Welcome to our dedicated page for TransUnion news (Ticker: TRU), a resource for investors and traders seeking the latest updates and insights on TransUnion stock.
TransUnion (NYSE: TRU) is a global information and insights company and one of the three major U.S. credit bureaus. The TRU news page on Stock Titan aggregates company announcements, research releases and market-facing updates so investors and observers can see how TransUnion’s data, credit and fraud capabilities are being applied across industries.
News about TransUnion often highlights its role in consumer credit trends and financial behavior. Examples include its Consumer Credit Forecast, which projects balances and delinquency expectations across credit cards, auto loans, mortgages and unsecured personal loans, and its Consumer Pulse studies that examine holiday spending, credit card usage and household financial optimism. These releases provide context on how lenders and consumers are navigating changing economic conditions.
TransUnion’s news flow also covers product and solution developments. Recent announcements describe enhancements to its Device Risk solution for fraud detection, the use of VantageScore 4.0 in a revised mortgage pricing model, and research-driven offerings such as TruVision Resident Score 4.0 for rental screening. Updates on partnerships, such as collaborations to integrate TruAudience Marketing Solutions data into AI-driven marketing models, show how the company’s datasets are used to improve predictive performance.
Another recurring theme in TransUnion’s news is its work in identity and fraud prevention, including reports on gig economy fraud trends and the use of identity verification and device intelligence on gig platforms. Corporate governance and leadership developments, such as board appointments and executive roles tied to consumer solutions, also appear in company communications.
By following TRU news on Stock Titan, readers can monitor TransUnion’s research publications, solution enhancements, credit and fraud insights, and key corporate updates in one place.
TransUnion (NYSE: TRU) reports a 20% year-over-year increase in both auto and property insurance shopping during Q4 2024. While auto insurance approaches rate adequacy, property insurance faces profitability challenges due to rate increases and natural disaster losses, including hurricanes Helene and Milton.
The report highlights that insurance shopping is primarily driven by consumers seeking lower rates. TransUnion emphasizes the value of traffic court data in assessing driver risk, noting that 11% of drivers have violations visible in traffic court records but not in state motor vehicle records (MVRs). The company promotes its TruVision™ Driving History solutions and TruAudience® marketing solutions to help insurers improve lead quality and customer targeting.
TransUnion Kenya and FICO have partnered to launch innovative risk solutions aimed at expanding credit access in Kenya. The partnership introduces two key solutions: CreditVision® Variables and the FICO® Score.
CreditVision Variables analyzes over 145 data sources and up to 24 months of payment history, while the new FICO Score is specifically built for the Kenyan market using over 4 million records. In global markets, lenders using CreditVision Variables have seen 20-30% improvement in risk predictability and 15-20% increase in approval rates.
The FICO Score, ranging from 300 to 850, provides a numerical snapshot of consumer credit risk, with higher scores indicating lower risk. The solution is particularly relevant for Kenya's market, where 95% of scoreable consumers have at least one microlending tradeline. According to TransUnion's Q2 2024 study, 36% of Kenyan consumers felt they had sufficient credit access, up from 33% the previous year.
TransUnion (NYSE:TRU) has announced a strategic collaboration with Credit Sesame to launch a new direct-to-consumer credit education and monitoring service in the U.S. The new freemium offering will provide consumers with free daily access to their TransUnion credit score and report, along with optional premium credit monitoring services.
The platform will integrate a network of third-party financial offers customized to individual consumer goals and credit profiles. The service will be available through TransUnion's website and app, with a phased launch throughout the first half of 2025.
In this collaboration, Credit Sesame will develop and manage the product platform, mobile app, and integrated network of financial offers using TransUnion data, while TransUnion will handle consumer acquisition, servicing, and operational controls. The company plans to migrate its existing U.S. consumer base to the new platform.
TransUnion (TRU) reported strong Q4 2024 results with revenue reaching $1,037 million, up 9% year-over-year. The company posted net income of $66 million with diluted EPS of $0.34, significantly improving from $0.03 in Q4 2023. Adjusted EBITDA increased 16% to $378 million with a 36% margin.
For full-year 2024, revenue grew 9% to $4,184 million, with net income of $284 million compared to a loss in 2023. The company achieved approximately $85 million in transformation program savings and announced a refreshed capital allocation framework including a lower leverage ratio target under 2.5x, increased quarterly dividend to $0.115, and a new $500 million share repurchase program.
Looking ahead to 2025, TransUnion projects revenue growth of 3.5% to 5% (4.5% to 6% organic constant currency) and announced a new freemium direct-to-consumer credit monitoring offering in collaboration with Credit Sesame.
