PagSeguro Files its Annual Report on Form 20-F for the Fiscal Year Ended December 31, 2025

Rhea-AI Summary

PagSeguro (NYSE: PAGS) filed its Annual Report on Form 20-F with the U.S. SEC for the fiscal year ended December 31, 2025 on April 30, 2026. The filing, including audited financial statements, is available on the SEC website and PagSeguro's investor relations site.

Shareholders may request free copies from PagSeguro's Investor Relations Department within a reasonable period.

News Market Reaction – PAGS

+1.62%

+1.62% Session close to close

In the Apr 30 session, PAGS gained 1.62%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement centers on PagSeguro’s filing of its Form 20-F for the year ended December 31, 202...

Analysis

This announcement centers on PagSeguro’s filing of its Form 20-F for the year ended December 31, 2025, providing comprehensive details on its operations, risks and capital structure. In context with recent earnings reports showing recurring profit growth and expanding credit and deposit bases, the filing formalizes information already signaled to the market. Investors may focus on any updated risk factor language, governance details, and how the multi-pillar PagBank ecosystem positions the company within Brazil’s regulated financial landscape.

Key Figures

Fiscal year end: December 31, 2025 Business pillars: 7 pillars

2 metrics

Fiscal year end December 31, 2025 Period covered by Form 20-F annual report

Business pillars 7 pillars Number of integrated business pillars PagSeguro cites in Brazil

Historical Context

2 past events · Latest: Mar 05 (Positive)

Pattern 2 events

Date	Event	Sentiment	24h Move	Catalyst
Mar 05	Earnings update	Positive	-4.5%	4Q25 recurring profit growth and expanding deposits and credit portfolio.
Nov 13	Earnings update	Positive	-0.5%	3Q25 profit, revenue growth and expanding SME-focused loan portfolio.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent positive financial updates have been followed by negative price reactions, suggesting a pattern of selling into good news.

Recent Company History

Over recent quarters, PagSeguro has highlighted strong recurring profits, loan growth and customer expansion. On 2026-03-05, it reported 4Q25 recurring net income of R$ 678 million and a customer base of 34 million, yet shares fell 4.54%. On 2025-11-13, 3Q25 results showed recurring net income of BRL 571 million and net revenue of BRL 3.4 billion, with a modest 0.53% decline. Today’s routine 20-F filing fits into an ongoing cycle of fundamental updates often met with cautious trading.

Key Terms

form 20-f, u.s. securities and exchange commission, reits

3 terms

form 20-f regulatory

"it filed with the U.S. Securities and Exchange Commission (the "SEC") its Annual Report on Form 20-F"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

u.s. securities and exchange commission regulatory

"it filed with the U.S. Securities and Exchange Commission (the "SEC") its Annual Report"

The U.S. Securities and Exchange Commission is a government agency responsible for overseeing the stock market and protecting investors. It sets rules to ensure that companies share truthful information and that trading is fair, helping to maintain trust in the financial system. This oversight is important because it helps prevent fraud and ensures that investors can make informed decisions.

reits financial

"investment funds, and a platform for trading stocks, REITs and others"

REITs, or real estate investment trusts, are companies that own and operate income-producing properties—like apartments, shopping centers, offices, warehouses, or cell towers—and share the rental profits with investors in the form of dividends. Think of a REIT as a mutual fund for real estate: it lets investors buy a small piece of many properties without managing buildings themselves, providing regular income, portfolio diversification, and an easier way to invest in property through public markets.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

SÃO PAULO, April 30, 2026 /PRNewswire/ -- PagSeguro Digital Ltd. (NYSE: PAGS) ("PagSeguro") announces that it filed with the U.S. Securities and Exchange Commission (the "SEC") its Annual Report on Form 20-F for the fiscal year ended December 31, 2025.

The report is available on the SEC's website, at www.sec.gov, and on PagSeguro's Investor Relations website, at https://investors.pagbank.com/.

Shareholders can obtain copies of PagSeguro's Annual Report on Form 20-F (including its audited financial statements), free of charge, by making a request within a reasonable period of time to PagSeguro's Investor Relations Department.

About PagSeguro:

PagSeguro Digital Ltd. is a disruptive provider of financial technology solutions focused primarily on consumers, individual entrepreneurs, micro-merchants, small companies, and medium-sized companies in Brazil. Among its peers, PagSeguro is the only financial technology provider in Brazil whose business model covers all the following seven pillars:

• Complete digital platform offering payments, financial services, and softwares fully integrated;
• Acquirer with the most widely accepted network in Brazil, offering face-to-face, online and cross-border payments;
• Issuer of debit, credit, and prepaid cards;
• Complete multiple bank for individuals and companies with one or more account holders;
• Investment platform offering public and private securities, investment funds, and a platform for trading stocks, REITs and others;
• Insurance distribution for PIX, cards, health, home, and life; and
• Super app with a comprehensive list of partners in telecommunications, transportation, delivery, games, and entertainment.

PagSeguro is an UOL Group Company that provides an easy, safe, and hassle-free way of owning a free digital account, which is similar to a regular checking account linked to the Brazilian Central Bank's platform, with the feature of accepting payments, where its clients can transact and manage their cash, without the need to open a regular bank account. PagSeguro's. end-to-end digital banking ecosystem enables its customers to accept a wide range of online and in-person payment methods, including credit cards, debit cards, meal voucher cards, boletos, bank transfers, bank debits and cash deposits.

PagSeguro mission, under PagBank brand, is to disrupt and democratize financial services in Brazil, a concentrated, underpenetrated, and high interest rate market, by providing an end-to-end digital banking ecosystem that is safe, affordable, simple and mobile-first for both merchants and consumers.

Investor Relations:
PagSeguro Digital Ltd
ir@pagbank.com
investors.pagbank.com

 

View original content:https://www.prnewswire.com/news-releases/pagseguro-files-its-annual-report-on-form-20-f-for-the-fiscal-year-ended-december-31-2025-302758950.html

SOURCE PagBank

FAQ

What did PagSeguro (PAGS) file with the SEC on April 30, 2026?

PagSeguro filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025. According to the company, the filing includes audited financial statements and is available on the SEC website and the company's investor relations site.

Where can investors access PagSeguro's 2025 Form 20-F for PAGS?

Investors can access the Form 20-F on the SEC website and PagSeguro's investor relations portal. According to the company, shareholders may also request free printed copies from Investor Relations within a reasonable period.

Does PagSeguro's 20-F include audited financial statements for 2025 (PAGS)?

Yes. The Form 20-F filed April 30, 2026 includes audited financial statements for the year ended December 31, 2025. According to the company, those audited statements are available in the filing on the SEC and investor relations websites.

What business areas does PagSeguro (PAGS) describe in its 20-F?

PagSeguro outlines a seven-pillar fintech model including payments, issuer services, banking accounts, investments, insurance distribution, acquirer services, and a super app. According to the company, this covers integrated digital payments and financial services for Brazilian consumers and merchants.

How can shareholders obtain a free copy of PagSeguro's (PAGS) Annual Report?

Shareholders can request a free copy by contacting PagSeguro's Investor Relations Department within a reasonable period. According to the company, requests will be fulfilled free of charge and the report is also posted online for immediate access.