NEW SURVEY PEEKS 'INSIDE THE WALLET' TO LEARN MORE ABOUT CURRENT FINANCIAL TRENDS AND SPENDING HABITS
Paysafe's 'Inside the Wallet' report reveals significant changes in global consumer spending habits and payment preferences. 56% of consumers have altered their spending habits in the past year, becoming more price-conscious and demanding diverse payment options. Debit cards (53%) lead as the most frequently used payment method, followed by bank transfers (39%), credit cards (33%), and digital wallets (32%).
Security is crucial, with 54% of consumers prioritizing secure payment processes when shopping online. Interestingly, 36% of 18-43-year-olds are comfortable with AI in payments, compared to 33% of those 60 and over who are uncomfortable. The survey also highlights financial challenges, with 39% saving less than 6% of their income monthly and 14% not saving at all, largely due to increased living costs.
Il rapporto 'Inside the Wallet' di Paysafe rivela cambiamenti significativi nelle abitudini di spesa e nelle preferenze di pagamento a livello globale. Il 56% dei consumatori ha modificato le proprie abitudini di spesa nell'ultimo anno, diventando più attenti ai prezzi e richiedendo opzioni di pagamento diversificate. Le carte di debito (53%) sono il metodo di pagamento più utilizzato, seguite dai bonifici bancari (39%), dalle carte di credito (33%) e dai portafogli digitali (32%).
La sicurezza è fondamentale, con il 54% dei consumatori che dà priorità ai processi di pagamento sicuri quando acquistano online. Curiosamente, il 36% dei giovani tra i 18 e i 43 anni si sente a proprio agio con l'IA nei pagamenti, rispetto al 33% di quelli di 60 anni e oltre che non si sentono a loro agio. L'indagine evidenzia anche sfide finanziarie, con il 39% che risparmia meno del 6% del proprio reddito mensilmente e il 14% che non riesce a risparmiare affatto, principalmente a causa dell'aumento dei costi della vita.
El informe 'Inside the Wallet' de Paysafe revela cambios significativos en los hábitos de gasto y las preferencias de pago de los consumidores a nivel global. El 56% de los consumidores ha modificado sus hábitos de gasto en el último año, volviéndose más conscientes de los precios y exigiendo opciones de pago diversas. Las tarjetas de débito (53%) lideran como el método de pago más utilizado, seguidas de las transferencias bancarias (39%), las tarjetas de crédito (33%) y las billeteras digitales (32%).
La seguridad es crucial, con el 54% de los consumidores priorizando procesos de pago seguros al comprar en línea. Curiosamente, el 36% de los jóvenes de 18 a 43 años se siente cómodo con la IA en los pagos, en comparación con el 33% de las personas de 60 años o más que se sienten incómodas. La encuesta también destaca desafíos financieros, con el 39% ahorrando menos del 6% de sus ingresos mensualmente y el 14% que no ahorra en absoluto, principalmente debido al aumento del costo de vida.
Paysafe의 'Inside the Wallet' 보고서는 전 세계 소비자 지출 습관 및 결제 선호도의 중요한 변화를 밝혀냅니다. 56%의 소비자가 지난 1년 동안 소비 습관을 변화시켰습니다, 가격에 더 신경을 쓰고 다양한 결제 옵션을 요구하고 있습니다. 직불 카드(53%)가 가장 많이 사용되는 결제 수단으로, 그 뒤를 이어 은행 송금(39%), 신용 카드(33%), 디지털 지갑(32%)이 있습니다.
보안은 매우 중요하며, 54%의 소비자가 온라인 쇼핑 시 안전한 결제 과정을 우선시합니다. 흥미롭게도, 18세에서 43세 사이의 36%가 결제에서 AI에 편안함을 느낍니다, 반면 60세 이상에서는 33%가 불편함을 느낍니다. 설문조사는 또한 재정적 문제를 강조하며, 39%가 월 수입의 6% 이하를 저축하고 14%는 전혀 저축하지 않고 있으며, 이는 생활비 증가 때문입니다.
