replaced Deloitte, auditor since 2020, with BDO.
The proxy details extensive governance practices, including a majority‑independent board, a lead independent director, and combined compensation, governance and nominations oversight. It also outlines executive pay, with 2025 total compensation of $26.7 million for CEO Vishal Garg, $5.0 million for President/COO Chad Smith and $5.3 million for General Counsel Paula Tuffin, heavily weighted to equity awards and performance‑based PSUs. Director compensation includes cash and equity retainers, with Chairman Harit Talwar receiving $4.6 million in 2025, including consulting‑related PSUs tied to stock price and revenue goals.
Better Home & Finance Holding Company has called a virtual 2026 annual meeting for June 10, 2026, asking stockholders to elect eight directors and ratify the appointment of BDO USA, P.C. as independent auditor for 2026.
Holders of 13,083,708 shares of Class A common stock get one vote per share, and holders of 4,347,549 shares of Class B common stock get three votes per share as of the April 15, 2026 record date; 1,437,545 non‑voting Class C shares are also outstanding. The board reports that previously disclosed material weaknesses in internal control over financial reporting were remediated by December 31, 2025 and has replaced Deloitte, auditor since 2020, with BDO.
The proxy details extensive governance practices, including a majority‑independent board, a lead independent director, and combined compensation, governance and nominations oversight. It also outlines executive pay, with 2025 total compensation of $26.7 million for CEO Vishal Garg, $5.0 million for President/COO Chad Smith and $5.3 million for General Counsel Paula Tuffin, heavily weighted to equity awards and performance‑based PSUs. Director compensation includes cash and equity retainers, with Chairman Harit Talwar receiving $4.6 million in 2025, including consulting‑related PSUs tied to stock price and revenue goals.
Better Home & Finance Holding Co Chief Technology Officer Jonsson Sigurgeir Orn has disclosed a previously omitted stock option position on an amended Form 3. The filing shows vested and exercisable options for 46,276 shares of Class B common stock at an exercise price of $82.77 per share, expiring on January 4, 2031. This amendment updates the insider’s initial holdings record and does not reflect a new transaction in the company’s stock.
Better Home & Finance Holding Co Chief Technology Officer Jonsson Sigurgeir Orn has disclosed a previously omitted stock option position on an amended Form 3. The filing shows vested and exercisable options for 46,276 shares of Class B common stock at an exercise price of $82.77 per share, expiring on January 4, 2031. This amendment updates the insider’s initial holdings record and does not reflect a new transaction in the company’s stock.