TransUnion (NYSE: TRU) reports that betting activity increased to 26% in Q4 2024, up from 24% in Q4 2023, driven by significant generational shifts. Baby Boomers and Gen X showed increased participation (+7% and +4% YoY respectively), while Millennial engagement dropped 5% YoY. High-value bettors (spending >$500/month) decreased engagement by 8% in land-based and 9% in online betting.
The report highlights improved financial health among bettors, with 54% of high-value bettors having good/excellent credit and middle/high income, up from 50% in Q4 2023. Bettors demonstrated stronger financial profiles than non-bettors, with over 50% reporting recent income increases compared to 21% of non-bettors. The industry faces increased regulatory scrutiny, leading to the formation of the Responsible Online Gaming Association (ROGA) to establish industry-wide standards.
AT&T and TransUnion (NYSE: TRU) have launched an enhanced caller identification service that displays company names, logos, and reasons for calls on verified incoming calls for AT&T wireless customers using Android devices. This feature, powered by TransUnion's Branded Call Display, requires no additional app installation and is verified through STIR/SHAKEN authentication to prevent spoofing.
The service builds upon their January 2024 initiative and includes various call reason options such as 'Appointment Reminder,' 'Customer Service,' and 'Patient Callback.' According to a TransUnion survey, 73% of consumers would be more likely to answer calls displaying name and logo. Consumers prefer phone calls for personal health issues (64%), high-value decisions (55%), urgent circumstances (55%), and complex decisions (40%).
TransUnion (NYSE: TRU) has launched the TruVision Alternative Bank Risk Score, a new solution aimed at helping lenders better assess consumers with or no credit histories. The score, powered by TransUnion's OneTru™ platform, evaluates banking activities to predict financial behavior and loan default likelihood.
The solution comes at a critical time when only 35% of households earning less than $50,000 report having sufficient access to credit. According to FDIC data, one in six households lacks mainstream credit, with higher percentages among lower-income, less educated, and minority households.
The TruVision score can be used independently or alongside existing risk assessment tools, offering lenders a more comprehensive view of potential borrowers' financial behavior, particularly beneficial for evaluating thin-file or subprime borrowers.
TransUnion (NYSE: TRU) released findings from the 2025 Annual Trends Study, conducted by The Path to Purchase Institute, showing that 70% of companies plan to increase their retail media budgets in 2025. The research reveals that 80% of marketers consider retail media as effective or more effective than other digital channels.
Key findings show that retail media spending is shifting from trade budgets (decreasing from 26% to 20%) to media budgets (increasing from 74% to 80%). However, significant challenges persist, with 88% of marketers seeking proof of sales lift and ROI from campaigns. Brands currently work with an average of eight retail media networks, with 49% engaging with five or fewer networks.
The study highlights disparities between national retailers and broader retail industry platforms, with national retailers rated 3.4x higher in capabilities related to scale, targeting, and measurement.
TransUnion (NYSE: TRU) has released a new analysis during the 2025 AFSA Vehicle Finance Conference in New Orleans, highlighting the challenges lenders will face as consumers reenter the auto market in 2025 with more complex credit profiles. The Consumer Pulse Study indicates that nearly one in four consumers plan to seek new auto loans or leases by October 2025, with 31% reporting better-than-expected finances in October 2024.
Millennials are the most likely demographic to purchase a vehicle in early Q1 2025, with 31% showing interest, compared to 21% of Gen Z. However, only four in ten Millennials felt their financial situation improved in 2024. The report stresses the importance of lenders using comprehensive tools to assess borrower risk accurately.
TransUnion's 2025 Consumer Credit Forecast predicts a slight decline in auto delinquencies, contingent on lenders' thorough risk assessment practices. Tools like AutoCreditInsight, developed with S&P Global Mobility, offer depersonalized credit data and vehicle registration information to aid lenders in making informed decisions. The new AutoCreditInsight Vintage Analysis further provides insights into market loan performance trends.
Lenders are encouraged to optimize underwriting and pricing strategies, manage dealer relationships, and monitor portfolio health to adapt to the evolving market dynamics.
TransUnion (NYSE:TRU) has announced a definitive agreement to acquire majority ownership of Trans Union de Mexico, the consumer credit business of Buró de Crédito, Mexico's largest credit bureau. The transaction, valued at approximately MXN 11.5 billion ($560 million), will increase TransUnion's ownership from 26% to 94%.
The acquisition targets a business expected to generate approximately $145 million in revenue and $70 million in Adjusted EBITDA in 2024. The deal excludes Buró de Crédito's commercial credit business and is expected to close by the end of 2025, subject to regulatory approvals.
TransUnion plans to leverage its global operating model to strengthen services in the Mexican market, focusing on financial inclusion and introducing products like trended and alternative credit data, fraud mitigation solutions, and consumer engagement tools. The company intends to increase its workforce in Mexico to support the transaction and enhance regional capabilities.
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