Atlanticus Holdings Corporation filings document governance, capital structure and material events for a fintech-enabled consumer finance company. Proxy materials cover board matters, executive compensation and shareholder voting, while current reports disclose material agreements, operating and financial results, and financing transactions.
The filing record includes capital-structure disclosures tied to senior notes and related indenture and subsidiary guarantee arrangements, as well as public-company reporting for its credit-card, partner lending and Auto Finance activities. These documents provide formal records of securities terms, corporate actions and governance practices.
Atlanticus Holdings Corporation reported the results of its Annual Meeting of Shareholders held on May 7, 2026. Shareholders voted on a single proposal—the election of seven directors to serve until the 2027 Annual Meeting of Shareholders.
All seven director nominees, including Brinkley Dickerson, David G. Hanna, Denise M. Harrod, Jeffrey A. Howard, Dennis H. James, Jr., Joann G. Jones, and Blake Paulson, received between 7,826,920 and 7,877,356 votes "for," with very small "withheld" totals and no broker non-votes reported. As a result, each nominee was elected to a new term.
Atlanticus Holdings Corp director Blake Paulson filed an initial Form 3, reporting his beneficial ownership position in the company’s Common Stock. The filing shows 0 shares of Common Stock reported as directly owned following the reporting date, indicating no reportable equity holdings at this time.
Atlanticus Holdings Corp director William Brinkley Dickerson has filed an initial Form 3 reporting no ownership of the company’s Common Stock. As of May 7, 2026, the filing shows 0 shares of Atlanticus Common Stock beneficially owned following the reporting event, and no buy, sell, or derivative transactions are listed.
Atlanticus Holdings Corporation reported strong quarterly growth, with total revenue and other income of $679.6 million for the three months ended March 31, 2026, up from $345.2 million a year earlier. The increase came mainly from higher consumer loan income and fees in its Credit as a Service segment.
Net income attributable to common shareholders rose to $41.9 million from $27.9 million, and diluted EPS increased to $2.23 from $1.49. Operating cash flow strengthened to $286.3 million, while loans at fair value were $6.45 billion and total assets were $7.47 billion as of March 31, 2026.
Atlanticus Holdings Corporation is asking shareholders to vote at its 2026 Annual Meeting on May 7, 2026 at its Atlanta headquarters. Shareholders will elect seven directors for terms ending at the 2027 meeting, including two new nominees, Brinkley Dickerson and Blake Paulson, alongside five incumbent directors.
The proxy describes board committee structures, independence determinations and governance policies, including a code of ethics, cybersecurity oversight and a clawback policy. It also details executive pay: in 2025 the CEO received a $850,000 salary, a $1,000,000 cash bonus and restricted stock awards, with a salary increase to $1,000,000 effective April 1, 2026.
Atlanticus Holdings Corp Chief Accounting Officer Saunders Mitchell reported routine equity compensation and related tax withholding. On March 19, 2026, Mitchell received two grants of common stock: 3,715 shares of restricted stock that will cliff vest on March 19, 2031, and 929 shares of restricted stock that will vest in three substantially equal installments on March 19, 2027, March 19, 2028, and March 19, 2029. On March 20, 2026, 70 shares of common stock were withheld at a price of $54.67 per share to satisfy tax obligations upon vesting. After these transactions, Mitchell directly owned 56,273 shares of Atlanticus common stock.
Atlanticus Holdings Corp President & CEO Howard Jeffrey A. reported routine equity compensation and related tax withholding. On March 19, he received a grant of 74,294 shares of common stock as restricted stock, at no cash cost, raising his direct holdings to 683,739 shares.
According to the footnotes, this restricted stock will vest in three substantially equal installments on March 19, 2027, March 19, 2028 and March 19, 2029. On March 20, 474 shares were withheld at $54.67 per share to satisfy tax obligations upon vesting, a non‑market disposition. After these transactions, he directly holds 683,265 common shares.
Atlanticus Holdings Corp Chief Financial Officer William McCamey reported routine equity-compensation activity. On March 19, 2026, he received a grant of 18,574 shares of restricted common stock, which will vest in three substantially equal installments on March 19, 2027, March 19, 2028 and March 19, 2029.
On March 20, 2026, 330 shares were withheld at $54.67 per share to satisfy tax obligations when the restricted stock vested, rather than being sold in the open market. After these transactions, he directly owns 147,410 shares, with additional indirect holdings of 585,016 shares through an LLC and 18,000 shares held by his spouse.
Atlanticus Holdings Corp Chief Accounting Officer reports small tax-related share disposition. Chief Accounting Officer Saunders Mitchell had 152 shares of Atlanticus common stock withheld on March 13, 2026 to cover tax obligations when a restricted stock award vested, based on the closing share price that day. After this tax-withholding transaction, Mitchell directly holds 51,699 shares of Atlanticus common stock. This was not an open-market sale, but a routine mechanism to satisfy tax liabilities tied to equity compensation.