Welcome to our dedicated page for Ares Coml Real Estate SEC filings (Ticker: ACRE), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Ares Commercial Real Estate Corporation (NYSE: ACRE) SEC filings page brings together the company’s regulatory disclosures as a specialty finance REIT focused on commercial real estate loans and related investments. Through these filings, investors can see how Ares Commercial Real Estate Corporation reports its financial condition, portfolio composition and capital structure over time.
Key documents include Annual Reports on Form 10-K, which provide audited financial statements, discussions of business strategy, risk factors, loan portfolio characteristics and details on its election and qualification as a real estate investment trust. Quarterly Reports on Form 10-Q offer interim updates on net interest margin, revenue from real estate owned, provisions or reversals of current expected credit losses, realized losses on loans, and changes in secured funding agreements, term loans and securitization debt.
Current Reports on Form 8-K disclose material events, such as amendments to master repurchase and securities contracts, changes in facility commitments or maturities, and the release of quarterly earnings results and investor presentations. These filings often incorporate press releases and slide decks that explain GAAP net income (loss) and the company’s non-GAAP Distributable Earnings (Loss) measure, which it uses to assess dividend-paying capacity.
Investors can also review proxy materials and other governance-related filings to understand the external management arrangement with a subsidiary of Ares Management Corporation, including how management and incentive fees are determined. In addition, this page provides access to ownership and transaction reports that may include information on stock-based compensation and equity activity. With real-time updates from EDGAR and AI-powered summaries that highlight key points, this filings hub helps users navigate lengthy reports, identify changes in credit reserves, leverage and financing facilities, and better understand how Ares Commercial Real Estate Corporation manages its commercial real estate debt platform.
Ares Commercial Real Estate Corporation will hold its 2026 virtual annual meeting on May 27, 2026, asking stockholders to elect two Class II directors, ratify Ernst & Young LLP as auditor for 2026, and approve an advisory vote on executive pay for 2025.
Stockholders of record on March 26, 2026, when 55,367,672 common shares were outstanding, may vote online, by phone, by mail or during the live audio webcast. Independent directors generally receive $175,000 per year, partly in cash and partly in restricted stock, with additional cash retainers for committee and leadership roles.
Ares Commercial Real Estate Corporation amended its credit facility with Morgan Stanley Bank, N.A. through subsidiaries ACRC Lender MS LLC and ACRC Lender MS II LLC. The amendment extends the initial maturity date of the Master Repurchase Agreement and Securities Contract to July 16, 2029, with one optional 12‑month extension subject to lender consent, conditions and an extension fee.
The facility commitment was increased from $250 million to $350 million, and an accordion provision allows a further increase of $50 million to as much as $400 million, subject to conditions and an upsize fee. The company also describes this as a direct financial obligation and an off-balance sheet arrangement.
Ares Commercial Real Estate Corp Schedule 13G/A amendment: The Vanguard Group reports 0 shares beneficially owned and 0% of Common Stock following an internal realignment described in the filing.
The filing notes a Vanguard reorganization effective January 12, 2026, and disaggregated reporting by subsidiaries; signature dated 03/26/2026.
Ares Commercial Real Estate Corporation reported that its subsidiary, ACRC Lender LLC, entered into an amendment to its secured revolving funding facility with City National Bank. The amendment, dated March 10, 2026, extends the facility’s maturity date to December 31, 2026 in exchange for payment of a renewal fee.
This change keeps the existing credit line in place for a longer period, which can help support ongoing lending and investment activities in commercial real estate. The filing also classifies this amendment as both a material definitive agreement and the creation of a direct financial obligation, highlighting its importance to the company’s financing structure.
Ares Commercial Real Estate Corporation is a Maryland-based specialty finance company that originates and invests in commercial real estate loans, externally managed by an Ares Management subsidiary and operating as a REIT since 2012. It focuses on directly originated senior mortgage loans, subordinated debt, mezzanine loans and preferred equity, funded with warehouse and term credit facilities, securitizations and a CLO structure.
The company highlights significant exposure to office properties, elevated risk-rated loans and macro pressures such as higher vacancy, refinancing challenges, interest rate volatility and credit spread changes. It uses leverage through about $948.2 million of financing agreements and a CLO, maintains a CECL reserve that was $127.1 million as of December 31, 2025, and warns that further office weakness or economic downturns could increase credit losses, trigger covenant stress, margin calls and negatively affect liquidity, distributions and stock value.
Ares Commercial Real Estate Corporation reported weak 2025 GAAP results but stronger cash-style earnings and maintained its dividend. For the fourth quarter, GAAP net loss was $(3.9) million, or $(0.07) per diluted share, while Distributable Earnings were $8.5 million, or $0.15 per diluted share. For full year 2025, GAAP net loss was $(0.9) million, or $(0.02) per share, and Distributable Earnings (Loss) were $(6.7) million, or $(0.12) per share.
Book value stood at $9.26 per common share, or $11.57 excluding the $127 million CECL reserve, which equals 8% of loans held for investment. The company collected $572 million of loan repayments during 2025 and originated $486 million of new senior loan commitments, with an additional $150 million closed after year-end.
The portfolio totals about $1.7 billion of loans and REO, with a focus on multifamily, industrial, and office assets, and a high CECL reserve coverage on risk-rated 4 and 5 loans. The board declared a $0.15 per-share cash dividend for the first quarter of 2026, matching the fourth quarter 2025 dividend.
Ares Commercial Real Estate Corp. Chief Executive Officer Bryan Patrick Donohoe reported selling 21,761 shares of common stock on January 14, 2026. The shares were sold at a weighted average price of $4.9276 per share to cover tax withholding obligations related to the vesting of common stock. After this transaction, he beneficially owned 250,197 shares of the company’s common stock, including 99,166 restricted stock units that each convert into one share upon vesting.
Ares Commercial Real Estate Corp. reported that its CFO and Treasurer, Jeffrey Michael Gonzales, sold 6,218 shares of common stock on January 14, 2026. The shares were sold primarily to cover tax withholding obligations that arose when previously granted stock vested. The weighted average sale price was $4.9276 per share, based on multiple trades between $4.89 and $4.97.
After this tax-related sale, the reporting person beneficially owned 88,533 shares of common stock, which includes 64,999 restricted stock units granted under the company’s equity incentive plan. Each restricted stock unit represents the right to receive one share of common stock as it vests under the applicable award agreement.
Ares Commercial Real Estate Corp reported an insider stock transaction by its General Counsel, Vice President and Secretary, Anton Feingold. On January 14, 2026, he sold 7,606 shares of common stock at a weighted average price of $4.9276 per share.
The filing explains that these shares were sold to cover tax withholding obligations related to the vesting of common stock. After this transaction, Feingold beneficially owned 92,754 shares of common stock, which includes 40,333 restricted stock units granted under the company’s Amended and Restated 2012 Equity Incentive Plan. Each restricted stock unit represents the right to receive one share of common stock upon vesting.