Regions Bank Names Veteran Banker Amy Barrentine as Head of Regions Business Capital

Key Terms

asset-based lending financial

Asset-based lending is a type of loan where a borrower uses tangible assets — such as inventory, accounts receivable, equipment, or real estate — as collateral to secure credit. For investors, it matters because the quality and liquidity of the pledged assets affect the lender’s risk and the borrower’s borrowing capacity; like borrowing against items in a pawnshop, stronger assets generally mean safer loans and clearer recovery options if the borrower defaults.

supply chain finance financial

Supply chain finance is a set of financing arrangements that let suppliers get paid earlier while the buyer pays later, using a bank or platform to bridge the timing gap. Think of it like a short-term, approved loan that speeds cash to suppliers based on the buyer’s credit rather than the supplier’s credit. Investors care because it affects companies’ cash flow, working capital needs, supplier stability and hidden credit exposure, all of which can influence profitability and risk.

trade receivable securitization financial

A financing method where a company converts its outstanding customer invoices into cash by bundling them and selling or using them as the backing for securities bought by investors. Think of it as turning a stack of IOUs into immediate money by passing them through a separate buyer; it matters to investors because it can boost reported cash flow and reduce visible debt while shifting payment and credit risk away from the company, so you should watch the quality of the underlying receivables and any off‑balance-sheet obligations.

equipment finance financial

Equipment finance is the practice of lending money or leasing arrangements that let businesses acquire machinery, vehicles, or technology without paying the full price upfront; think of it like a car loan or rental but for factory machines, computers, or medical devices. Investors care because these deals create steady interest and lease income, carry credit and collateral risk tied to the asset’s value, and tend to fluctuate with economic cycles and business investment, affecting lender profitability and loan portfolios.

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Barrentine brings over 30 years of industry experience to lead teams delivering asset-based lending solutions to clients.

BIRMINGHAM, Ala.--(BUSINESS WIRE)-- Regions Bank on Thursday announced Amy Barrentine has been elevated to serve as head of Regions Business Capital, a specialty finance team within the bank’s Corporate Banking Group.

Regions Bank announced veteran banker Amy Barrentine has been elevated to serve as head of Regions Business Capital, a specialty finance team within the bank’s Corporate Banking Group.

An important competitive differentiator for Regions Bank, Regions Business Capital develops tailored services for companies at all stages of their life cycles. From managing periods of rapid growth, to navigating performance volatility, strategically leveraging acquisitions, to managing shareholder distributions, and more, Barrentine’s team specializes in helping clients build responsible growth and achieve clear goals. Examples of solutions provided by the team include:

• Asset-Based Lending: Asset-Based Lending is a cost-effective financing option that allows clients to leverage business assets, such as accounts receivable and inventory, to support borrowing capacity and other long-term goals.
• Supply Chain Finance: This solution supports clients’ working capital by giving their suppliers faster access to cash. Under this program, Regions purchases clients’ approved supplier invoices and, in turn, Regions extends payment terms to help clients optimize their cash flow without disrupting the supplier relationship.
• Trade Receivable Securitization and Receivable Purchase: This solution allows clients to access cash receivables while waiting on their customers to pay invoices. Clients can convert large, diversified pools of receivables into ongoing, cost-efficient funding that supports business growth.
• Equipment Finance: Clients can finance new or upgraded equipment they need to better serve their customers and achieve key business objectives. Regions’ equipment financing solutions can help clients optimize cash flow, increase profits, reduce costs, leverage tax benefits, create capital and strengthen their overall balance sheet.

“Our clients consistently see the difference Regions Business Capital makes, delivering flexible, sophisticated solutions that help them accelerate growth and achieve their broader strategic ambitions,” said Nikki Stephenson, head of Regions Commercial Banking. “That proven ability to support clients is exactly what makes this team such a powerful extension of our franchise. With Amy Barrentine’s deep experience and the strength of the Regions Business Capital team, we are excited to bring that same level of impact to new clients across our footprint. Together, we are well positioned to expand this business, deepen client relationships, and introduce even more companies to the Regions difference.”

Barrentine succeeds Courtney Jeans, who was recently elevated to a new role within the bank’s Risk Management division.

“Regions Business Capital stands out in the competitive asset-based lending industry because of the strong legacy and relationship-driven approach of Regions Bank,” Barrentine said. “Our advice-led delivery model and commitment to superior service continue to define why clients choose Regions. And as more businesses look to leverage their assets to support capital needs, our team has strong credit and restructuring skills that enable us to deliver market-leading, customized solutions.”

FAQ: Get to Know Regions Business Capital:

What is Regions Business Capital?
Regions Business Capital is a source of financing solutions for companies looking to strengthen their foundation, build responsible growth, and accomplish long-term objectives. The team supports companies across a broad range of credit profiles and business life cycles. Regions Business Capital includes the bank’s equipment finance business, which has a long history of helping small businesses, middle-market companies and large corporate clients acquire the business equipment they need.

Who is Amy Barrentine?
Barrentine is an experienced leader who joined Regions in June 2022 as manager of Originations, where she led asset-based lending for clients in key growth markets across the country. Barrentine has over 30 years of experience serving public and private companies in a diverse range of industries. Prior to joining Regions, Barrentine served as the managing director in the Asset-Based Lending Group at SunTrust Robinson Humphrey, Inc., now Truist Securities.

How is Regions Business Capital connected to Regions’ plans for growth?
Regions Bank is uniquely positioned in that it has a longtime presence in several growing markets across the Southeast, Texas and the Midwest. Cities including Atlanta, Orlando, Miami, Tampa, Houston, Nashville, Dallas and more, have been served by Regions Bank for years. And these cities are key to the bank’s growth strategy. In addition, Regions Bank’s legacy “core” markets – such as Huntsville, Ala., Birmingham, Mobile, Memphis, and beyond – continue to see strong business growth, meaning the team at Regions Business Capital is well positioned to reach new clients across Regions’ footprint.

About Regions Financial Corporation
Regions Financial Corporation (NYSE:RF), with $161 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates more than 1,200 banking offices and more than 1,750 ATMs. Regions Bank is an Equal Housing Lender and Member FDIC. Additional information about Regions and its full line of products and services can be found at www.regions.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260430987447/en/

Media Contact:
Jennifer Elmore
Regions Bank
Regions Media Line: 205-264-4551
Regions News Online: regions.doingmoretoday.com

Source: Regions Financial Corporation