Le rapport 'Inside the Wallet' de Paysafe révèle des changements significatifs dans les habitudes de consommation et les préférences de paiement à l'échelle mondiale. 56% des consommateurs ont modifié leurs habitudes de consommation au cours de l'année passée, devenant plus attentifs aux prix et exigeant des options de paiement diverses. Les cartes de débit (53%) sont le mode de paiement le plus utilisé, suivies des virements bancaires (39%), des cartes de crédit (33%) et des portefeuilles numériques (32%).
La sécurité est cruciale, avec 54% des consommateurs qui privilégient des processus de paiement sécurisés lors de leurs achats en ligne. Fait intéressant, 36% des jeunes de 18 à 43 ans se sentent à l'aise avec l'IA dans les paiements, contre 33% des personnes de 60 ans et plus qui se sentent mal à l'aise. L'enquête met également en évidence des défis financiers, avec 39% économisant moins de 6% de leurs revenus mensuels et 14% ne parvenant pas à épargner du tout, principalement en raison de l'augmentation des coûts de la vie.
Der Bericht 'Inside the Wallet' von Paysafe zeigt bedeutende Veränderungen in den globalen Ausgabengewohnheiten und Zahlungsmethoden der Verbraucher. 56% der Verbraucher haben ihre Ausgabengewohnheiten geändert und sind preisbewusster geworden und fordern vielfältige Zahlungsmöglichkeiten. Debitkarten (53%) sind die am häufigsten verwendete Zahlungsmethode, gefolgt von Banküberweisungen (39%), Kreditkarten (33%) und digitalen Geldbörsen (32%).
Sicherheit ist entscheidend, da 54% der Verbraucher sichere Zahlungsprozesse beim Online-Shopping priorisieren. Interessanterweise fühlen sich 36% der 18- bis 43-Jährigen mit KI-Zahlungen wohl, während 33% der über 60-Jährigen sich unwohl fühlen. Die Umfrage hebt auch finanzielle Herausforderungen hervor, wobei 39% weniger als 6% ihres Einkommens monatlich sparen und 14% überhaupt nichts sparen, hauptsächlich aufgrund steigender Lebenshaltungskosten.
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Experience the full interactive Multichannel News Release here: https://www.multivu.com/players/English/9278351-paysafe-consumer-spending-habits-report/
Some more findings include:
- Debit cards (
53% ) are the top payment method being used more frequently this year vs last year, but bank transfers (39% ), credit cards (33% ), and digital wallets, such as Skrill, (32% ) have also increased in popularity, with new payment methods and platforms beginning to emerge. - More than half of people (
54% ) said that security in a business's payment process is an important factor when deciding where to shop online. While two-thirds of consumers reported feeling better buying from a business if they know there are security steps in place to protect their data or if they see a payment option they recognize. - Over a third (
36% ) of 18-43-year-olds are fully comfortable with AI being used to improve payments. This compares to33% of those aged 60 and over who are uncomfortable with the idea of AI in payments. - As many consumers live paycheck to paycheck, the opportunity to save has decreased, with
39% saving less than6% of their income each month and14% not saving at all. The inability to save can be attributed to an increase in the cost-of-living, with respondents reporting that they're spending more on everyday necessities like groceries (66% ), utilities (57% ) and essential consumer goods (51% ).
In this interview, Bob Legters, Paysafe's SVP Product talks more about this survey and does a deep dive on how Americans are using their money – from general spending habits to trends in payment. He also breaks down generational differences in spending vs. saving. Lastly, he discusses how consumers can be sure that their payments are secure and shares his tips on how to have sound financial health.
For more information, please visit www.paysafe.com
Produced for: Paysafe
View original content:https://www.prnewswire.com/news-releases/new-survey-peeks-inside-the-wallet-to-learn-more-about-current-financial-trends-and-spending-habits-302223706.html
SOURCE Paysafe
FAQ
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