Welcome to our dedicated page for Avidia Bancorp SEC filings (Ticker: AVBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Avidia Bancorp, Inc. (NYSE: AVBC) SEC filings page provides access to the company’s official regulatory disclosures as the stock holding company for Avidia Bank, a Massachusetts-chartered stock savings bank. Through these filings, investors can review how the company reports its financial condition, operating results, capital position, and governance matters.
Avidia Bancorp, Inc. files current reports on Form 8-K to announce material events, such as quarterly financial results, appointments to the Board of Directors, and changes in the company’s independent registered public accounting firm. For example, the company has reported unaudited consolidated financial results for specific quarters and has disclosed the appointment of a new director and Audit Committee member, as well as the transition from one audit firm to another following a restructuring of the prior auditor’s business.
In addition to 8-K filings, investors can use this page to locate the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q when filed. These documents typically include detailed information on net interest income, non-interest income and expense, provisions for credit losses, asset quality metrics, and regulatory capital ratios for Avidia Bancorp, Inc. and Avidia Bank. They also provide discussions of non-GAAP financial measures, such as tangible book value per share and tangible equity ratios, along with reconciliations to GAAP figures.
Stock Titan enhances these filings with AI-powered summaries that highlight key points, explain complex accounting or regulatory language in simpler terms, and surface notable changes from prior periods. Real-time updates from the SEC’s EDGAR system ensure that new Forms 10-K, 10-Q, and 8-K appear promptly. Users can also review disclosures related to auditor changes and board appointments without reading every page of the underlying documents. This combination of original filings and AI-generated insights helps readers understand how Avidia Bancorp, Inc. presents its financial and governance information to regulators and the market.
Avidia Bancorp, Inc., the new holding company for Avidia Bank created via a 2025 mutual-to-stock conversion, sold 19,176,250 common shares at $10.00 and formed a charitable foundation and ESOP. At December 31, 2025, it reported $2.84 billion in assets, $2.30 billion in loans, $2.13 billion in deposits, and $379 million in equity.
The loan book is split between real estate (56.4%) and commercial and industrial loans (43.4%), including sizable condominium association, dental practice, and solar plant portfolios. Credit quality weakened in 2025, driven by a $19.2 million charge-off on a high-volatility commercial real estate land loan, pushing net charge-offs to 0.96% of average loans and nonaccrual loans to 0.88% of total loans, while the allowance for credit losses stood at 0.96% of loans.
The bank funds itself largely with core deposits, including Health Savings Accounts and payments-processing-related balances, and supplements liquidity with Federal Home Loan Bank advances. It also generates noninterest income through nationwide payments processing, card issuing and acquiring, and ACH services, while operating as a regulated Massachusetts savings bank under state, FDIC, Federal Reserve, and SEC oversight.
Avidia Bancorp, Inc. executive Bartholomew H. Murphy Jr., EVP & Chief Operating Officer, bought 1,500 shares of Common Stock in an open-market transaction at $19.15 per share. After the purchase, he directly owns 23,000 shares and also reports indirect holdings through an IRA, spouse, and spouse’s IRA.
Avidia Bancorp, Inc. executive Bartholomew H. Murphy Jr., EVP & Chief Operating Officer, reported an open-market purchase of Avidia Bancorp common stock. On this Form 4, an account held as his spouse's IRA bought 440 shares at a price of $18.62 per share.
Following this transaction, that spouse's IRA held a total of 10,440 shares of common stock indirectly attributed to Murphy. The filing also lists additional direct and other indirect common stock holdings for Murphy as of the same date.
Avidia Bancorp, Inc. director Michael R. Girard reported an open-market purchase of 450 shares of common stock at $18.802 per share. The shares are held indirectly through a Roth IRA, bringing his reported indirect holdings in this account to 975 shares after the transaction.
Avidia Bancorp, Inc. executive Barry H. Jensen, EVP and Chief Admin Officer, bought 1,000 shares of common stock in an open-market purchase at $18.69 per share. Following this transaction, he holds 39,000 common shares directly and 100 shares indirectly through an LLC.
Avidia Bancorp, Inc. executive Bartholomew H. Murphy Jr., EVP & Chief Operating Officer, bought 1,500 shares of common stock in an open-market purchase on 2026-03-09 at an average price of $19.0899 per share. After this trade, he directly owns 21,500 shares. Separate from this, filings show indirect holdings of 20,000 shares in an IRA, 6,000 shares held by his spouse, and 10,000 shares in his spouse’s IRA.
Avidia Bancorp, Inc. CFO and Treasurer Jonathan Michael Nelson reported an open-market purchase of 2,579 shares of common stock on March 9 2026 at an average price of $19.3891 per share through a 401(k) plan.
Following this transaction, his indirect holdings via the 401(k) total 22,378 shares of common stock, alongside separate direct ownership of 13,480 shares.
Avidia Bancorp, Inc. President & CEO Robert D. Cozzone reported an indirect open-market purchase of 1,064 shares of common stock at $18.79 per share through a 401(k) account. Following this transaction, his indirectly held balance through the 401(k) is 63,206 shares, in addition to 1,000 shares held directly.
Avidia Bancorp, Inc. executive Nicolas Karmelek, EVP and Chief Risk Officer, bought 1,090 shares of common stock in an open-market purchase at $18.59 per share. After this transaction, he directly owned 6,485 shares and also indirectly held 21,137 shares through a 401(k) plan.
Avidia Bancorp, Inc. executive Barry H. Jensen, EVP and Chief Admin Officer, bought a total of 2,000 shares of Common Stock in open-market purchases on February 23, 2026, at prices of $18.65 and $18.77 per share. After these transactions, he directly owns 38,000 shares and indirectly holds 100 shares through an LLC.