Welcome to our dedicated page for SHF Holdings news (Ticker: SHFS), a resource for investors and traders seeking the latest updates and insights on SHF Holdings stock.
SHF Holdings, Inc. (NASDAQ: SHFS), doing business as Safe Harbor, regularly issues news and updates related to its role as a cannabis-exclusive financial platform. Its disclosures focus on banking, lending, payments and business services for regulated cannabis and hemp operators, as well as programs that enable banks and credit unions to serve cannabis-related businesses through Safe Harbor’s managed platform.
News items commonly highlight product launches and platform expansions, such as the introduction of the Payroll Boost payroll cashflow solution in partnership with Canopy HR, and the launch of what the company describes as the cannabis industry’s first complete financial solutions platform to help operators bank, borrow, operate and grow. Updates also cover new service categories, including cannabis-specific insurance solutions delivered through partnerships with Frontier Risk and AlphaRoot within the Safe Harbor Advantage Partner Network.
Investors and industry participants can also find strategic and corporate developments in Safe Harbor’s news flow. Examples include the expansion of its Consulting and Managed Services division through the integration of 420 IT Solutions’ founders and operating assets, leadership hires aimed at strengthening lending strategy and client experience, and commentary on federal cannabis rescheduling and proposed banking legislation such as the SAFER Banking Act.
Safe Harbor’s releases frequently discuss capital structure and financing arrangements, including recapitalization efforts, Nasdaq listing compliance, and the establishment of an equity line of credit with CREO Investments LLC to support lending and platform growth. Coverage of conference presentations and policy-focused events provides additional insight into management’s views on cannabis finance, regulatory change and M&A trends.
For those tracking SHFS, this news stream offers ongoing visibility into how Safe Harbor evolves its cannabis-focused fintech platform, develops new partnerships, and responds to shifts in the legal and regulatory landscape surrounding cannabis banking and financial services.
Safe Harbor Financial (NASDAQ: SHFS) responded to the DOJ order that moved FDA-approved cannabis products and qualifying state-licensed medical marijuana into Schedule III, effective April 22, 2026. The order removes Section 280E’s deduction disallowance for qualifying medical operators, establishes a 60-day expedited DEA registration pathway for early applicants, and preserves existing Bank Secrecy Act obligations.
Safe Harbor expects the change to potentially improve operator cash flow, deposit stability, credit profiles, and demand for its managed compliance and banking services.
Safe Harbor (NASDAQ: SHFS) launched the Safe Harbor Retirement Plan on April 21, 2026, a pooled employer 401(k) built for state-legal cannabis businesses. The plan uses collective investment trusts to enable participation by cannabis-related employers and aims to reduce plan disruption risk; Safe Harbor is the first adopting member.
Safe Harbor Financial (NASDAQ: SHFS) reported fourth quarter and full year 2025 results with a transformed balance sheet and operational progress. Key highlights include elimination of substantially all debt, $6.8M cash, $8.2M stockholders' equity, Q4 revenue up 12% sequentially and a renewed PCCU agreement through 2031.
Full year revenue declined versus 2024 but operating expenses and loan program economics improved sequentially in Q4.
Safe Harbor Financial (NASDAQ: SHFS) reported preliminary unaudited results for Q4 and full year 2025. Q4 revenue was $2.1M, up 12% sequentially; Q4 loan program income $0.9M, up 71% sequentially. Full‑year revenue fell to $7.7M from $15.2M (‑50%).
The September 2025 recapitalization eliminated $18.3M of debt and raised $6.8M, restoring positive equity. The Second Amended CAA raises loan income share to up to 65% and extends PCCU terms to 2031. The company filed a Form 12b‑25 extension and noted the figures are preliminary and unaudited.
Safe Harbor Financial (NASDAQ: SHFS) announced a strategic reset: the company is debt-free after eliminating substantially all debt in September 2025, holds more than $6 million cash, and secured a long-term amended agreement with Partner Colorado Credit Union through 2031 expected to generate at least $10.5 million incremental cash flow.
The PCCU amendment increases Safe Harbor's loan interest participation to 65%, adds estimated $9 million incremental revenue and $1.5 million cost savings over 6.25 years, and supports expansion of banking, lending, managed services and a new Fully Managed Cannabis Banking Program.
Safe Harbor (NASDAQ: SHFS) reported emerging US market average deposit balances rose 29% year-over-year for the 12 months ended February 4, 2026, lifting total average deposit balances 4.5%. Emerging markets now represent 31% of total deposit balances and added 100+ new customer depository accounts.
The company highlighted strategic early entry across new and expanding state programs (New York, New Jersey, Illinois, Florida, Ohio, Kentucky and others) and said deposit growth reflects client expansion and regulatory market maturation.
Safe Harbor Financial (NASDAQ: SHFS) amended its Commercial Alliance Agreement with Partner Colorado Credit Union, extending the relationship through December 2031 with automatic two-year renewals and a revised 6.25-year term.
The amendment raises Safe Harbor's share of loan interest to up to 65% (from ~37%), expected to generate an estimated $9+ million incremental revenue over the term (~$1.5 million annually) and converts non-cash exposure into cash revenue. The deal also reduces asset hosting fees by ~23% (~$250,000 annually; ~$1.5 million over term) and can scale cost savings to ~$600,000 annually as PCCU deposits grow.
Safe Harbor (NASDAQ: SHFS) expanded its payments solutions portfolio on Jan 27, 2026 by adding partnerships with Lüt and Greencard. The additions aim to increase payment flexibility, redundancy, and business continuity for regulated cannabis and hemp operators by covering ACH debit, cashless ATM, and closed-loop wallet payments. Lüt provides a pre-funded, closed-loop wallet with loyalty and staff-incentive features to reduce downtime risk. Greencard unifies retail, delivery, e-commerce, and wholesale payments and converts 14-day check cycles into next-day ACH settlement with real-time reporting. The move complements existing partners like CanPay, Vector Payments, and GreenLink Merchants and follows recent launches of insurance and payroll services.
Safe Harbor (NASDAQ: SHFS) announced on January 14, 2026 that it is expanding client offerings to include cannabis-specific insurance solutions through strategic partnerships with Frontier Risk and AlphaRoot. The insurance products — including property, workers compensation, general liability, product liability and other risk management solutions — will be delivered via the Safe Harbor Advantage Partner Network. The move is intended to create a complementary revenue stream, deepen client relationships, and broaden the company’s fintech-driven ecosystem for regulated cannabis and hemp operators.
Safe Harbor (NASDAQ: SHFS) announced two senior hires on Dec. 30, 2025: Stephen La Rosa as Senior Vice President, Lending Strategy and Partner Development, and Cassandra Douglass as Senior Manager, Client Experience and Onboarding. The additions aim to expand the company's lending platform, broaden capital channels (private equity, family offices, institutional partners), and scale compliant onboarding and client relationship capabilities for regulated cannabis and hemp operators.
The hires emphasize stronger lending strategy, partner development, compliance, and operational consistency across the client lifecycle.