Pagaya Closes New AAA-Rated $500 Million Consumer Loan ABS Deal
Pagaya Technologies (NASDAQ: PGY) has successfully closed a $500 million AAA-rated personal loan ABS transaction (PAID 2025-2), marking their 8th consecutive AAA-rated Personal Loan ABS deal. The company maintains its position as the #1 ABS issuer of personal loans in the United States.
Since 2018, Pagaya has accumulated over $27 billion across 67 ABS transactions to fund loan originations in multiple products, including personal loan and auto. According to Sahil Chandiramani, Pagaya's Head of Capital Markets, the company is experiencing continued demand from investors, achieving declining cost of capital and more efficient structures, while significantly reducing risk retention levels.
Pagaya Technologies (NASDAQ: PGY) ha concluso con successo una transazione di ABS per prestiti personali da 500 milioni di dollari con rating AAA (PAID 2025-2), segnando il suo ottavo affare consecutivo di ABS per prestiti personali con rating AAA. L'azienda mantiene la sua posizione di primo emittente di ABS per prestiti personali negli Stati Uniti.
Dal 2018, Pagaya ha accumulato oltre 27 miliardi di dollari attraverso 67 transazioni di ABS per finanziare l'origine di prestiti in diversi prodotti, tra cui prestiti personali e auto. Secondo Sahil Chandiramani, Responsabile dei Mercati dei Capitali di Pagaya, l'azienda sta vivendo una continua domanda da parte degli investitori, ottenendo un costo del capitale in diminuzione e strutture più efficienti, riducendo significativamente i livelli di retention del rischio.
Pagaya Technologies (NASDAQ: PGY) ha cerrado con éxito una transacción de ABS de préstamos personales calificada AAA por 500 millones de dólares (PAID 2025-2), marcando su octavo acuerdo consecutivo de ABS de préstamos personales con calificación AAA. La empresa mantiene su posición como el emisor número 1 de ABS de préstamos personales en los Estados Unidos.
Desde 2018, Pagaya ha acumulado más de 27 mil millones de dólares en 67 transacciones de ABS para financiar la originación de préstamos en múltiples productos, incluidos préstamos personales y automóviles. Según Sahil Chandiramani, Jefe de Mercados de Capital de Pagaya, la empresa está experimentando una demanda continua por parte de los inversores, logrando un costo de capital en descenso y estructuras más eficientes, al tiempo que reduce significativamente los niveles de retención de riesgo.
Pagaya Technologies (NASDAQ: PGY)는 5억 달러 규모의 AAA 등급 개인 대출 ABS 거래 (PAID 2025-2)를 성공적으로 마감하며, 8번째 연속 AAA 등급 개인 대출 ABS 거래를 기록했습니다. 이 회사는 미국에서 개인 대출 ABS의 1위 발행자로서의 위치를 유지하고 있습니다.
2018년 이후, Pagaya는 67건의 ABS 거래를 통해 270억 달러 이상을 축적하여 개인 대출 및 자동차를 포함한 다양한 상품의 대출 원천을 지원하고 있습니다. Pagaya의 자본 시장 책임자인 Sahil Chandiramani에 따르면, 회사는 투자자들로부터 지속적인 수요를 경험하고 있으며, 자본 비용을 감소시키고 더 효율적인 구조를 달성하면서 위험 보유 수준을 상당히 줄이고 있습니다.
Pagaya Technologies (NASDAQ: PGY) a réussi à conclure une transaction ABS de prêts personnels de 500 millions de dollars avec une note AAA (PAID 2025-2), marquant sa huitième opération consécutive d'ABS de prêts personnels notée AAA. L'entreprise maintient sa position de premier émetteur d'ABS de prêts personnels aux États-Unis.
Depuis 2018, Pagaya a accumulé plus de 27 milliards de dollars à travers 67 transactions d'ABS pour financer l'origine de prêts dans plusieurs produits, y compris les prêts personnels et automobiles. Selon Sahil Chandiramani, responsable des marchés de capitaux chez Pagaya, l'entreprise connaît une demande continue de la part des investisseurs, atteignant des coûts de capital en baisse et des structures plus efficaces, tout en réduisant considérablement les niveaux de rétention des risques.
Pagaya Technologies (NASDAQ: PGY) hat erfolgreich eine ABS-Transaktion für persönliche Kredite in Höhe von 500 Millionen Dollar mit AAA-Rating (PAID 2025-2) abgeschlossen, was den achten aufeinanderfolgenden AAA-rated Personal Loan ABS-Deal markiert. Das Unternehmen behauptet seine Position als Nummer 1 unter den ABS-Emittenten für persönliche Kredite in den Vereinigten Staaten.
Seit 2018 hat Pagaya über 27 Milliarden Dollar über 67 ABS-Transaktionen angesammelt, um die Kreditvergabe in mehreren Produkten, einschließlich persönlicher Kredite und Autos, zu finanzieren. Laut Sahil Chandiramani, dem Leiter der Kapitalmärkte bei Pagaya, erlebt das Unternehmen eine anhaltende Nachfrage von Investoren, erreicht sinkende Kapitalkosten und effizientere Strukturen, während es die Risikobehaltsniveaus erheblich reduziert.
- Secured $500 million AAA-rated ABS transaction
- Maintains #1 position as ABS issuer of personal loans in US
- Track record of $27 billion raised across 67 ABS transactions since 2018
- Declining cost of capital and reduced risk retention levels
- None.
- 8th consecutive AAA-Rated Personal Loan ABS transaction
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Pagaya remains the #1 ABS issuer of personal loans in the
U.S.
Since 2018, Pagaya has raised over
“As the leading ABS issuer of personal loans in the US, and with our AAA-rated transactions, we continue to see demand from investors who appreciate Pagaya’s track record of stable asset performance,” said Sahil Chandiramani, Pagaya’s Head of Capital Markets. “We’re executing at a continued declining cost of capital and with more efficient structures, which significantly reduces our risk retention levels.”
About Pagaya Technologies
Pagaya (NASDAQ: PGY) is a global technology company making life-changing financial products and services available to more people nationwide, as it reshapes the financial services ecosystem. By using machine learning, a vast data network and an AI-driven approach, Pagaya provides comprehensive consumer credit and residential real estate products for its partners, their customers, and investors. Its proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. Pagaya has offices in
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Source: Pagaya Technologies LTD.
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