NCR Voyix Strengthens Payments Offering through Processing Agreement with Worldpay

Rhea-AI Summary

NCR Voyix (NYSE: VYX) has announced a strategic partnership with Worldpay to enhance its digital commerce capabilities. The agreement enables NCR Voyix to integrate Worldpay's acquiring services into its platform, creating a comprehensive cloud-based software and payments solution for retailers and restaurants.

Through this collaboration, NCR Voyix will serve as a single point-of-contact for all point-of-sale and payment needs, leveraging Worldpay's global payment processing capabilities. The partnership combines Worldpay's global reach and vertical product set with NCR Voyix's established presence as a technology provider for leading retailers and restaurants.

Positive

• Strategic partnership enhances payment processing capabilities
• Expansion of service offerings to existing customer base
• Integration creates new revenue stream potential
• Strengthened competitive position in digital commerce

Negative

• None.

Insights

Financial Analyst

NCR Voyix's new processing agreement with Worldpay represents a significant strategic expansion of its payments capabilities that could meaningfully impact its business model and competitive positioning. By integrating Worldpay's acquiring services, NCR Voyix transforms from primarily a software provider to offering an end-to-end commerce solution.

This partnership creates multiple potential revenue streams beyond software licensing. Payment processing typically generates 2-3% of transaction volume in fees, which could provide substantial recurring revenue if widely adopted across NCR Voyix's customer base. For context, payment processing often accounts for 30-40% of total revenue for comparable integrated POS providers like Toast and Square.

The timing is particularly strategic as NCR Voyix continues establishing its identity following its separation from NCR This move directly counters the competitive threat from companies like Toast, Square, and Shift4 that have successfully bundled software and payments.

From a business model perspective, this integration creates stronger customer lock-in effects. While payment processing typically carries lower margins than software (15-20% vs. 70-80%), it generates predictable cash flow and increases switching costs for customers. The "single point-of-contact" approach simplifies vendor management for merchants while giving NCR Voyix deeper visibility into customer transaction data.

For investors, this partnership signals NCR Voyix's evolution toward a more comprehensive commerce platform with multiple revenue touchpoints rather than just a POS software provider - a model that typically commands higher valuation multiples in the market.

ATLANTA--(BUSINESS WIRE)-- NCR Voyix Corporation (NYSE: VYX), a leading global provider of digital commerce solutions, today announced it has entered into an agreement with Worldpay®, a global industry leader in payments technology, to enable NCR Voyix to offer a combined cloud-based software and payments solution to retailers and restaurants. NCR Voyix will leverage Worldpay’s industry-leading acquiring services to provide NCR Voyix customers with an integrated payments acceptance offering.

“This relationship brings together the global scale of Worldpay’s acquiring capabilities and NCR Voyix, strengthening our payments offerings and enabling the delivery of more comprehensive solutions to our retail and restaurant customers,” said Darren Wilson, President, Retail & Payments, NCR Voyix. “Integrating Worldpay’s world class payment processing capabilities into NCR Voyix’s platform will broaden our valued customer relationships, allowing us to serve as the single point-of-contact for all point-of-sale and payment needs.”

“NCR Voyix is a trusted technology provider for the world’s leading retailers and restaurants. Worldpay brings its global reach and deep vertical product set to this relationship,” said Matt Downs, Group President, Worldpay for Platforms. “Worldpay for Platforms’ industry leading solutions are designed to serve a wide range of vertical software companies. The combination of these solutions and Worldpay’s leading global e-commerce capabilities will allow NCR Voyix to provide an exceptional omnichannel payment processing product for its customer base."

About NCR Voyix

NCR Voyix Corporation (NYSE: VYX) is a leading global provider of digital commerce solutions for the retail and restaurant industries. NCR Voyix transforms retail stores and restaurant systems through experiences with comprehensive, platform-led SaaS and services capabilities. NCR Voyix is headquartered in Atlanta, Georgia, with customers in more than 30 countries across the globe.

About Worldpay

Worldpay is an industry leading payments technology and solutions company with unique capabilities to power omni-commerce across the globe. Our processing solutions allow businesses of all sizes to take, make and manage payments in-person and online from anywhere in the world. Annually, we process over 50 billion transactions across 146 countries and 135 currencies. We help our customers become more efficient, more secure and more successful. To learn more, visit worldpay.com or follow us on LinkedIn, Instagram, X, and or Facebook.

Cautionary Statements

This release contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 (the “Act”). We intend these forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Act. There are a number of important factors that could cause actual results to differ materially from those expressed or implied by such forward-looking statements, including the risks and uncertainties described in the “Risk Factors” section of NCR Voyix’s Annual Report on Form 10-K, as well as in its other reports filed with the U.S. Securities and Exchange Commission. Any forward-looking statement speaks only as of the date on which it is made. NCR Voyix does not undertake any obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

View source version on businesswire.com: https://www.businesswire.com/news/home/20250227260651/en/

News Media Contact

Kymberly Graham

media.relations@ncrvoyix.com



Investor Contact

Sarah Jane Schneider

sarahjane.schneider@ncrvoyix.com

Source: NCR Voyix Corporation

FAQ

What does the NCR Voyix (VYX) and Worldpay partnership mean for retailers?

The partnership provides retailers with an integrated cloud-based software and payments solution, offering a single point-of-contact for all point-of-sale and payment processing needs.

How will the VYX-Worldpay agreement affect payment processing capabilities?

VYX will integrate Worldpay's acquiring services to deliver comprehensive omnichannel payment processing solutions to its customer base.

What are the main benefits of the VYX and Worldpay collaboration?

The partnership combines Worldpay's global acquiring capabilities with NCR Voyix's platform, strengthening payments offerings and enabling more comprehensive solutions for retail and restaurant customers.

How does the Worldpay integration enhance VYX's service offering?

The integration allows VYX to expand its valued customer relationships by providing unified point-of-sale and payment solutions through Worldpay's global e-commerce capabilities.