Welcome to our dedicated page for Us Metro Bank news (Ticker: USMT), a resource for investors and traders seeking the latest updates and insights on Us Metro Bank stock.
US Metro Bancorp reports recurring developments as a bank holding company for its wholly owned subsidiary, US Metro Bank, a California-chartered full-service commercial bank. News releases focus on quarterly and annual earnings, net interest income, return on average assets and equity, earnings per share, book value per share, and balance-sheet measures tied to the bank's deposit and lending operations.
Company updates also cover common-stock dividends and capital actions such as subordinated debt offerings or redemptions. US Metro Bank's lending categories include commercial real estate, commercial and industrial, mortgage, SBA and USDA loans, alongside deposit products and related banking services.
US Metro Bancorp (OTCQX: USMT) declared an interim cash dividend of $0.04 per common share. The dividend is payable on June 24, 2026 to shareholders of record as of the close of business on June 10, 2026.
US Metro Bancorp (OTCQX: USMT) reported first quarter 2026 results: consolidated net income of $3.3 million and EPS of $0.20. Year-over-year metrics: assets +10.3%, deposits +10.1%, book value per share $6.86. YTD ROAA was 0.86% and ROAE 11.77%. The bank recorded higher provisions and rising NPAs.
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US Metro Bancorp (OTCQX: USMT) said its Board approved a $0.04 cash dividend per common share. The dividend is payable on March 25, 2026 to shareholders of record at the close of business on March 10, 2026.
US Metro Bancorp (OTCQX: USMT) reported fourth-quarter 2025 consolidated net income of $2.25M and EPS of $0.14, down from $2.94M and $0.18 in Q3 2025. For the twelve months ended Dec 31, 2025, net income was $10.23M (vs. $7.14M a year earlier) and EPS was $0.62 (vs. $0.43). Total assets were $1.551B, up 11.1% YoY, gross loans grew 8.6% (+$101.5M), and deposits rose 10.1% to $1.353B. Net interest income for the year was $45.0M vs. $36.1M. Book value per share was $6.73 vs. $6.11 a year earlier. Non-performing assets increased to 1.56% of assets and the bank recorded a $3.9M provision for loan losses for the year.
US Metro Bancorp (OTCQX: USMT) declared a $0.03 per share cash dividend. The Board approved the dividend, payable on December 16, 2025 to shareholders of record at the close of business on December 2, 2025.
US Metro Bancorp (OTCQX: USMT) closed a private placement of $31.9 million principal 6.00% fixed subordinated debt notes on October 31, 2025. The Notes mature on October 31, 2028 and pay interest at 6.00% per annum, payable quarterly. Proceeds will be used for general corporate purposes, including organic growth and/or repayment of certain existing debt instruments.
Separately, the company elected to redeem $16.0 million of 5.65% fixed-to-floating subordinated notes, with the redemption effective on November 7, 2025. Janney Montgomery Scott served as financial advisor.
US Metro Bancorp (OTCQX: USMT) reported third quarter 2025 results showing continued growth in assets, loans and deposits alongside higher credit costs.
Key figures: Net income of $2.9M in Q3 2025; YTD net income $9.194M (nine months); Total assets $1.571B (+13.2% YoY); Gross loans $1.270B (+12.4% YoY); Deposits $1.383B (+13.8% YoY); Book value per share $6.62. Credit metrics: NPAs/total assets rose to 1.65% from 0.36% a year earlier and ACL/gross loans was 1.19%. The bank recorded a $2.2M provision for loan losses YTD.
US Metro Bancorp (OTCQX: USMT) announced its Board of Directors has approved a $0.03 cash dividend for shareholders. The dividend will be paid on September 23, 2025 to stockholders of record as of September 9, 2025.
US Metro Bancorp (OTCQX: USMT) reported its Q2 2025 financial results, with net income of $2.5 million, slightly down from $2.6 million in Q1 2025 but up from $2.2 million in Q2 2024. The bank achieved significant growth with total assets reaching $1.452 billion, a 7.7% year-over-year increase.
Key highlights include year-over-year loan growth of $102 million (9.0%) and deposit growth of $98 million (8.3%). The bank's net interest income for H1 2025 was $21.1 million, up from $16.9 million in the same period last year. However, non-performing assets increased to 1.11% of total assets, up from 0.28% the previous year.
The bank maintained an allowance for credit losses (ACL) ratio of 1.20% and reported earnings per share of $0.15 for Q2 2025.