MoneyLion and Mastercard ‘Health is Wealth’ Report Reveals Hidden Physical Costs of Financial Stress
MoneyLion (NYSE: ML) and Mastercard have released their 'Health is Wealth Report' revealing the significant impact of financial stress on physical health. The survey, conducted by The Harris Poll, shows that 66% of U.S. adults have experienced physical symptoms due to financial stress, with 40% reporting sleep issues and 37% experiencing headaches.
Key findings include: 59% of adults have skipped health-related activities due to financial concerns, 67% report inflation negatively impacting their health, and 75% believe better financial literacy would improve their health. The study identified barriers to financial education, with 56% facing obstacles like uncertainty about where to start (21%) and complex resources (15%).
In response, MoneyLion has launched initiatives including FinFit videos combining financial education with workout routines, and Money Master, a daily financial learning game offering cash rewards and a chance to win $5,000.
MoneyLion (NYSE: ML) e Mastercard hanno pubblicato il loro 'Rapporto sulla Salute e il Benessere' che rivela l'impatto significativo dello stress finanziario sulla salute fisica. L'indagine, condotta da The Harris Poll, mostra che il 66% degli adulti negli Stati Uniti ha sperimentato sintomi fisici a causa dello stress finanziario, con il 40% che riporta problemi di sonno e il 37% che soffre di mal di testa.
I risultati chiave includono: il 59% degli adulti ha saltato attività legate alla salute a causa di preoccupazioni finanziarie, il 67% segnala che l'inflazione influisce negativamente sulla propria salute e il 75% crede che una migliore alfabetizzazione finanziaria migliorerebbe la propria salute. Lo studio ha identificato le barriere all'educazione finanziaria, con il 56% che affronta ostacoli come l'incertezza su dove iniziare (il 21%) e risorse complesse (il 15%).
In risposta, MoneyLion ha lanciato iniziative tra cui video FinFit che combinano educazione finanziaria con routine di allenamento, e Money Master, un gioco di apprendimento finanziario quotidiano che offre premi in denaro e la possibilità di vincere $5.000.
MoneyLion (NYSE: ML) y Mastercard han lanzado su 'Informe sobre Salud y Riqueza' que revela el impacto significativo del estrés financiero en la salud física. La encuesta, realizada por The Harris Poll, muestra que el 66% de los adultos en EE. UU. ha experimentado síntomas físicos debido al estrés financiero, con el 40% informando problemas de sueño y el 37% experimentando dolores de cabeza.
Los hallazgos clave incluyen: el 59% de los adultos ha omitido actividades relacionadas con la salud debido a preocupaciones financieras, el 67% informa que la inflación impacta negativamente en su salud, y el 75% cree que una mejor alfabetización financiera mejoraría su salud. El estudio identificó barreras para la educación financiera, con el 56% enfrentando obstáculos como la incertidumbre sobre por dónde empezar (el 21%) y recursos complejos (el 15%).
En respuesta, MoneyLion ha lanzado iniciativas que incluyen videos FinFit que combinan educación financiera con rutinas de ejercicio, y Money Master, un juego de aprendizaje financiero diario que ofrece recompensas en efectivo y la oportunidad de ganar $5,000.
머니라이온 (NYSE: ML)과 마스터카드가 '건강은 부' 보고서를 발표하며 재정적 스트레스가 신체 건강에 미치는 중요한 영향을 밝혔습니다. 해리스 폴이 실시한 설문조사에 따르면, 66%의 미국 성인이 재정적 스트레스로 인해 신체적 증상을 경험했으며, 40%는 수면 문제를, 37%는 두통을 보고했습니다.
주요 발견 사항은 다음과 같습니다: 59%의 성인이 재정적 우려로 인해 건강 관련 활동을 건너뛰었고, 67%는 인플레이션이 자신의 건강에 부정적인 영향을 미친다고 보고했으며, 75%는 더 나은 재정 교육이 자신의 건강을 개선할 것이라고 믿고 있습니다. 이 연구는 재정 교육의 장벽을 확인했으며, 56%는 어디서 시작해야 할지에 대한 불확실성(21%)과 복잡한 자원(15%)과 같은 장애물에 직면하고 있습니다.
이에 따라, 머니라이온은 재정 교육과 운동 루틴을 결합한 FinFit 비디오와 현금 보상과 $5,000를 받을 기회를 제공하는 일일 재정 학습 게임인 Money Master를 포함한 이니셔티브를 시작했습니다.
MoneyLion (NYSE: ML) et Mastercard ont publié leur 'Rapport sur la Santé et la Richesse' révélant l'impact significatif du stress financier sur la santé physique. L'enquête, réalisée par The Harris Poll, montre que 66% des adultes américains ont éprouvé des symptômes physiques en raison du stress financier, avec 40% signalant des problèmes de sommeil et 37% souffrant de maux de tête.
Les principales conclusions incluent : 59% des adultes ont omis des activités liées à la santé en raison de préoccupations financières, 67% rapportent que l'inflation a un impact négatif sur leur santé, et 75% pensent qu'une meilleure éducation financière améliorerait leur santé. L'étude a identifié des barrières à l'éducation financière, avec 56% faisant face à des obstacles tels que l'incertitude sur le point de départ (21%) et des ressources complexes (15%).
