BCB Bancorp, Inc. filings document the regulatory record of a New Jersey bank holding company whose common stock is listed on Nasdaq under BCBP. Its 8-K reports cover quarterly operating results, cash dividend declarations, material impairments, charge-offs, board changes, and shareholder voting outcomes.
Proxy materials disclose annual meeting matters, director elections, auditor ratification, advisory executive-compensation votes, board committee structure, and governance practices. The filings also provide formal context for BCB Community Bank's loan portfolio, asset-quality disclosures, credit reserves, capital position, and risk matters associated with community banking operations.
BCB Bancorp, Inc. reported a return to profitability for the three months ended March 31, 2026, with net income of $4.9 million, compared with an $8.3 million loss a year earlier. Net income available to common shareholders was $4.4 million, or $0.26 per share, versus a loss of $0.51 per share in 2025.
Net interest income was $22.8 million, up slightly from $22.0 million, while the provision for credit losses on loans dropped sharply to $2.8 million from $20.8 million, driving the earnings swing. Total assets were $3.27 billion, loans receivable net were $2.66 billion, and deposits totaled $2.67 billion at March 31, 2026.
The allowance for credit losses on loans stood at $32.6 million, and non-accrual loans were $59.8 million, slightly lower than year-end 2025. The cannabis-related loan portfolio was $68.9 million, and stockholders’ equity was $307.4 million.
BCB Bancorp, Inc. reported the voting results from its 2026 Annual Meeting of Shareholders. As of March 4, 2026, holders of 17,358,931 common shares were entitled to vote. Shareholders elected directors Ryan Blake, James Rizzo, Gerald Werdann, and Michael Widmer, each for a term ending in 2029.
Shareholders also ratified the appointment of Wolf & Company, P.C. as independent registered public accounting firm for the year ending December 31, 2026, with 12,211,374 votes for and 766,727 against. An advisory, non-binding vote approved the Company’s executive compensation, with 8,458,434 votes for and 867,755 against.
BlackRock, Inc. filed Amendment No. 1 to Schedule 13G/A reporting beneficial ownership of common stock of BCB BANCORP INC. The filing states BlackRock beneficially owns 903,801 shares, representing 5.2% of the class, with sole voting power on 888,520 shares and sole dispositive power on 903,801 shares. The cover lists the issuer CUSIP 055298103 and the filing is signed by Spencer Fleming on 04/27/2026.
Werdann Gerald reported acquisition or exercise transactions in this Form 4 filing.
BCB Bancorp Inc director Gerald Werdann reported receiving a grant of 4,226 shares of common stock as a restricted stock award. The shares were valued at $9.86 per share on the grant date and will vest in three equal annual installments over a three-year period.
After this award, Werdann holds 4,226 shares directly, plus indirect holdings of 87 shares through an IRA and 7,722 shares through the BGJ Family Trust as of April 22, 2026.
BCB Bancorp, Inc. returned to profitability in the first quarter of 2026, earning net income of $4.9 million, or $0.26 per diluted share. This compares to a net loss of $12.0 million in the prior quarter and a net loss of $8.3 million a year earlier.
Total assets were $3.27 billion at March 31, 2026, with loans receivable, net, of $2.66 billion and deposits of $2.67 billion. The net interest margin improved to 2.95%, while the provision for credit losses fell sharply to $2.8 million from $20.8 million in the first quarter of 2025. Non-accrual loans declined to $59.8 million, or 2.22% of gross loans, and the allowance for credit losses covered 54.5% of non-accruals.
The Board declared a regular quarterly cash dividend of $0.08 per share, payable on May 20, 2026 to shareholders of record on May 6, 2026. Return on average assets was 0.61% and return on average stockholders’ equity was 6.50% for the quarter.
BCB Bancorp Inc. executive Daniel A. Araujo, the company’s Chief Lending Officer, filed an initial ownership report showing he directly holds 606 shares of the bank’s Common Stock. This Form 3-style disclosure simply records his existing stake and does not show any recent buy or sell activity.
BCB Bancorp, Inc. is asking shareholders to vote at its April 23, 2026 annual meeting on three items: electing four directors, ratifying Wolf & Company, P.C. as independent auditor for 2026, and approving on an advisory basis the compensation of named executive officers. The board recommends voting FOR all proposals.
The proxy details a staggered 11-member board, committee structures, director independence, and a mix of cash and equity compensation for non-employee directors, including 4,690-share restricted stock awards that vested in February 2026. It also outlines employment and change-in-control protections for key executives.
In its compensation discussion, the company reports a net loss of $12.5 million for 2025, a reversal from $18.6 million in net income for 2024. Net interest income rose modestly to $93.0 million and net interest margin improved to 2.82%, but higher net charge-offs of $43.1 million and a 36.3% increase in non-interest expense to $77.9 million, driven by OREO write-downs and higher salaries and benefits, weighed on results. Despite this, 2025 say-on-pay support in the prior year was about 92%, and 2025 executive pay kept base salaries flat while granting stock options under the 2023 equity plan.
BCB Bancorp Inc. director Gerald Werdann filed an initial Form 3 showing his beneficial ownership in the company’s common stock. He reports indirect ownership of 7,722 shares held by the BGJ Family Trust and 87 shares held through an IRA. This filing establishes a baseline of his existing holdings and does not describe any new purchase or sale transactions.
BCB Bancorp, Inc., parent of BCB Community Bank, reports on its community banking operations in New Jersey and New York for the year ended December 31, 2025. The company had $3.279 billion in consolidated assets, $2.674 billion in deposits, and $304.3 million in stockholders’ equity.
Its loan book totals about $2.73 billion, heavily concentrated in commercial and multi-family real estate, cannabis-related lending, and commercial business credits, many with floating rates. Nonaccrual loans rose to $63.3 million, and net charge-offs increased sharply, driven by cannabis and business express portfolios, prompting a higher allowance for credit losses of $33.7 million.
Management highlights steps to strengthen liquidity and capital, slow balance sheet growth, reduce wholesale funding reliance, and exit higher-risk products such as business express loans. The bank also maintains a sizable available-for-sale securities portfolio and details its regulatory capital, risk management, and human capital frameworks.
BCB Bancorp Inc. director Mark D. Hogan reported buying 5,000 shares of common stock in an open-market purchase at $7.97 per share through an IRA, an indirect holding. Following this transaction, he indirectly owns 103,352 shares and directly holds 627,092 shares of BCB Bancorp common stock.