Welcome to our dedicated page for Pagaya Technologies Ltd. news (Ticker: PGY), a resource for investors and traders seeking the latest updates and insights on Pagaya Technologies Ltd. stock.
Pagaya Technologies Ltd. (NASDAQ: PGY) is a global technology company that applies machine learning, a vast data network, and an AI-driven approach to consumer credit and residential real estate products. As an AI-focused participant in the financial ecosystem, Pagaya regularly issues news about its lending partnerships, funding programs, and capital markets activity, making its news flow relevant for investors, analysts, and market observers following financial technology and structured finance developments.
News about Pagaya often covers earnings announcements, where the company discusses its financial results, non-GAAP metrics such as Fee Revenue Less Production Costs and Adjusted EBITDA, and commentary on network volume and profitability. The company also reports on asset-backed securitization (ABS) transactions across personal loans, auto loans, and point-of-sale assets, highlighting investor participation, program milestones, and the scale of capital raised through its PAID, RPM, and POSH programs.
Another recurring theme in Pagaya’s news is partnership activity. Releases describe collaborations with banks, fintechs, and digital personal finance platforms that integrate Pagaya’s AI-powered credit decisioning and data network to expand access to personal loans and other consumer credit products. In addition, Pagaya announces forward flow agreements and other funding arrangements with institutional investors, which support the growth of its auto and personal loan platforms and diversify its funding mix.
Pagaya also provides updates on investor conference participation, listing appearances at technology, fintech, and financial services conferences hosted by major banks and investment firms. These events offer additional context on the company’s strategy and role within the financial ecosystem. For users tracking PGY, this news page aggregates such developments in one place, allowing readers to follow Pagaya’s AI-driven credit platform, capital markets activity, and partner network over time.
Pagaya (NYSE:PGY) said its management team will participate in two investor conferences in December 2025.
- UBS Technology Conference — Dec 3-4, 2025 in Scottsdale, AZ.
- Jefferies Specialty Finance Crossover Conference — Dec 11, 2025 in New York, NY.
No financial results or presentation times were disclosed in the announcement.
Pagaya (NASDAQ: PGY) reported record third-quarter 2025 results, raising full-year guidance for the third consecutive quarter.
Key third-quarter metrics: GAAP net income $23M (up $90M YoY), Adjusted EBITDA $107M (up 91% YoY), Total revenue and other income $350M (up 36% YoY), Network volume $2.8B (up 19% YoY), and FRLPC $139M (up 39% YoY). The company raised $500M in corporate debt, expanded a revolving credit facility to $132M, closed ABS transactions including a $300M POSH deal, and announced an inaugural Auto forward flow up to $500M, bringing forward flow and pass-through capacity to ~$5.5B since end of 2024.
Full-year 2025 outlook: Network volume $10.5B–$10.75B, Total revenue $1,300M–$1,325M, Adjusted EBITDA $372M–$382M, GAAP net income $72M–$82M.
Pagaya (NASDAQ: PGY) signed a forward flow agreement with Castlelake to sell up to $500 million of auto loans sourced through Pagaya’s platform, the companies said on November 3, 2025. This is Pagaya and Castlelake’s first auto forward flow transaction and expands their relationship to two asset classes: personal loans and auto loans. The deal aims to accelerate Pagaya’s auto lending platform, complement its AAA-rated auto ABS program, and diversify funding to support Pagaya’s self-funded growth model across 31 lending partners.
Pagaya (NYSE:PGY) announced that its management team will participate in three investor conferences in November 2025: the KBW FinTech Payments Conference on November 12, 2025 in New York, and both Citi’s 14th Annual FinTech Conference and the Stephens Annual Investment Conference | NASH2025 on November 18, 2025 in New York and Nashville, respectively.
The appearances are investor-facing presentations and provide opportunities for management to discuss strategy and recent developments with attendees and investors.
Pagaya (NASDAQ: PGY) closed PAID 2025-7, a $500 million AAA‑rated personal loan ABS backed by consumer loans originated on Pagaya’s network. The transaction is Pagaya’s seventh fully‑prefunded PAID deal of 2025 and the company’s 15th securitization across all asset classes this year.
The deal brings Pagaya’s year‑to‑date personal‑loan funding to over $4 billion and contributes to more than $6 billion of capital commitments raised across all ABS programs in 2025. The offering attracted demand from a diverse investor base; 72 unique investors have participated in PAID deals this year and the company reports 150+ institutional investors across its programs. Since 2018, Pagaya has completed 79 securitizations raising over $32 billion to fund network-originated loans.
Pagaya (NASDAQ: PGY) plans to release its third quarter 2025 earnings on November 10, 2025. A conference call to discuss results is scheduled the same day at 8:30 a.m. ET / 3:30 p.m. IST. Registration and the live webcast will be available on the company's investor relations site at investor.pagaya.com. A replay of the webcast will be posted on the IR website after the event.
Pagaya (NASDAQ: PGY) closed RPM 2025-5, a $400 million auto ABS backed by loans from national partners including Ally and Westlake. One William Street Capital Management purchased the residual certificates as a strategic funding partner, supporting Pagaya's capital efficiency and expansion of its auto product offering.
Pagaya said the deal brings its 2025 cumulative auto ABS issuance to an annual record of ~$1.7 billion, and cited a $2 billion annual run rate for its auto lending funnel; the company noted it has raised over $32 billion across 78 ABS since 2018.
Pagaya Technologies (NASDAQ: PGY) has successfully expanded its revolving credit facility to $132 million, more than doubling the previous $58 million facility. The company secured a significant 400 basis points reduction in interest rates, dropping from SOFR+750 to SOFR+350.
The expanded facility is supported by new banking partners including Wells Fargo, Citizens, TD Bank, and Texas Capital, along with increased commitments from existing lenders such as Bank of Montreal, Valley Bank, and CIBC. This expansion aligns the cost of Pagaya's corporate borrowings at or below its recent high-yield bond coupon of 8.875%, strengthening its balance sheet and supporting continued growth.
Pagaya Technologies (NASDAQ: PGY) has successfully closed PAID 2025-6, an upsized $600 million asset-backed securitization (ABS) backed by consumer loans. The deal, originally targeted at $500 million, represents the company's sixth fully-prefunded PAID transaction of 2025 and its 13th deal across all asset classes.
The AAA-rated securitization contributes to Pagaya's impressive $4 billion raised for personal loans year-to-date, with total capital commitments of $5.5 billion across all asset classes in 2025. The company has completed 77 securitizations since 2018, raising over $31 billion in capital, and currently maintains a network of more than 150 institutional investors across its various programs.
Pagaya Technologies (NYSE:PGY), an AI-driven financial technology solutions provider, has announced its management team's participation in four upcoming investor conferences in September 2025. The company will attend the Jefferies FinTech Conference (Sept 3) and Benchmark TMT Conference (Sept 4) in New York, followed by the EY JournEY (Sept 9) and Jefferies Tech Trek (Sept 11) in Tel Aviv.