Welcome to our dedicated page for BETTER HOME & FINANCE HOLDING SEC filings (Ticker: BETRW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) provides access to the company’s official regulatory disclosures as an AI-native mortgage and home equity finance platform. These documents offer detailed information on its operations, financial condition, governance, and securities, including its publicly traded warrants.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for discussions of Better’s mortgage and home equity products, AI technology such as the Tinman® platform and Betsy™, funded loan volume, revenue composition, and risk factors. These filings also describe how the company presents non-GAAP measures like Adjusted EBITDA alongside GAAP results.
Current reports on Form 8-K and related amendments document material events, including earnings releases, changes in directors and committee assignments, and updates related to the company’s warrants. Recent 8-K and 8-K/A filings, for example, outline the election of independent directors, their committee roles, and director compensation under the company’s policies, as well as the release of quarterly financial results.
For those tracking BETRW warrants, SEC filings specify that the warrants are listed on The Nasdaq Stock Market LLC and are exercisable for shares of Class A common stock at a defined exercise price. Filings may also include exhibits such as earnings press releases and detailed financial tables.
On Stock Titan, these filings are updated in near real time from the SEC’s EDGAR system. AI-powered summaries help explain lengthy 10-K and 10-Q reports, highlight key metrics, and clarify the implications of 8-K events, making it easier to understand Better’s AI-powered mortgage and home equity business, governance structure, and capital instruments.
FRATER HUGH R reported acquisition or exercise transactions in this Form 4 filing.
Better Home & Finance Holding Co director Hugh R. Frater received a grant of 1,176 restricted stock units tied to Class A common stock. Each unit represents a contingent right to one share. The units will vest on the business day immediately preceding the company’s next annual meeting of stockholders.
Better Home & Finance Holding Co director Hugh R. Frater filed a Form 3 insider report. The filing lists him as a director and shows no reported purchases, sales, or other transactions in the company’s securities, indicating only his reporting status without changes in holdings.
Better Home & Finance Holding Co ownership disclosure: The Vanguard Group filed an amendment reporting 0 shares and 0% beneficial ownership of Common Stock as of the amendment filing. The amendment notes an internal realignment on January 12, 2026 causing certain Vanguard subsidiaries/divisions to report ownership separately under SEC Release No. 34-39538.
Better Home & Finance Holding Co Chief Executive Officer and 10% owner Vishal Garg bought 2,217 shares of Class A common stock in an open-market transaction. The weighted average purchase price was $29.9045 per share, with individual trades ranging from $29.79 to $30.00. Following this purchase, he directly owns 54,877 shares.
Better Home & Finance Holding Company elected Hugh R. Frater to its board of directors and to the audit committee, effective March 23, 2026. The board determined he is independent under Nasdaq rules. He will serve until the 2026 annual meeting and until a successor is elected and qualified.
Compensation under the company’s Director Compensation Policy includes an annual cash retainer of $150,000 and an annual equity retainer of restricted stock units valued at $150,000. For audit committee service, he will receive an additional annual cash retainer of $7,500 and additional restricted stock units valued at $7,500, with cash paid quarterly and equity vesting before the annual meeting, all prorated from his start date.
Better Home & Finance Holding Co director, chief executive officer, and 10% owner Vishal Garg reported open-market purchases of Class A common stock. Across five transactions on March 23–24, 2026, he bought a total of 21,200 shares at weighted-average prices between about $28.37 and $30.06 per share. Following these purchases, he directly owns 52,660 Class A shares. Several reported prices are weighted averages for multiple trades, with underlying purchase ranges from $27.76 to $30.45 per share.
Better Home & Finance Holding Co reported an insider open-market purchase by an affiliated investment entity. Framework Ventures IV L.P., through indirect ownership, bought 40,000 shares of common stock on March 23, 2026 at $29.60 per share. Following this transaction, one indirectly owned position reported in the filing stands at 952,312 shares of common stock.
Better Home & Finance Holding Co. received an Amendment No. 8 to a Schedule 13D from Novator Capital Sponsor Ltd. and Thor Bjorgolfsson updating their ownership in the Class A common stock. The reporting persons now beneficially own 659,446 shares, equal to 6.20% of the class, including 46,050 shares issuable upon exercise of warrants that expire on August 22, 2028 at an exercise price of $575.00 per share.
The amendment explains that Thor Bjorgolfsson’s beneficial ownership percentage decreased by more than one percentage point due to a higher company share count, an internal transfer of 216,724 shares from Novator Capital Limited to Novator Capital Sponsor Ltd., and open-market sales by Novator Capital Sponsor Ltd. totaling 280,414 shares between December 2, 2025 and March 10, 2026.
Better Home & Finance Holding Co large shareholder Framework Ventures IV L.P. reported an open-market purchase of 53,000 shares of common stock at $28.48 per share. After this transaction, one indirect holding line shows 912,312 shares. Separate indirect holding entries list 247,450 and 121,150 shares.
According to the footnotes, these securities are held through entities including Framework LP and Framework Labs, Inc., and may be deemed beneficially owned by Framework Ventures IV GP LLC, Framework Ventures Management LLC, Vance Spencer and Michael Ernest Anderson, each of whom disclaims beneficial ownership beyond any pecuniary interest.
Better Home & Finance Holding Company has changed its independent auditor. On March 16, 2026, the audit committee dismissed Deloitte & Touche LLP, effective immediately, after a competitive selection process. Deloitte’s reports for 2024 and 2025 contained no adverse opinions, and there were no disagreements on accounting or audit matters.
The company had previously disclosed material weaknesses in internal control over financial reporting, which it concluded were remediated as of December 31, 2025, after discussion with Deloitte. The audit committee appointed BDO USA, P.C. as the new independent registered public accounting firm for the 2026 fiscal year, with an engagement letter executed on March 18, 2026.