Welcome to our dedicated page for Velocity Financial news (Ticker: VEL), a resource for investors and traders seeking the latest updates and insights on Velocity Financial stock.
Velocity Financial, Inc. reports news around its real estate finance platform for business-purpose and investor real estate loans. The company primarily originates and manages loans secured by 1-4 unit residential rental and small commercial properties, with revenue tied to interest income, origination activity and portfolio performance.
Recurring updates focus on quarterly and annual earnings, loan production, portfolio unpaid principal balance, portfolio net interest margin, noninterest income and credit-related portfolio activity. News also includes capital-structure actions, including senior notes issued through Velocity Commercial Capital, LLC, and scheduled earnings webcasts for its NYSE-listed common stock.
Velocity Financial (NYSE: VEL) reported 1Q26 net income of $22.4M (+18.4% YoY) and core net income of $26.5M (+30.8% YoY). Diluted EPS was $0.57 and core diluted EPS $0.68. Total loans rose to $6.84B (+25.4% YoY). Portfolio NIM was 3.56%. The company completed two securitizations totaling $513.8M and held $329.0M in liquidity.
Velocity Financial (NYSE:VEL) will release its first quarter 2026 financial results after market close on Wednesday, May 6, 2026. Management will host a live conference call and webcast at 2:00 p.m. PT / 5:00 p.m. ET the same day.
Investors can access the listen-only webcast via the Events and Presentations section of Velocity's Investor Relations website. Phone participants should dial in 15 minutes early; an audio replay and a phone replay (passcode 6829289) will be available through midnight on May 29, 2026.
Velocity Financial (NYSE: VEL) reported strong fourth-quarter and full-year 2025 results with 4Q25 net income of $34.8M (up 69%) and full-year net income of $105.1M (up 53.5% YoY).
Key drivers were record loan production of $634.6M in 4Q25, higher portfolio NII, fair value gains and a $13.4M tax‑effected gain on NPL sales. Capital actions included two securitizations totaling $646.3M and diluted book value per share rose to $17.19 at year‑end.
Velocity Financial (NYSE: VEL) closed an offering of $500.0 million aggregate principal of 9.375% senior notes due February 15, 2031, sold at par on January 30, 2026. Net proceeds were approximately $487 million. The company will use about $222.7 million to fund redemption of its 7.125% secured notes due 2027 and the remainder for general corporate purposes, including repayment of warehouse borrowings and up to $75 million for a potential acquisition.
Velocity Financial (NYSE:VEL) will release its fourth quarter and full year 2025 financial results after market close on Wednesday, March 11, 2026. Management will host a live webcast and conference call at 2:00 p.m. PT / 5:00 p.m. ET the same day, with an audio replay available through March 27, 2026.
Webcast access and replay details are available on the company’s Investor Relations website under Events and Presentations; phone dial-in and international numbers plus replay passcode 4826570 were provided.
Velocity Financial (NYSE: VEL) priced $500 million of 9.375% senior notes due February 15, 2031, offered at 100% with expected settlement on January 30, 2026. The notes are senior unsecured, guaranteed only by Velocity, and pay interest semi‑annually on Feb 15 and Aug 15.
The company expects net proceeds of approximately $487 million, plans to use about $222.7 million to fund redemption of its 7.125% 2027 notes, and may allocate up to $75 million for a potential acquisition; remainder for general corporate purposes.
Velocity Financial (NYSE: VEL) announced on January 26, 2026 a proposed offering of up to $500 million aggregate principal amount of senior notes due 2031 to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S.
The company expects to use approximately $222.7 million of net proceeds to redeem its outstanding 7.125% senior secured notes due 2027, with the remainder for general corporate purposes, which may include repaying warehouse borrowings and using up to $75 million to acquire a business under consideration. The notes will not be registered under the Securities Act.
Velocity Financial (NYSE:VEL) announced preliminary unaudited fourth-quarter and full-year 2025 results, with record originations and higher profitability. Key preliminary 2025 highlights: net income at least $105.0M (+53% YoY), GAAP EPS at least $2.75 (+35% YoY), total loan originations ~$2,716M (+48% YoY), and total portfolio loan UPB ~$6,491M (+28% YoY). Q4 net income of at least $35M (+70%) and GAAP EPS at least $0.90 (+56%). Portfolio NIM was ~3.55% in Q4 and ~3.57% for the year. Nonperforming loans projected at 8.5%–8.6% of UPB versus 10.7% a year earlier. Results are preliminary and subject to year-end closing and audit; audited results expected March 11, 2026 after market close.
Velocity Financial (NYSE:VEL) announced an agreement to sell $133.2 million in unpaid principal balance of non‑performing loans at a significant premium to the mark on its balance sheet. The company will also begin its first‑ever third‑party servicing mandate to manage those loans for the buyer, creating a durable, capital‑light, fee‑based revenue stream. Management said the deal will release capital to support portfolio growth and enhance return on equity. The transaction is expected to close prior to year‑end.
Velocity Financial (NYSE: VEL) reported strong 3Q25 results on November 6, 2025: net income $25.4M (+60.6% YoY), core net income $26.9M (+58.9% YoY) and diluted EPS $0.65 (up from $0.44). Quarterly net revenue $85.8M rose 53.6% YoY driven by record loan production of $739.0M (+55.0% YoY) and higher portfolio NII. Total loan portfolio was $6.3B (+32.0% YoY). Diluted book value per share was $16.31 (+20.0% YoY). Completed two securitizations ($190.9M and $457.5M) and reported NPA resolutions of $108.0M UPB with 102.6% recovery of UPB.