Welcome to our dedicated page for American Integrity Insurance Group SEC filings (Ticker: AII), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for American Integrity Insurance Group, Inc. (NYSE: AII), a Tampa-based property and casualty insurance holding company focused on residential property insurance in the Southeast. As a public insurer and emerging growth company, American Integrity files a range of documents that explain its business, financial performance, and governance.
Investors can review the company’s registration statement on Form S-1, which details its initial public offering, corporate structure, risk factors, and financial statements. Ongoing periodic and current reports, such as Form 8-K filings, disclose material events including earnings announcements, executive appointments, equity awards under long-term incentive plans, and investor presentations.
For a property and casualty insurer like American Integrity, SEC filings complement statutory insurance reporting by providing insight into premiums, policies in-force, loss and expense ratios, reinsurance costs, and investment income. Earnings-related filings and exhibits often discuss the drivers of underwriting results, participation in Citizens Property Insurance Corporation depopulation, and the impact of legislative reforms on the Florida and broader Southeast property insurance markets.
Through this page, users can follow American Integrity’s evolution as a public company, including its status as an emerging growth company and smaller reporting company, its NYSE listing under the symbol AII, and board- or committee-level decisions affecting executive compensation and governance. Real-time updates from EDGAR and AI-powered summaries help explain the key points of lengthy documents, making it easier to understand how filings relate to the company’s strategy, risk profile, and financial performance.
Lurie Benjamin A reported acquisition or exercise transactions in this Form 4 filing.
American Integrity Insurance Group Chief Financial Officer Benjamin A. Lurie reported an equity award of 3,166 shares of common stock on March 2, 2026. The award is in the form of restricted stock units granted under the 2025 Long-Term Incentive Plan at no cash cost per share.
The restricted stock units will vest in three equal annual installments on March 2 of 2027, 2028, and 2029, tying compensation to longer-term company performance. After this grant, Lurie directly holds a total of 85,534 shares of common stock, including 6,682 unvested restricted stock units.
Ritchie Jon P reported acquisition or exercise transactions in this Form 4 filing.
American Integrity Insurance Group, Inc. President Jon P. Ritchie received a grant of 11,814 shares of common stock in the form of restricted stock units under the company’s 2025 Long-Term Incentive Plan. These restricted stock units will vest in three equal annual installments on March 2 of 2027, 2028 and 2029.
After this award, Ritchie holds 181,239 shares of common stock in total, including 23,533 unvested restricted stock units. The transaction was reported as a direct, non-cash grant rather than an open-market purchase.
Clark David Lewis reported acquisition or exercise transactions in this Form 4 filing.
American Integrity Insurance Group, Inc. chairman Clark David Lewis reported an equity award of 9,451 shares of common stock in the form of restricted stock units granted on March 2, 2026 under the company’s 2025 Long-Term Incentive Plan.
The restricted stock units vest in three equal annual installments on March 2, 2027, March 2, 2028, and March 2, 2029. Following this grant, Lewis holds 18,826 unvested restricted stock units. A separate indirect holding entry shows 461,463 common shares held by the David and Kimberly Clark 2016 Irrevocable Trust, where Lewis is trustee and disclaims beneficial ownership except for his pecuniary interest.
Ritchie Robert C reported acquisition or exercise transactions in this Form 4 filing.
American Integrity Insurance Group Chief Executive Officer Robert C. Ritchie received a grant of 19,706 restricted stock units under the company’s 2025 Long-Term Incentive Plan. These units vest in three equal annual installments on March 2 of 2027, 2028 and 2029. Following this grant, he directly holds 2,436,918 shares, including 41,972 unvested restricted stock units.
American Integrity Insurance Group, Inc. scheduled its first annual meeting of stockholders for Thursday, June 11, 2026. Stockholders of record as of April 13, 2026 will be entitled to receive notice of and vote at the meeting.
Stockholder proposals for inclusion in the company’s proxy materials under Rule 14a-8, as well as other proposals or director nominations under the bylaws and universal proxy Rule 14a-19, must be delivered to the Secretary at the Tampa, Florida address by March 12, 2026.
American Integrity Insurance Group, Inc. furnished a year-end 2025 investor presentation summarizing strong growth and profitability. For 2025, gross premiums written reached $944.6M and net premiums earned were $242.9M, both up sharply from 2024, while adjusted net income rose to $105.2M from $39.6M.
The company reported a combined ratio of 63.7% and an adjusted return on equity of 42.1%, reflecting improved underwriting and expense performance. Policies in-force grew to 422,000, supported by voluntary growth and Citizens takeouts, and shareholders’ equity increased to $337.0M as of December 31, 2025.
American Integrity Insurance Group, Inc. is a Florida-focused residential property insurer that has grown into one of the state’s largest writers of homeowners coverage. Through its carrier subsidiary, it insures single-family homes, condos, manufactured homes, rentals, vacant dwellings and commercial residential properties, primarily in Florida but also in Georgia, South Carolina and North Carolina.
As of December 31, 2025, the company had 421,866 policies in-force and gross premiums written of $944.6 million, with Florida representing 93.7% of policies and 96.5% of in-force premium. Net premiums written were $270.9 million, net income was $99.6 million, adjusted net income was $105.2 million, and shareholders’ equity was $337.0 million.
The business relies on disciplined, data-driven underwriting, a fully integrated claims operation and a large catastrophe reinsurance program that limits single-event net retention to $35 million. It distributes mainly through independent agents, national carrier partnerships and homebuilder-affiliated agencies, and selectively assumes policies from Citizens Property Insurance Corporation when they meet profitability criteria.
American Integrity Insurance Group, Inc. reported a sharp improvement in 2025 profitability and announced a special cash dividend. Net income rose to $99.6M for 2025, up from $39.7M in 2024, with diluted EPS increasing to $5.65. The full-year combined ratio improved to 63.7% from 80.9%, while return on equity increased to 39.9%. Policies in-force grew 18.5% to 421,866 and gross premiums earned rose 29.7% to $885.0M. The Board declared a one-time special cash dividend of $1.02 per share, totaling about $20M, payable on March 30, 2026 to stockholders of record on March 16, 2026.
American Integrity Insurance Group, Inc. received an amended ownership report showing that James E. Sowell and Sowell Investments Holding Co., LLC together beneficially own 4,473,824 shares of common stock. This equals 22.9% of the company’s common shares, with sole voting and dispositive power over all reported shares.
The percentage is based on 19,576,804 common shares outstanding as of November 17, 2025, as referenced from the company’s Form S-1. The filing confirms Sowell’s role as sole manager of Sowell Investments Holding Co., LLC, through which the shares are held.
American Integrity Insurance Group, Inc. disclosed that individual investor Robert C. Ritchie beneficially owns 2,394,946 shares of its common stock. This represents 12.2% of the company’s outstanding common shares as of a reference total of 19,576,804 shares.
Ritchie reports sole voting and sole dispositive power over all 2,394,946 shares, with no shared voting or investment authority. The ownership relates to common stock with CUSIP 026948109, and the filing reflects an ownership position as of an event dated December 31, 2025.