Welcome to our dedicated page for Waterstone Finl Md news (Ticker: WSBF), a resource for investors and traders seeking the latest updates and insights on Waterstone Finl Md stock.
Waterstone Financial, Inc. (NASDAQ: WSBF) is the savings and loan holding company for WaterStone Bank and WaterStone Mortgage Corporation. Company news and press releases highlight its role as a community-focused financial institution established in 1921, with WaterStone Bank operating 14 branch locations across southeastern Wisconsin and WaterStone Mortgage described as a national lender licensed in 48 states.
The WSBF news feed features regular announcements of quarterly and annual financial results, where management discusses consolidated net income, segment performance for Community Banking and Mortgage Banking, net interest income, net interest margin, mortgage banking income, and key asset quality metrics. These releases often include detailed consolidated statements of income and financial condition, along with commentary on trends in loans, deposits, and mortgage originations.
Investors and analysts following WSBF can also find dividend declarations, as the Board of Directors has repeatedly announced regular quarterly cash dividends of $0.15 per common share in recent press releases. Additional news items cover corporate governance developments, such as the election of new members to the Board of Directors and changes in committee leadership, which are also reported in accompanying Form 8-K filings.
For readers tracking the savings institutions and mortgage banking space, the Waterstone Financial news page provides an ongoing record of how the company’s Community Banking and Mortgage Banking segments are performing, how management describes market conditions, and how capital actions such as dividends and share repurchases are discussed in official communications.
Waterstone Financial (NASDAQ: WSBF) announced on April 27, 2026 that its Board authorized repurchase of up to an additional 2,000,000 shares under its existing repurchase program.
Prior to the authorization, 148,285 shares remained available; combined availability is 2,148,285 shares, about 11.9% of issued and outstanding common stock as of April 27, 2026. Repurchases may occur via open-market purchases, block trades, negotiated transactions, or a Rule 10b5-1 trading plan and may be suspended, terminated, or modified for any reason.
Waterstone Financial (NASDAQ: WSBF) reported consolidated net income of $6.0 million ($0.34 diluted EPS) for Q1 2026, up from $3.0 million ($0.17) in Q1 2025. ROAA was 1.10% and ROAE 6.88%. Book value per share rose to $19.19. The company returned $7.3 million to shareholders via buybacks and dividends and declared a quarterly dividend of $0.17.
Community banking NII was $15.2 million and NIM expanded to 2.97%. Mortgage banking originations rose to $508.3 million and pre-tax income improved to a profit.
Waterstone Financial (NASDAQ: WSBF) announced a 13.3% increase in its regular quarterly cash dividend to $0.17 per common share, declared March 17, 2026. The dividend is payable on May 1, 2026 to shareholders of record at the close of business on April 8, 2026.
The board said the increase reflects disciplined execution of the company’s strategy and a continued focus on maintaining a robust dividend payout ratio and long-term shareholder value.
Waterstone Financial (NASDAQ: WSBF) reported Q4 2025 net income of $7.7 million ($0.44 diluted EPS) and FY 2025 diluted EPS of $1.48. Quarterly return on average assets was 1.35% and return on average equity was 8.74%. Net interest margin rose to 2.89%. The company repurchased ~174,000 shares for $2.7 million and declared a $0.15 quarterly dividend, returning $5.3 million to shareholders in the quarter. Book value per share was $19.03 at December 31, 2025.
Waterstone Financial (NASDAQ: WSBF) announced a regular quarterly cash dividend of $0.15 per common share on December 18, 2025. Record date is January 8, 2026 and the dividend is payable February 2, 2026.
Waterstone Financial (NASDAQ: WSBF) reported net income of $7.9M (EPS $0.45) for Q3 2025 versus $4.7M (EPS $0.26) in Q3 2024, and nine-month diluted EPS of $1.04 versus $0.72 year‑earlier. Return on average assets was 1.42% and return on average equity was 9.14% for Q3 2025. Net interest margin rose to 2.76% (up 63 bps YoY). Community Banking pre-tax income was $8.4M (up 49.4% YoY); Mortgage Banking pre-tax income was $1.3M. The company repurchased ~270,000 shares for $3.8M, increased book value per share to $18.65, and declared a quarterly dividend of $0.15 per share.
Waterstone Financial (NASDAQ: WSBF) has announced a regular quarterly cash dividend of $0.15 per common share. The dividend will be paid on November 3, 2025, to shareholders who are on record as of October 8, 2025.
Waterstone Financial (NASDAQ: WSBF) reported strong Q2 2025 financial results with net income of $7.7 million, or $0.43 per diluted share, up from $5.7 million ($0.31 per share) in Q2 2024. The company's Community Banking segment saw a 21.4% increase in net interest income to $13.6 million, while maintaining strong asset quality.
Key highlights include a net interest margin increase of 59 basis points to 2.60%, core retail deposits growth of 7.5% to $1.31 billion, and continued share repurchases of approximately 508,000 shares at $12.80 per share. The Mortgage Banking segment generated $2.0 million in pre-tax income with loan originations of $588.8 million, though slightly down from Q2 2024.
The company maintained strong asset quality with nonperforming assets at 0.37% of total assets and increased book value per share to $18.19 from $17.53 at year-end 2024.
Waterstone Financial (NASDAQ: WSBF) has announced the election of two new members to its Board of Directors, effective July 22, 2025. The appointees are Molly Mulroy, currently Executive Vice President and Chief Administrative Officer of WEC Energy Group, and Laura Piotrowski, CEO and President of Cavendish Vernal.
Mulroy brings extensive experience in utility operations, having overseen various departments at WEC Energy Group since 1999, including IT, Human Resources, and Supply Chain. Piotrowski contributes significant financial expertise as a CPA and strategic advisor, with previous roles as CFO of Stein's Garden & Home and Managing Director of Finance at Robert W. Baird & Co.