Welcome to our dedicated page for Enact Holdings SEC filings (Ticker: ACT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Enact Holdings, Inc. (Nasdaq: ACT) SEC filings, offering a detailed view of how the U.S. private mortgage insurance provider reports its financial condition, capital structure and material events. As a public company headquartered in Raleigh, North Carolina and operating through Enact Mortgage Insurance Corporation, Enact uses its filings to disclose information that is central to understanding its mortgage insurance business.
Through annual reports on Form 10-K and quarterly reports on Form 10-Q, investors can review Enact’s discussion of primary insurance in-force, new insurance written, loss experience, capital sufficiency relative to Private Mortgage Insurer Eligibility Requirements, and the impact of reinsurance and credit facilities. Current reports on Form 8-K supplement these periodic filings by describing specific events, such as the announcement of quarterly financial results or the entry into a senior unsecured revolving credit facility.
Enact’s filings also include details on its credit risk transfer activities, including quota share and excess of loss reinsurance agreements with panels of highly rated reinsurers. These documents explain how portions of expected new insurance written for future book years are covered and how such arrangements affect risk and capital management. The credit agreement filed as an exhibit to an 8-K outlines the terms of the revolving credit facility, including financial covenants tied to consolidated net worth, debt-to-total capitalization and PMIERs compliance.
On Stock Titan, SEC documents for ACT are updated in near real time as they are posted to the EDGAR system. AI-powered summaries help interpret complex sections of 10-Ks, 10-Qs and 8-Ks by highlighting key points about earnings, capital, reinsurance structures and covenants. Users can also review insider and executive transaction reports on Form 4, along with proxy and governance filings, with AI-generated explanations that clarify how these disclosures relate to Enact’s mortgage insurance operations and its relationship with majority owner Genworth Financial, Inc.
Enact Holdings, Inc. Controller James McMullen exercised restricted stock units that converted into 594 shares of common stock on a one-for-one basis. To cover taxes on the vesting that occurred on April 1, 2026, 169 of these shares were withheld by the company. After these transactions, McMullen directly held 1,697 shares of Enact common stock. The restricted stock units vest in three equal annual installments beginning on April 1, 2025.
Genworth Holdings, Inc., the controlling stockholder of Enact Holdings, Inc., reported an open-market style sale of 820,567 shares of Enact common stock on March 31, 2026 at an average price of $40.9224 per share.
The transaction was effected under a Share Repurchase Agreement between Enact and Genworth dated February 2, 2026. After this sale, Genworth directly holds 113,369,532 Enact shares and owns approximately 81% of Enact’s outstanding common stock, so the sale represents a small portion of its overall stake.
Enact Holdings, Inc. has called its 2026 virtual annual meeting for May 13, 2026 at 11:00 a.m. ET, asking stockholders to elect eleven directors, approve an advisory vote on executive pay, and ratify the 2026 independent auditor.
The proxy highlights a strong 2025, with net income of $674 million, $52 billion of new insurance written, and a record $273 billion of insurance in-force. Capital remained robust, including $1.9 billion of PMIERs sufficiency, or 162% of requirements, and over $500 million returned to shareholders through dividends and buybacks, contributing to an approximate 25% total shareholder return.
Enact emphasizes disciplined execution of its strategy, including deployment of its Rate360 pricing engine, expansion of Enact Re, operating expenses of $218 million (down 2% from 2024), and a new $435 million revolving credit facility. Since its IPO, the company has returned over $1.6 billion to shareholders and reports that 2023 performance stock units vested at 200% of target based on maximum book value per share growth.
Enact Holdings EVP & Chief Operations Officer Brian Gould reported routine equity compensation activity. On March 19, 2026, he acquired three small grants of restricted stock units (RSUs) totaling 49 units under existing award agreements, triggered by a quarterly dividend of $0.21 per share.
Each RSU will settle into one share of Enact common stock. The RSUs tied to different prior grants vest in three equal annual installments beginning on February 16, 2025, February 21, 2026, and February 13, 2027. No open-market stock purchases or sales were reported in this Form 4.
Enact Holdings director Sheila Hooda received 162 Deferred Stock Units as a compensation-related award. These units were acquired under the director award agreement through reinvestment of a cash dividend paid on March 19, 2026, at $0.21 per share.
The Deferred Stock Units will be settled in shares of Enact common stock one year after Hooda’s termination of service as a director. Following this transaction, she directly holds a total of 30,705.457 Deferred Stock Units, making this a small, routine addition to her existing position.
Enact Holdings, Inc. President and CEO Rohit Gupta reported grants of restricted stock units that increase his equity-based compensation. On March 19, 2026, he acquired awards totaling 452 restricted stock units, each convertible into one share of common stock at no cash cost.
Footnotes state that some units were added under dividend reinvestment terms following a $0.21 per share quarterly dividend paid on March 19, 2026. The restricted stock units are scheduled to vest and convert into common stock in three equal annual installments beginning on February 16, 2025, February 21, 2026, and February 13, 2027, aligning the CEO’s compensation with longer-term company performance.
Enact Holdings EVP, CFO and Treasurer Mitchell Hardin Dean reported acquiring three small blocks of restricted stock units (33, 53 and 69 units) that each settle 1-for-1 into common stock. These RSUs were added under dividend reinvestment terms tied to a $0.21 per-share quarterly dividend paid on March 19, 2026. The underlying awards vest in three equal annual installments beginning on February 16, 2025, February 21, 2026 and February 13, 2027.
Enact Holdings, Inc. Controller James McMullen reported multiple small grants of restricted stock units on March 19, 2026. He acquired awards of 5, 7, 8, 9 and 14 restricted stock units, each convertible into the same number of shares of common stock on a 1:1 basis.
According to the filing, one set of units was acquired under dividend reinvestment terms tied to a $0.21 per-share quarterly dividend paid on March 19, 2026. The various restricted stock unit awards vest and convert into common stock in three equal annual installments beginning on different dates between February 16, 2025 and February 13, 2027.
Enact Holdings director John D. Fisk reported a routine compensation-related transaction involving deferred stock units. He acquired 162 deferred stock units as a grant or award, linked to a dividend reinvestment on March 19, 2026. These units correspond to 162 shares of common stock and were credited at a dividend rate of $0.21 per share. Following this transaction, Fisk directly holds a total of 30,705.457 deferred stock units. The footnotes state that these deferred stock units become payable in shares of common stock one year after his termination of service as a director.