Who signed the Aterian 8-K related to the credit amendment?

Chief Executive Officer Arturo Rodriguez signed the report on behalf of Aterian. His signature on the filing indicates the company’s authorization of the disclosure regarding Amendment No. 5 to the Credit and Security Agreement dated March 13, 2026.

Aterian (NASDAQ: ATER) signs Amendment No. 5 to major credit facility

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)

Form Type

8-K

Rhea-AI Filing Summary

Aterian, Inc. entered into Amendment No. 5 to its existing Credit and Security Agreement. The original credit agreement, dated December 22, 2021, is between Aterian and certain subsidiaries as borrowers, lenders party from time to time, and Midcap Funding IV Trust as administrative agent.

The new amendment, dated March 13, 2026, modifies that prior credit arrangement, though specific changes are contained in the attached exhibit and not detailed in this text. The company filed the amendment as a material definitive agreement, signaling that the credit facility remains an important part of its financing structure.

8-K Event Classification

2 items: 1.01, 9.01

2 items

Item 1.01 Entry into a Material Definitive Agreement Business

The company signed a significant contract such as a merger agreement, credit facility, or major partnership.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

03/17/2026 - 04:33 PM

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 or 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): March 13, 2026

Aterian, Inc.

(Exact Name of Registrant as Specified in its Charter)

Delaware	001-38937	83-1739858
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

Aterian, Inc.
350 Springfield Avenue Suite #200

Summit, NJ 07901

(Address of Principal Executive Offices)(Zip Code)

(347) 676-1681
(Registrant’s telephone number, including area code)

N/A

(Former Name, or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol	Name of each exchange on which registered
Common Stock, $0.0001 par value	ATER	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 1.01 Entry into a Material Definitive Agreement.

On March 13, 2026, the Company entered into Amendment No. 5 (the “Amendment”) to the Credit and Security Agreement dated as of December 22, 2021 (the “Credit Agreement”) between the Company, together with certain of its subsidiaries party thereto as borrowers, the entities party thereto as lenders, and Midcap Funding IV Trust, as administrative agent. Material changes contained in the Amendment are as follows:

Reduced the Minimum Credit Party Liquidity covenant to $3.5 million, effective as of the Fifth Amendment Effective Date and continuing during the Minimum Liquidity Covenant Reduction Period through April 12, 2026.

This reduction is subject to extension at the Company's option on a weekly basis through May 9, 2026, provided it remains in compliance with certain fee payment obligations.

Capitalized terms used herein not otherwise defined shall have the meaning in the Credit Agreement.

Item 9.01. Exhibits.

(d) Exhibits

Exhibit Number		Description

10.1+		Amendment No. 5 to that certain Credit and Security Agreement, dated as March 13, 2026, by and Aterian, Inc. and its subsidiaries party thereto as “Credit Parties,” the lenders party thereto from time to time and Midcap Funding IV Trust, as administrative agent.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)
+		Non-material schedules and exhibits have been omitted pursuant to Item 601(a)(5) of Regulation S-K. The Company hereby undertakes to furnish supplemental copies of any of the omitted schedules and exhibits upon request by the SEC.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	ATERIAN, INC.


Date: March 17, 2026	By:	/s/ Arturo Rodriguez
		Name: Arturo Rodriguez
		Title: Chief Executive Officer

Source: View Original Filing on SEC EDGAR

FAQ

What did Aterian (ATER) announce in its latest 8-K filing?

Aterian announced it entered into Amendment No. 5 to its existing Credit and Security Agreement. The amendment, dated March 13, 2026, modifies a credit facility originally signed on December 22, 2021, with Midcap Funding IV Trust as administrative agent.

Who is Aterian’s credit agreement administrative agent in the March 2026 amendment?

The administrative agent is Midcap Funding IV Trust. Aterian and certain subsidiaries are borrowers under the Credit and Security Agreement, and various lenders are parties from time to time, with Midcap Funding IV Trust acting as the central administrative counterparty.

What is Amendment No. 5 to Aterian’s Credit and Security Agreement?

Amendment No. 5 is a modification to Aterian’s existing Credit and Security Agreement dated December 22, 2021. Executed on March 13, 2026, it changes terms of the credit facility, with full details provided in the filed exhibit attached to the report.

When was Aterian’s original Credit and Security Agreement signed?

The original Credit and Security Agreement was signed on December 22, 2021. It covers Aterian, certain subsidiaries as borrowers, the lenders party to it from time to time, and Midcap Funding IV Trust in the role of administrative agent for the facility.

What exhibit relates to Aterian’s March 13, 2026 credit amendment?

Exhibit 10.1 is the key document, described as Amendment No. 5 to the Credit and Security Agreement dated March 13, 2026. It is between Aterian and its credit parties, the lenders party to the facility, and Midcap Funding IV Trust as administrative agent.

Filing Exhibits & Attachments

5 documents

Agreements & Contracts

EX-10.1 EXHIBIT 10.1 880.8 KB