BayFirst Financial (NASDAQ: BAFN) schedules Q1 2026 results release and conference call
Filing Impact
Filing Sentiment
Form Type
8-K
Rhea-AI Filing Summary
BayFirst Financial Corp. announced it will release its first quarter 2026 results after the market close on April 30, 2026. Management will host a conference call and webcast on May 1, 2026 at 9:00 a.m. ET for investors and analysts.
The call will be accessible via the Investor Relations section of the company’s website, with investment professionals able to join by phone using Conference ID 37957. A replay of the call will be available for one year online. As of December 31, 2025, BayFirst reported $1.30 billion in total assets and operates twelve full-service banking offices in the Tampa Bay–Sarasota region through BayFirst National Bank.
Positive
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8-K Event Classification
2 items: 7.01, 9.01
2 items
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Key Figures
Total assets: $1.30 billion
Q1 2026 results release date: April 30, 2026
Earnings call time: 9:00 a.m. ET
+4 more
7 metrics
Total assets
$1.30 billion
As of December 31, 2025
Q1 2026 results release date
April 30, 2026
After market close
Earnings call time
9:00 a.m. ET
Conference call on May 1, 2026
Conference call date
May 1, 2026
Management call to discuss Q1 2026 results
Conference ID
37957
Dial-in for investment professionals
Bank branches
12 offices
Full-service banking offices in Tampa Bay–Sarasota region
Replay availability
One year
Duration replay of Q1 2026 call is available online
Key Terms
Regulation FD, bank holding company, forward-looking statements, Private Securities Litigation Reform Act of 1995, +1 more
5 terms
Regulation FD regulatory
"Item 7.01. Regulation FD Disclosure."
Regulation FD is a rule that prevents company insiders, like executives, from sharing important information with some people before others get it. It matters because it helps ensure all investors have equal access to key news, making the stock market fairer and reducing chances of insider trading.
bank holding company financial
"BayFirst Financial Corp. is a registered bank holding company based in St. Petersburg"
A bank holding company is a parent corporation that owns one or more banks and other financial businesses, like a household that controls several shops under the same roof. Investors care because this structure determines how the business is regulated, how it raises capital, pays dividends, and absorbs losses; it can make a banking group safer or riskier and affects the value and liquidity of the company’s shares.
forward-looking statements regulatory
"this presentation includes "forward-looking statements" within the meaning of such term"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Private Securities Litigation Reform Act of 1995 regulatory
"within the meaning of such term in the Private Securities Litigation Reform Act of 1995"
emerging growth company regulatory
"Emerging growth company"
An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) March 31, 2026
(Exact name of registrant as specified in its charter)
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| (Zip Code) | ||||||||||||||
| (Address of principal executive offices) | ||||||||||||||
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(Registrant’s telephone number, including area code) | ||||||||||||||
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) | |||||
| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) | |||||
| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) | |||||
| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) | |||||
| Securities Registered pursuant to Section 12(b) of the Act: | ||||||||
| Title of each class registered | Trading Symbol(s) | Name of exchange on which registered | ||||||
| Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1933 (§240.12b-2 of this chapter) | |||||
Emerging growth company | |||||
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. | |||||
Item 7.01. Regulation FD Disclosure.
BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it will report its first quarter results after the market close on Thursday, April 30, 2026. Management will host a conference call on Friday, May 1, 2026, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet.
Interested investors may listen to the call live under the Investor Relations tab at www.bayfirstfinancial.com. Investment professionals are invited to dial (800) 549-8228 to participate in the call using Conference ID 37957. A replay of the call will be available for one year at www.bayfirstfinancial.com.
The Press Release is attached as Exhibit 99.1 and incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits.
| (d) Exhibits | |||||||||||||||||
| Exhibit Number | Exhibit Name | Filed Herewith | |||||||||||||||
| 99.1 | BayFirst Financial Corp. Press Release dated March 31, 2026 | * | |||||||||||||||
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) | * | |||||||||||||||
The information in this report (including the exhibits) shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
BAYFIRST FINANCIAL CORP. | ||||||||
| Date: | March 31, 2026 | |||||||
| By: | /s/ Scott J. McKim | |||||||
| Scott J. McKim | ||||||||
| Chief Financial Officer | ||||||||
| Contacts: | |||||
| Thomas G. Zernick | Scott J. McKim | ||||
| Chief Executive Officer | Chief Financial Officer | ||||
| 727.399.5680 | 727.521.7085 | ||||
BayFirst Announces First Quarter 2026 Conference Call and Webcast
ST. PETERSBURG, Florida – March 31, 2026 – BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it will report its first quarter results after the market close on Thursday, April 30, 2026. Management will host a conference call on Friday, May 1, 2026, at 9:00 a.m. ET to discuss the results. The call will also be broadcast live via the internet.
