Welcome to our dedicated page for Upstart Holdings news (Ticker: UPST), a resource for investors and traders seeking the latest updates and insights on Upstart Holdings stock.
Upstart Holdings, Inc. reports developments in its artificial intelligence lending marketplace, which connects consumer loan demand with banks and credit unions using Upstart AI models and cloud applications. Company updates commonly address personal lending, automotive retail and refinance loans, home equity lines of credit and Cash Line, a revolving credit product.
Recurring news also covers financial results and loan origination trends, new lending partner relationships, forward-flow agreements for consumer loans originated through the platform, and ABS securitizations backed by Upstart-originated loans. Announcements may also include leadership and investor-conference updates tied to the company’s public-company reporting cycle.
Upstart (NASDAQ: UPST) has been selected by USF Credit Union, a $1.4 billion-asset cooperative serving 80,000+ members, to power its personal lending program.
According to Upstart, qualified applicants on Upstart.com can receive USF CU–branded offers and complete membership and loan closing through a modern, digital experience.
Upstart (NASDAQ: UPST) announced that Paul Gu, co-founder and CEO, will participate in a fireside chat at the J.P. Morgan Global Technology, Media & Communications Conference on Tuesday, May 19, 2026 at 1:15pm PT (4:15pm ET). A live audio webcast will be available on Upstart’s investor relations site, with a limited-time replay.
Upstart (NASDAQ: UPST) reported Q1 2026 results for the quarter ended March 31, 2026. Total originations were roughly $3.4 billion (up 61% YoY) with 425,356 loans originated (up 77% YoY). Total revenue was $308 million (up 44% YoY). Contribution profit was $137 million and contribution margin was 50%. The company reported a net loss of $6.6 million and loss from operations of $7.5 million. Upstart reaffirmed full-year 2026 guidance: total revenue ~ $1.4 billion, revenue from fees ~ $1.3 billion, and adjusted EBITDA ~ $294 million (21%).
Justice Federal Credit Union partnered with Upstart (NASDAQ: UPST) to expand personal lending via Upstart’s AI-driven, fully digital lending marketplace. Justice Federal, with $1.2 billion in assets, began offering personal loans through Upstart in January 2026. Qualified applicants on Upstart.com receive customized offers and are directed to complete membership and loan closing with Justice Federal.
The collaboration aims to broaden Justice Federal’s reach, deliver a streamlined digital lending experience, and provide scalable loan origination to qualified borrowers nationwide.
Upstart (NASDAQ: UPST) announced a forward-flow commitment from funds managed by affiliates of Fortress Investment Group to purchase up to $1.25 billion of consumer loans originated via the Upstart platform over 15 months. The agreement expands an initial forward flow relationship begun in 2025 and aims to deepen capital access for platform originations.
Management framed the deal as strengthening Upstart's capital mix and enabling scaled, data-driven originations while Fortress described the agreement as sourcing differentiated consumer credit opportunities for investors.
Upstart (NASDAQ: UPST) announced a multi-year forward-flow agreement with funds managed by Centerbridge Partners to purchase up to $1.2 billion of consumer loans originated through the Upstart platform.
The arrangement is a 24-month commitment that follows an initial 2024 transaction and is intended to broaden funding capabilities and provide a scalable channel for capital deployment into U.S. consumer credit assets.
Upstart Holdings (NASDAQ: UPST) securitization, UPST 2026-2, is a $320.14 million consumer loan ABS backed by unsecured consumer loans and auto secured personal loans. KBRA assigned preliminary ratings to four note classes with credit enhancement levels of 66.05% (A-1/A-2), 51.80% (B), 41.20% (C) and 20.50% (D).
The collateral pool at the March 17, 2026 cutoff is approximately $400.2 million, with auto secured personal loans ~5.0% of the pool. KBRA used its Consumer Loan ABS, Counterparty and ESG methodologies and noted operative agreements and legal opinions will be reviewed before closing.
DuPage Credit Union partnered with Upstart (NASDAQ: UPST) to expand personal loan access via an AI-driven digital lending experience. DuPage serves more than 46,000 members and began lending with Upstart in January 2026.
Qualified applicants on Upstart.com receive tailored offers and transition into a DuPage-branded online membership application and closing process to complete loans.
Upstart (NASDAQ: UPST) will report first quarter 2026 results and host a conference call on May 5, 2026 at 1:30 p.m. PT / 4:30 p.m. ET. The earnings release and investor presentation will be posted on the company's investor relations site after market close.
Investors can listen via a live webcast or dial into the conference call using provided domestic and international numbers and conference code 7983833; a replay will be available on the investor relations site.
Upstart (NASDAQ: UPST) announced a partnership with Harborstone Credit Union to expand personal lending via Upstart's AI-powered marketplace and Referral Network. Harborstone, with ~120,000 members and about $3.0 billion in assets, began on the Referral Network in February 2026 and previously invested in whole loans in 2025.
The collaboration combines loan purchases and direct originations to deliver a digital, Harborstone-branded application and closing experience for qualified Upstart applicants.