Welcome to our dedicated page for Usio news (Ticker: USIO), a resource for investors and traders seeking the latest updates and insights on Usio stock.
Introduction
Usio Inc (Nasdaq: USIO) is a United States-based, cloud-based, integrated FinTech electronic payment solutions provider. The company specializes in offering innovative payment processing services that cover credit, debit, prepaid, and ACH transactions, in addition to delivering robust output solutions. With a focus on streamlining and enhancing payment facilitation, Usio Inc serves a diverse clientele including merchants, billers, banks, service bureaus, and integrated software vendors.
Core Business Overview
At its core, Usio Inc operates a secure and efficient electronic payments ecosystem. The company processes a wide variety of transactions by utilizing advanced payment channels and a unique payment facilitation platform as a service. By integrating secure processing with industry-specific expertise, Usio Inc helps clients manage payment flows with clarity and precision. Keywords such as electronic payments, FinTech, and payment processing are integral to understanding its broad market appeal.
Business Model and Services
Usio Inc generates revenue by offering comprehensive payment solutions through two principal segments. The primary segment focuses on seamlessly processing credit, debit, and ACH transactions, thereby enabling businesses to manage payment acceptance and reconciliation more effectively. The secondary segment, operated under a wholly-owned subsidiary, provides output solutions that include electronic bill presentment, document composition, and secure printing and mailing services. This diversified approach allows the company to offer tailored services that address both transactional efficiency and document management requirements.
Technology and Innovation
The company leverages advanced cloud-based infrastructure to ensure secure and scalable payment processing. Usio Inc is also exploring innovative technologies, including A.I. driven enhancements in biometric payments, which promises to add an extra layer of security and convenience to digital transactions. The emphasis on cutting-edge technology not only streamlines processing but also optimizes operational efficiencies for its diverse range of clients.
Market Position and Competitive Landscape
Positioned within the fast-evolving FinTech landscape, Usio Inc competes by offering a flexible, comprehensive, and secure suite of payment solutions. The company stands out through its ability to provide customized services that cater to specific market needs, whether for high-volume transactional processing or tailored output solutions. In a competitive environment that demands both agility and robustness, Usio Inc has built a reputation for its commitment to technological excellence and customer-focused service delivery.
Operational Excellence and Customer Focus
Usio Inc’s operational framework is designed to promote clarity in payment reconciliation through a simplified, cloud-based dashboard that consolidates various forms of payment processing. The company’s commitment to delivering clear, transparent, and reliable processes has built trust with its clients, ensuring that businesses are equipped with the tools necessary for effective financial management. Moreover, the subsidiary offering of output solutions enhances the overall value proposition by integrating document delivery services with payment processing.
Summary
In summary, Usio Inc is a multifaceted FinTech company that efficiently marries the worlds of electronic payment processing with integrated output solutions. Its commitment to advanced, secure, and scalable technology makes it a practical choice for businesses seeking both streamlined transaction management and comprehensive document handling. Every facet of its business model—from transaction processing to electronic document delivery—is engineered to provide clarity, efficiency, and reliability for a diverse client base.
Usio Inc (Nasdaq: USIO) reported strong financial results for Q4 and full year 2024, with GAAP earnings of $0.02 per share in Q4 and $0.12 per share for the full year. The company achieved record processing volume of $7.1 billion, up 33% year-over-year, with transactions growing 26%.
Revenue growth was seen across multiple segments: ACH & Complementary Services (+17% Q4, +12% FY), Card Services (+6% Q4, +3% FY), and Output Solutions (+13% Q4). The company's cash position reached a record high of $8.1 million, up from $7.2 million in 2023. Q4 revenues were $20.6 million, with full-year revenues at $82.9 million.
The Board authorized a new $4 million stock repurchase program, following $1.4 million in buybacks during 2024. For fiscal 2025, Usio projects 14-16% revenue growth with Adjusted EBITDA margins of 5-7%, contingent on stable economic conditions.
Usio (Nasdaq: USIO) has announced a renewal and extension of its Share Repurchase Program, authorizing a $4 million aggregate purchase limit over an additional 3-year period until May 15, 2028. The company has already utilized nearly all of the original $4 million authorization from May 2022, including $1.5 million in stock repurchases in 2024.
The FinTech company reported approximately $8.1 million in unrestricted cash as of December 31, 2024, with about 26.5 million shares outstanding as of March 24, 2025. Management will determine the timing and amount of repurchases based on market conditions and other factors, with the flexibility to conduct open market purchases, block trades, or private transactions under Rule 10b5-1.
Usio (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, has scheduled its Q4 and fiscal year 2024 financial results announcement for March 26, 2025, after market close.
The company will host a conference call on the same day at 4:30 p.m. Eastern time, featuring management's formal remarks followed by a Q&A session. U.S. participants can dial 1-844-883-3890, while international callers should use 1-412-317-9246.
