NORTHPOINTE BANCSHARES INC. Stock Price, News & Analysis

Northpointe Bancshares (NYSE: NPB) completed a private placement of $70,000,000 7.50% Fixed-to-Floating Rate Subordinated Notes due 2035. Net proceeds are intended to redeem 100% of the Series A Preferred Stock effective December 30, 2025. The Notes pay a fixed 7.50% annual rate through December 15, 2030, then reset quarterly to a floating rate expected to be 3-month SOFR + 424 bps. Interest payments begin June 15, 2026 for the fixed period. The Notes are redeemable by the company on or after December 15, 2030 and are structured to qualify as Tier 2 regulatory capital.

Northpointe Bancshares (NYSE: NPB) reported Q3 2025 net income to common stockholders of $20.1 million or $0.57 diluted EPS, up from $18.0 million sequentially. Return on average equity was 14.23% and net interest margin was 2.47%. Gross loans held for investment rose to $5.97 billion (up $470.4 million linked quarter, 34% annualized) while total deposits reached $4.77 billion (up $295.6 million linked quarter).

Provision for credit losses increased to $0.83 million, non-interest expense rose to $34.4 million, and the Board declared a $0.025 quarterly cash dividend payable Nov 3, 2025.

Northpointe Bancshares (NYSE: NPB) declared a quarterly cash dividend of $0.025 per common share.

The dividend is payable on November 3, 2025 to stockholders of record as of October 15, 2025.

Northpointe Bancshares (NYSE:NPB) has scheduled its third quarter 2025 earnings release for October 21, 2025, after market close. The company will host a conference call on October 22, 2025, at 10:00 a.m. ET to discuss the financial results and provide business updates.

The earnings release will be accessible through the company's investor relations website at ir.northpointe.com. Investors can join the conference call by dialing 1-877-413-2414 and requesting the "Northpointe Bancshares, Inc. Conference Call". A live webcast and subsequent audio archive will also be available on the company's website.

Northpointe Bank (NPB) has appointed David Bergstrom as Regional Vice President to lead the development of a new regional sales team. Bergstrom brings over 30 years of leadership experience in mortgage lending and financial services, having held executive positions at GO Mortgage, PacRes Mortgage, Essent Guaranty, AmCap Mortgage, and Finance of America.

Most recently serving as Senior Vice President of Sales at GO Mortgage, Bergstrom will focus on recruiting and managing experienced mortgage professionals while expanding Northpointe's national footprint. His appointment aligns with the bank's commitment to delivering innovative, client-centered mortgage solutions and reinforcing its ICARE values.

Northpointe Bancshares (NYSE: NPB) has announced the appointment of three new members to its Board of Directors, effective August 12, 2025. The new appointees are Raj Chaudhary, former Global Leader of Digital Risk and Cybersecurity Solutions at Crowe LLP, David Lawrence, former audit partner at Crowe LLP, and John Tuttle, current President of Acrisure.

Each director brings distinct expertise: Chaudhary contributes 34 years of cybersecurity and risk management experience, Lawrence offers 40 years of financial institution audit expertise, and Tuttle provides extensive capital markets and operational leadership background from his roles at Acrisure and the New York Stock Exchange.

Northpointe Bancshares (NYSE:NPB) reported strong Q2 2025 financial results with net income of $18.0 million ($0.51 per diluted share), up 20% from Q1 2025 ($15.0 million) and 58% from Q2 2024 ($11.4 million).

Key performance metrics improved with ROA of 1.34%, ROE of 13.60%, and efficiency ratio of 53.80%. Net interest income increased by $6.1 million quarter-over-quarter, with net interest margin expanding 9 basis points to 2.44%. The Mortgage Purchase Program showed robust 42% growth in average balances.

Total assets reached $6.43 billion, with loans held for investment increasing by $349.6 million (27% annualized) to $5.50 billion. Total deposits grew by $651.4 million to $4.47 billion. The Board declared a quarterly cash dividend of $0.025 per share.

Northpointe Bancshares (NYSE:NPB), the parent company of Northpointe Bank, has announced a quarterly cash dividend of $0.025 per common share. The dividend will be paid on August 4, 2025, to shareholders of record as of July 15, 2025.

Northpointe Bancshares (NYSE: NPB) has scheduled its second quarter 2025 earnings release for Tuesday, July 22, 2025, after market close. The company will host a conference call for investors and analysts the following day on July 23, 2025, at 10:00 a.m. E.T. During the call, management will present financial results and provide business updates, followed by a Q&A session. Participants can join via phone by dialing 1-877-413-2414 and requesting the "Northpointe Bancshares Inc. Conference Call" or through a webcast at ir.northpointe.com. Northpointe Bancshares, headquartered in Grand Rapids, Michigan, operates through its subsidiary Northpointe Bank, providing home loans and retail banking services nationwide.