Interested investors may listen to the call live under the Investor Relations tab at www.bayfirstfinancial.com. Investment professionals are invited to dial (800) 549-8228 to participate in the call using Conference ID 37957. A replay of the call will be available for one year at www.bayfirstfinancial.com.
About BayFirst Financial Corp.
BayFirst Financial Corp. is a registered bank holding company based in St. Petersburg, Florida which commenced operations on September 1, 2000. Its primary source of income is derived from its wholly owned subsidiary, BayFirst National Bank, a national banking association which commenced business operations on February 12, 1999. The Bank currently operates twelve full-service banking offices throughout the Tampa Bay-Sarasota region and offers a broad range of commercial and consumer banking services to businesses and individuals. As of December 31, 2025, BayFirst Financial Corp. had $1.30 billion in total assets.
Forward-Looking Statements
In addition to the historical information contained herein, this presentation includes "forward-looking statements" within the meaning of such term in the Private Securities Litigation Reform Act of 1995. These statements are subject to many risks and uncertainties, including, but not limited to, the effects of health crises, global military hostilities, weather events, or climate change, including their effects on the economic environment, our customers and our operations, as well as any changes to federal, state or local government laws, regulations or orders in connection with them; the ability of the Company to implement its strategy and expand its banking operations; changes in interest rates and other general economic, business and political conditions, including changes in the financial markets; changes in business plans as circumstances warrant; risks related to mergers and acquisitions; changes in benchmark interest rates used to price loans and deposits, changes in tax laws, regulations and guidance; enforcement actions initiated by our regulators and their impact on our operations; and other risks detailed from time to time in filings made by the Company with the SEC, including, but not limited to those “Risk Factors” described in our most recent Form 10-K and Form 10-Q. Readers should note that the forward-looking statements included herein are not a guarantee of future events, and that actual events may differ materially from those made in or suggested by the forward-looking statements.
Note: Transmitted on Globe Newswire on March 31, 2026 at 9:00 a.m. ET.
FAQ
When will BayFirst Financial Corp. (BAFN) report first quarter 2026 results?
BayFirst Financial Corp. will report its first quarter 2026 results after the market close on Thursday, April 30, 2026. This timing lets investors review full quarterly performance before a detailed conference call and webcast the following morning.
When is the BayFirst (BAFN) Q1 2026 earnings conference call and webcast?
The BayFirst Q1 2026 conference call is scheduled for Friday, May 1, 2026 at 9:00 a.m. ET. Management will discuss quarterly results, and investors can access a live webcast through the Investor Relations tab at the company’s website.
How can investors and analysts access BayFirst’s Q1 2026 earnings call?
Investors can listen to BayFirst’s Q1 2026 call live via webcast under the Investor Relations tab at www.bayfirstfinancial.com. Investment professionals may dial (800) 549-8228 and use Conference ID 37957 to participate by phone.
Will a replay of the BayFirst (BAFN) Q1 2026 conference call be available?
Yes. A replay of BayFirst’s Q1 2026 conference call will be available for one year at www.bayfirstfinancial.com. This allows investors to revisit management’s commentary and discussion of first quarter performance over an extended period.
What is BayFirst Financial Corp.’s asset size and market focus?
As of December 31, 2025, BayFirst Financial Corp. reported $1.30 billion in total assets. Its subsidiary, BayFirst National Bank, operates twelve full-service banking offices in the Tampa Bay–Sarasota region, serving commercial and consumer customers.
What type of company is BayFirst Financial Corp. (BAFN)?
BayFirst Financial Corp. is a registered bank holding company based in St. Petersburg, Florida. Its primary income is derived from wholly owned subsidiary BayFirst National Bank, which offers a broad range of commercial and consumer banking services.