A live webcast will be accessible through Usio's website. A replay will be available until April 9, 2025, accessible via the company's website or by dialing 1-877-344-7529 (U.S.) or 1-412-317-0088 (international) with playback code 2388192.
Usio (Nasdaq: USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, has announced its participation in several major investor conferences throughout early 2025. The company's schedule includes:
- The Oppenheimer 10th Annual Emerging Growth Conference (Virtual) - February 25-26
- The 37th Annual Roth Conference in Laguna Beach, CA - March 16-18
- The LD Micro Conference in New York, NY - April 9-10
- The Ladenburg Thalmann Tech Conference in New York, NY - May 21
CEO Louis Hoch and other senior executives will be available for presentations and one-on-one meetings with institutional investors at these events. Interested parties can schedule meetings through Usio or their respective conference representatives.
Usio (Nasdaq: USIO) has provided its fiscal 2025 guidance, projecting revenue growth of 14-16% compared to 2024. The company reported significant growth in 2024, with total dollars processed reaching $7.1 billion (up 33%) and total transactions hitting 46.8 million (up 26%). Key highlights include:
- Card Processing achieved record-breaking performance with $1.5 billion in dollars processed
- Prepaid card loads exceeded $500 million, setting a new record
- Electronic document delivery more than doubled from 2023
- The company expects 5-7% of revenue in Adjusted EBITDA for 2025
However, Usio announced the loss of a major ERP ISV customer due to their company's sale, though the financial impact is minimal as they contributed less than $100K in revenue and $7K in gross income in 2024.
Usio (Nasdaq: USIO) announced the passing of Dr. Peter Kirby, the company's longest-serving board member, on December 7, 2024. Dr. Kirby served on Usio's Board from 2001 until his retirement in 2016, playing a important role in establishing the company's audit committee and governance structures, particularly during Usio's uplisting to Nasdaq in 2015. He developed the 'MCGO' (Mission, Commitment, Goals, and Opportunities) strategic management framework. In recognition of his contributions, the Board unanimously voted to honor Dr. Kirby with the posthumous title of Director Emeritus during a special meeting on December 10, 2024.
Usio reported strong Q3 2024 financial results with net income of $2.9 million ($0.10 per share), including a $3.2 million tax benefit. Total payment processing volume grew 46% year-over-year to $2.0 billion. Revenue increased 2% to $21.3 million, driven by ACH and complementary services growth. Prepaid card load volume reached a record $140 million, up 21%. Gross margins improved to 23.0% from 22.2% last year. The company generated $2.4 million in Adjusted Operating Cash Flows over nine months, with cash position strengthening by $1.2 million since December 2023. Management expects to exceed $100MM+ annual revenue run rate for 2025.
Usio (Nasdaq:USIO), a FinTech company providing integrated cloud-based electronic payment and embedded financial solutions, has scheduled its Q3 fiscal 2024 earnings conference call for November 6, 2024, at 4:30 p.m. Eastern time. The financial results for the period ended September 30, 2024, will be released after market close on the same day. Management will review results and provide updates, followed by a Q&A session. U.S. participants can dial 1-844-883-3890, while international callers should use 1-412-317-9246. A webcast will be available on the company's website, with replay access until November 20, 2024.
Usio has announced corrections to its press release regarding an expanded partnership with ClassWallet. The corrected version clarifies that the partnership provides agencies, not ClassWallet, with new insights and analytics to better understand program outcomes. Usio, a FinTech company offering integrated electronic payment solutions, is enhancing its collaboration with ClassWallet, a platform for public funds management.
The partnership now includes Usio's ACH processing and remote authorization capabilities in ClassWallet's digital wallet technology. This expansion aims to create innovative solutions for prepaid and funds disbursement applications, addressing the need for robust payment platforms. The collaboration is expected to accelerate ClassWallet's product innovation and improve payment processes for service provider vendors.
Both companies emphasize that this partnership will help maximize the impact of public fund programs and enhance efficiency for all recipients.
Usio, Inc. (NASDAQ:USIO) has announced an expanded partnership with ClassWallet, integrating Usio's ACH processing and remote authorization technology into ClassWallet's digital wallet platform. This collaboration enhances ClassWallet's ability to offer innovative payment solutions for public funds disbursement.
The partnership allows ClassWallet to accelerate innovation and bring new products to market faster. It also improves the payment process for ClassWallet's service provider vendors, leading to more efficient and predictable payments. Additionally, the integration provides ClassWallet with valuable data that can be used by agency customers to better understand and improve program outcomes.
Both companies view this expansion as mutually beneficial, with Usio supporting ClassWallet's growth objectives and ClassWallet furthering its mission to maximize program efficiency for public fund recipients.
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