Welcome to our dedicated page for United Bancorp Ohio news (Ticker: UBCP), a resource for investors and traders seeking the latest updates and insights on United Bancorp Ohio stock.
United Bancorp, Inc. (NASDAQ: UBCP) is a Martins Ferry, Ohio-based bank holding company for Unified Bank, operating in the commercial banking segment of the finance and insurance sector. The UBCP news feed features company-issued updates and disclosures that shed light on its banking operations, financial performance, and shareholder returns across its Ohio and West Virginia markets.
Investors following United Bancorp, Inc. can use this page to review earnings announcements and management commentary on net interest income, net interest margin, loan growth, deposit mix, and credit quality metrics such as nonaccrual loans and nonperforming assets. Regular news items include detailed discussions of how economic conditions, interest rate trends, and funding costs affect the company’s balance sheet and profitability.
The news stream also highlights dividend declarations, including regular quarterly cash dividends and special cash dividends per common share. These releases often describe forward dividend yields based on recent market values and compare current dividend levels with prior-year payments, providing context for United Bancorp, Inc.’s approach to capital management and shareholder distributions.
In addition, United Bancorp, Inc. uses press releases to describe strategic and operational initiatives, such as the development of a new regional banking center in Wheeling, West Virginia, the Unified Mortgage Division, Treasury Management services, and investments in technology, digital transformation, and artificial intelligence (AI). These updates offer insight into how the company is expanding fee-based revenue, enhancing customer service, and supporting growth in its core banking franchise.
By reviewing the UBCP news page, readers can track how United Bancorp, Inc. responds to changing economic and regulatory conditions, manages risk in its loan portfolio, and pursues its stated goals for asset growth, earnings performance, and long-term relevance in its regional markets.
United Bancorp (NASDAQ:UBCP) reported diluted EPS of $0.33 and net income of $1,911,000 for the quarter ended March 31, 2026. Year‑over‑year increases were $39,000 (2.1%) for net income and $0.01 (3.1%) for diluted EPS.
Total assets were $858.5M, deposits $666.7M, gross loans $500.3M, securities $239.9M, and net interest margin was 3.72% (up 12 bps).
United Bancorp (NASDAQ: UBCP) declared a Q2 cash dividend of $0.1950 per share, payable June 19, 2026 to shareholders of record June 10, 2026. The increase is $0.01 (5.4%) versus Q2 last year and produces a forward yield of 5.13% based on a $15.21 quarter‑end market value.
Year‑to‑date cash dividends total $0.5625 (including a $0.1750 special dividend). The company reported $857.4 million in assets and $70.5 million in shareholders’ equity as of December 31, 2025, and reappointed five directors at its April 22, 2026 annual meeting.
United Bancorp (NASDAQ:UBCP) declared a quarterly cash dividend of $0.1925 per common share payable March 20, 2026, to holders of record on March 10, 2026, and approved a one-time special dividend of $0.1750 per share payable the same date.
The regular dividend represents a $0.01 (5.5%) increase versus the prior-year quarter and implies a forward regular yield of 5.6%. Inclusive of the special payment, United Bancorp projects $0.9450 of cash dividends for the year. As of December 31, 2025, the company reported $857.4 million in total assets and $70.5 million in total shareholders' equity.
United Bancorp (NASDAQ:UBCP) reported diluted EPS of $0.35 and net income of $2,035,000 for Q4 2025, and diluted EPS of $1.34 and net income of $7,753,000 for FY2025. Key drivers included a 3.70% net interest margin, total assets of $857.4M (+5.0% YoY), and average loans of $497.9M (+3.5% YoY).
The company cited higher net interest income (+6.7% year-over-year for 2025) from asset growth and municipal security swaps, offset by elevated noninterest expense from strategic investments and a $674,000 provision for credit losses.
United Bancorp (NASDAQ: UBCP) announced a $0.19 per-share fourth quarter cash dividend declared November 19, 2025, for shareholders of record on December 10, 2025 and payable on December 19, 2025.
The fourth-quarter regular dividend and year-to-date payments total $0.92 per share (including a $0.1750 special dividend in Q1), a 7.6% increase versus the same period last year. At the Q4 payment level this produces a forward yield of 5.4% using a quoted market value of $13.98 at the most recent quarter end.
Company balance-sheet metrics as of September 30, 2025: $866.8 million total assets and $66.5 million total shareholders equity. United Bancorp operates through Unified Bank with 18 offices across eastern Ohio and one West Virginia county.
United Bancorp (NASDAQ:UBCP) reported Q3 2025 diluted EPS $0.34 and net income $1,931,000; for the first nine months of 2025, diluted EPS was $0.99 and net income $5,717,000.
Year-over-year Q3 net income rose 6.1% and EPS rose 9.7%; nine-month net income rose 3.0% and EPS rose 4.2%. Total assets were $866.8M, gross loans $496.5M, deposits $645.2M, and net interest margin improved 16 bps to 3.66%. Credit metrics remain strong: nonaccrual loans $3.1M (0.63% of loans), allowance for credit losses 0.87% of loans, regulatory capital $75.1M (8.9% of avg assets).
United Bancorp (NASDAQ:UBCP) has announced an increase in its third quarter dividend to $0.1875 per share, representing a 5.6% increase from the previous year's Q3 dividend. The dividend will be paid on September 19, 2025, to shareholders of record as of September 10, 2025.
Year-to-date, UBCP has paid total cash dividends of $0.73, including a special dividend of $0.1750 in Q1, marking an 8.2% increase from the previous year. Based on UBCP's market value of $14.50, the regular dividend yields 5.2%. The company operates through Unified Bank with 18 banking offices across Ohio and West Virginia, managing total assets of $847.9 million.
United Bancorp (NASDAQ:UBCP) reported Q2 2025 financial results with net income of $1.914 million and diluted EPS of $0.33, representing a 10% increase over Q2 2024. For H1 2025, the company achieved net income of $3.786 million and diluted EPS of $0.65.
The company reached a milestone with gross loans exceeding $500.7 million, up 3.4% year-over-year. Total assets increased by $26.0 million to $847.9 million, while deposits grew by $19.8 million to $642.9 million. The net interest margin improved to 3.65%, up 11 basis points from the previous year.
UBCP maintained strong credit quality with nonperforming assets at 0.60% of total assets and announced significant investments in infrastructure, including a new Wheeling Banking Center, Unified Mortgage Division, and Treasury Management Programs.
United Bancorp (UBCP) has announced an increased second quarter dividend of $0.1850 per share, representing a 5.7% increase from the previous year. The dividend will be paid on June 20, 2025, to shareholders of record on June 10, 2025.
The company's total cash dividends for the first two quarters of 2025 amount to $0.5425, including a special cash dividend of $0.1750 in Q1, marking a 9.0% increase year-over-year. Based on UBCP's market value of $13.42 at the recent quarter-end, the regular dividend yields 5.51%.
The company reported total assets of $816.7 million and total shareholder's equity of $65.5 million as of December 31, 2024. UBCP operates through Unified Bank with eighteen banking offices across Ohio and West Virginia.