Welcome to our dedicated page for Midland States news (Ticker: MSBI), a resource for investors and traders seeking the latest updates and insights on Midland States stock.
Midland States Bancorp, Inc. (NASDAQ: MSBI) is a community-based financial holding company headquartered in Effingham, Illinois and the sole shareholder of Midland States Bank. This news page aggregates company-issued updates and market coverage related to Midland States Bancorp’s commercial banking, wealth management, capital actions, and regulatory disclosures.
Readers can find earnings announcements, including quarterly financial results where the company discusses net income, net interest margin, noninterest income and expense, asset quality metrics, and capital ratios. These releases often include management commentary on credit trends, loan portfolio changes, deposit mix, and strategic priorities such as growing the community bank and wealth management platform.
News items also cover corporate actions such as common and preferred stock dividend declarations, stock repurchase program authorizations, and balance sheet initiatives. For example, Midland States Bancorp has reported the redemption of subordinated notes, the sale of non-core loan portfolios, and the sale of substantially all of its equipment finance portfolio to an affiliate of North Mill Equipment Finance LLC, along with decisions to cease originations in that portfolio.
Regulatory and governance developments appear in the feed through summaries of Form 8-K filings and related press releases. These include notices regarding delayed SEC filings, Nasdaq listing rule deficiency notifications, annual meeting results, and changes in senior leadership roles. Investors can also see announcements of upcoming earnings release dates and the availability of investor presentations.
By following this page, users can review Midland States Bancorp’s historical and ongoing disclosures on financial performance, credit quality, capital management, and governance matters in one place, using the underlying articles to track how the company communicates its strategy and risk profile over time.
Midland States Bancorp (Nasdaq: MSBI) increased its stock repurchase authorization from $25 million to $45 million and extended the program through December 31, 2026. To date the company repurchased 923,837 shares at an average price of $21.46 for a total of $19.8 million. Repurchases may occur on the open market, in privately negotiated transactions, or otherwise in compliance with securities laws and may be suspended or discontinued at any time.
Midland States Bancorp (Nasdaq: MSBI) declared quarterly cash dividends for common and preferred shares. The common dividend is $0.32 per share, payable May 22, 2026, to shareholders of record on May 15, 2026. The preferred dividend is $0.4844 per depository share, payable June 30, 2026, to holders of record on June 15, 2026.
Midland States Bancorp (Nasdaq: MSBI) reported Q1 2026 net income available to common shareholders of $16.2 million, or $0.74 diluted EPS, versus a loss in Q4 2025 and a large loss in Q1 2025. Adjusted EPS was $0.79. Net interest margin widened to 3.91%. Community Bank loans grew $68.8 million while total loans fell slightly to $4.34 billion. Common Equity Tier 1 ratio was 9.98%. The company repurchased $7.8 million of common stock and expects an annual effective tax rate near 22%–23%.
Midland States Bancorp (Nasdaq: MSBI) will report its first quarter 2026 financial results after market close on Thursday, April 23, 2026. Alongside the press release, the company will publish an investor presentation accessible on the Webcasts and Presentations page of its investor relations website.
Midland States Bancorp (Nasdaq: MSBI) announced on March 11, 2026 that Jeffrey G. Ludwig, President and CEO, was reappointed to the Federal Advisory Council of the Board of Governors of the Federal Reserve.
As a FAC member, Ludwig will meet periodically with the Board and regulatory heads to present industry perspectives on regulatory and monetary policy.
Midland States Bancorp (Nasdaq: MSBI) declared a quarterly cash dividend of $0.32 per common share, payable February 20, 2026, to shareholders of record at close of business February 13, 2026. The board also declared a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable March 30, 2026 to shareholders of record March 16, 2026.
Midland States Bancorp (Nasdaq: MSBI) announced that Patriot Financial Partners, L.P. acquired a position in the company's common stock through open-market purchases and that James F. Deutsch will join the Midland board and the board of Midland States Bank, effective February 3, 2026.
Mr. Deutsch is a partner at Patriot and a former CEO and founder of Team Capital Bank with over 25 years of banking experience. Company leaders said Patriot's investment and Mr. Deutsch's appointment support the bank's growth and shareholder-return focus.
Midland States Bancorp (Nasdaq: MSBI) reported a Q4 2025 net loss available to common shareholders of $5.1M (‑$0.24 per diluted share) and adjusted earnings of $11.9M (+$0.53 per diluted share) excluding portfolio sales. Results included a $21.4M loss on sale of substantially all of its equipment finance portfolio and a $1.6M loss on a small consumer loan sale. Provision for credit losses was $11.8M. Total loans were $4.35B and deposits $5.42B at Dec 31, 2025. Net interest margin was 3.74%. Common equity tier 1 ratio rose to 9.89% and the board authorized a $25M repurchase program; $9.6M was repurchased in Q4.
Midland States Bancorp (Nasdaq: MSBI) will release its fourth quarter 2025 financial results after market close on Thursday, January 22, 2026. The company said it will also publish an investor presentation alongside the press release, which will be posted on the Webcasts and Presentations page of its investor relations website.
Midland States Bancorp (Nasdaq: MSBI) sold substantially all of its equipment finance portfolio to an affiliate of North Mill Equipment Finance LLC for $502 million in cash, with the transaction closing on November 28, 2025. As of October 31, 2025 the portfolio represented approximately $599 million in loans and leases outstanding ($565 million net of allowance) plus $21 million of operating leases. The sale excludes about $75 million of loans the company will retain, reducing total loans and leases by roughly $545 million.
The company expects a pre-tax loss of ~$20 million in Q4 2025, will use most proceeds to pay down $350 million of high-cost wholesale funding, and says the deal is accretive to capital and approximately neutral to earnings. Midland ceased originating new equipment finance loans effective September 30, 2025.