Welcome to our dedicated page for Baycom SEC filings (Ticker: BCML), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for BayCom Corp (NASDAQ: BCML), a California-incorporated bank holding company for United Business Bank. These filings document BayCom’s financial reporting, capital decisions, and corporate governance matters as a commercial banking organization.
BayCom’s recent Form 8-K filings illustrate the types of information investors can find here. For example, a Form 8-K dated October 23, 2025 reports the company’s earnings release for the quarter ended September 30, 2025 under Item 2.02, including net income and other financial metrics. Other Form 8-K filings dated February 20, 2025, May 21, 2025, August 21, 2025, and November 20, 2025 describe the declaration of quarterly cash dividends on BayCom’s common stock, specifying per-share amounts and related record and payment dates.
Filings also cover capital structure actions. A Form 8-K dated August 15, 2025 reports that BayCom notified holders of its intention to redeem all outstanding 5.25% Fixed-to-Floating Rate Subordinated Notes due 2030 on September 15, 2025, at 100% of the aggregate principal amount plus accrued and unpaid interest, funded with cash on hand. Another Form 8-K filed June 20, 2025 details the results of the 2025 Annual Meeting of Shareholders, including the election of directors, an advisory vote on executive compensation, and ratification of the independent registered public accounting firm.
Through its periodic and current reports, BayCom discloses information on its incorporation in California, its NASDAQ listing under the symbol BCML, and its status as a bank holding company. On this page, users can review BayCom’s SEC filings and use AI-powered summaries to understand the key points in earnings releases, dividend announcements, capital actions, and shareholder meeting results, as they relate to the company’s commercial banking operations.
BayCom Corp reported strong first quarter 2026 results and announced a major leadership transition. Net income was $8.2 million, or $0.75 per diluted share, up from $6.9 million ($0.63) in the prior quarter and $5.7 million ($0.51) a year ago. Earnings benefited from a $670,000 reversal of provision for credit losses, higher noninterest income including equity securities gains and FHLB special dividends, and modest growth in net interest income.
Annualized net interest margin improved to 4.11%, with average loan yields rising and funding costs easing versus 2025. Credit quality remained manageable, though nonperforming loans increased to 0.83% of total loans, and the allowance for credit losses stood at 1.02% of total loans. Deposits grew to $2.27 billion, supporting a loan-to-deposit ratio of 88.78%.
Subsequent to quarter-end, BayCom’s board approved an executive transition, involuntarily terminating three long-tenured senior executives and appointing William J. Black Jr. as Executive Vice Chair, Christopher F. Baron as President and CEO, and Kevin L. Thompson as CFO. The company expects second-quarter charges related to severance, accelerated equity vesting, and benefit continuation.
BayCom Corp, holding company for United Business Bank, reported that its Board of Directors appointed Michael J. Perdue as a director of the Company, effective April 22, 2026. He will also serve on the Board’s Compensation and Nominating Committees and is expected to join the Bank’s Board.
Mr. Perdue is described as a widely recognized California community banking leader with over four decades of experience, including prior roles as President of Pacific Western Bank’s San Diego and Desert Regions, President of First Community Bancorp and Pacific Western Bank, and President, CEO and Director of Community Bancorp Inc. He will receive compensation consistent with BayCom’s standard non-employee director program, and the Company states there are no additional material arrangements or related-party transactions tied to his appointment.
BayCom Corp is implementing a major leadership transition and refreshed growth strategy. The board involuntarily terminated, without cause, its long‑tenured CEO, COO and CFO, who will remain as non‑executive employees until July 6, 2026 to support an orderly handover and will receive contractual severance and accelerated equity vesting. New leaders joining on April 13, 2026 include Christopher F. Baron as President and CEO, Kevin L. Thompson as Executive Vice President and CFO, and William J. Black Jr. as Executive Vice Chair. All three bring prior experience at larger West Coast banking institutions and in crisis management, M&A and balance‑sheet restructuring. Baron and Black also join the company and bank boards, while founder and outgoing CEO George J. Guarini remains on the bank’s board to provide continuity.
The Vanguard Group filed an Amendment No. 2 to a Schedule 13G/A disclosing zero beneficial ownership in BayCom Corp common stock. The filing explains an internal realignment on January 12, 2026 that disaggregated certain Vanguard subsidiaries' holdings, and states those subsidiaries will report separately. The filing is signed by Ashley Grim on 03/26/2026.
BayCom Corp, parent of United Business Bank, presents its 2025 annual report outlining a commercial bank focused on small and mid-sized businesses across California, Colorado, New Mexico, Washington and Nevada. As of December 31, 2025, the company had $2.6 billion in assets, $2.0 billion in net loans, $2.2 billion in deposits and $338.6 million in shareholders’ equity.
Lending is dominated by commercial real estate, which totaled $1.77 billion or 85.5% of loans, with additional construction, one‑to‑four family, commercial and industrial, SBA and consumer lending. Management highlights concentration risk in its footprint and describes detailed underwriting, board‑level approval limits and portfolio stress testing.
The bank operates 34 branches and funds growth primarily with core deposits, including use of CDARS and ICS programs. It reports no FHLB, Federal Reserve or Fed funds borrowings outstanding and redeemed its $65 million subordinated notes in 2025. Investments include $179.7 million of debt securities and $12.6 million of equity securities. Extensive regulatory, capital and CRA disclosures confirm the bank remains well capitalized.
BayCom Corp director and CEO George J. Guarini reported a bona fide gift of 8,693 shares of BayCom common stock. The transfer was recorded at a price of $0.00 per share, reflecting that it was a gift rather than a sale. After this disposition, he directly holds 27,478 BayCom common shares.
BayCom Corp, parent of United Business Bank, reported that its board declared a quarterly cash dividend of $0.30 per share on its common stock. The dividend will be paid on April 9, 2026 to shareholders who are on record as of the close of business on March 12, 2026.
The company operates through United Business Bank, offering business-focused loans and deposit services across California, Nevada, Washington, New Mexico and Colorado, and its common stock trades on Nasdaq under the symbol BCML.
Wellington Management Group and related entities filed an amended Schedule 13G reporting beneficial ownership of 1,058,935 shares of BayCom Corp common stock, representing about 9.7% of the outstanding class as of the event date.
The shares are held with shared voting and dispositive power through investment adviser affiliates on behalf of their clients, including Bay Pond Partners, L.P. Wellington certifies the position is held in the ordinary course of business as a passive investment and not with the purpose or effect of changing or influencing control of BayCom Corp.
BayCom Corp filed a current report to note that it has issued an earnings press release for the quarter and year ended December 31, 2025. The company states that this press release, dated January 22, 2026, is attached as Exhibit 99.1 and incorporated by reference. The filing does not present the financial figures themselves, directing readers instead to the accompanying press release for details.
BayCom Corp Senior EVP, CFO and Secretary Keary L. Colwell reported receiving 3,733 shares of common stock on January 2, 2026. The shares were acquired at a price of $0 per share, indicating an award or similar equity grant rather than an open-market purchase. Following this transaction, Colwell directly beneficially owns 85,752 shares of BayCom Corp common stock, as reflected in the corrected beneficial ownership statement.