En réponse, MoneyLion a lancé des initiatives, y compris des vidéos FinFit combinant éducation financière et routines d'exercice, et Money Master, un jeu d'apprentissage financier quotidien offrant des récompenses en espèces et une chance de gagner 5 000 $.
MoneyLion (NYSE: ML) und Mastercard haben ihren 'Gesundheit ist Reichtum Bericht' veröffentlicht, der die signifikanten Auswirkungen von finanziellen Stress auf die körperliche Gesundheit aufzeigt. Die Umfrage, durchgeführt von The Harris Poll, zeigt, dass 66% der US-Erwachsenen körperliche Symptome aufgrund von finanziellem Stress erlebt haben, wobei 40% über Schlafprobleme und 37% über Kopfschmerzen berichten.
Wichtige Ergebnisse sind: 59% der Erwachsenen haben aufgrund finanzieller Bedenken gesundheitsbezogene Aktivitäten ausgelassen, 67% berichten, dass Inflation ihre Gesundheit negativ beeinflusst, und 75% glauben, dass eine bessere finanzielle Bildung ihre Gesundheit verbessern würde. Die Studie identifizierte Barrieren zur finanziellen Bildung, wobei 56% auf Hindernisse wie Unsicherheit über den Anfangspunkt (21%) und komplexe Ressourcen (15%) gestoßen sind.
Als Reaktion darauf hat MoneyLion Initiativen gestartet, darunter FinFit-Videos, die finanzielle Bildung mit Workout-Routinen kombinieren, und Money Master, ein tägliches finanzielles Lernspiel, das Bargeldprämien und die Chance bietet, $5.000 zu gewinnen.
- Launch of new revenue-generating initiatives: FinFit videos and Money Master game
- Partnership with major financial player Mastercard strengthening market position
- Large existing customer base of over 18 million Americans
- Study reveals significant customer base faces financial stress, potentially affecting platform engagement and revenue
Key findings from the report showcase the link between financial and physical well-being, including:
-
The cost of financial stress:
66% ofU.S. adults have experienced physical symptoms due to financial stress, with trouble sleeping (40% ) and headaches (37% ) being the most common complaints. -
Skipping self-care: Nearly 6 in 10 U.S. adults (
59% ) say they have skipped health related activities—such as doctor visits (25% ) or joining a fitness center/taking a fitness class (17% )— due to financial concerns. -
Inflation hits hard:
67% say inflation has negatively impacted their physical or mental health, citing increased stress (38% ), anxiety (36% ), and difficulty affording healthy food (30% ) as top impacts. -
Education as the first step:
75% ofU.S. adults say they would be healthier if they improved their financial literacy, and22% believe better financial knowledge would enhance their physical appearance.U.S. adults who say they are confident in their financial literacy are also significantly less likely (63% vs.80% ) to say they have experienced physical symptoms as a result of financial stress than those who say they are not confident. -
Barriers to learning:
56% ofU.S. adults say they face barriers to learning about money and personal finances, with not being sure where to start (21% ) and hard-to-understand resources (15% ) being the top obstacles. About 1 in 8 U.S. adults say not having enough time (13% ) or resources being boring (12% ) are among their biggest barriers to learning about money and personal finances. -
Personalization, ease, and incentives:
79% ofU.S. adults say there are factors that would make them more likely to want to engage with financial education, such as it being personalized to their financial situation (40% ), short, easy-to-digest content (39% ), incentivized (39% ), or gamified (22% ). -
Financial literacy in schools: An overwhelming
90% ofU.S. adults say that financial literacy should be a required subject in schools, just like physical education or math.
1The insights featured in this report were compiled using data collected from an online survey conducted in
“Financial well-being isn’t just about money, it’s about freedom, access and opportunity,” said Yuka Yoneda, Vice President of Content Marketing at MoneyLion. “The findings presented in the MoneyLion and Mastercard ‘Health is Wealth’ report reflect the voices of Americans, who believe that improving their financial literacy can also have positive outcomes on their health. But they need money topics to be presented in an easy, personalized, and rewarding way. At MoneyLion, we are committed to empowering Americans to take control of their financial and physical wellness by making financial education simple, engaging, and even fun.”
“Financial literacy equips individuals with the knowledge and skills to make informed decisions, leading to a healthier and more secure future,” said Stefany Bello, SVP, Digital Players, Fintech & Enablers,
The report also examines the practical steps that businesses and financial institutions can take to incorporate these insights into their content strategies to help improve consumers’ financial literacy. As businesses, financial institutions, and content creators seek to engage consumers, the findings suggest a critical opportunity: Empowering consumers with personalized, easy, and accessible financial knowledge could drive real improvements in their health and quality of life.
The white paper is part of MoneyLion’s larger Health is Wealth campaign, which also features interactive financial literacy content designed to provide actionable solutions for consumers to take control of their financial health while also addressing their physical health. A key highlight of the initiative is the new FinFit series of short videos that blend personal finance education with guided workout routines. Covering various exercises, these sessions will integrate lessons on credit, investing, budgeting, and retirement planning, enabling users to sharpen their money knowledge while toning their bodies. The campaign also invites
For more information on the Health is Wealth campaign and to see the full white paper, visit moneylion.com/learn/health-is-wealth.
About MoneyLion
MoneyLion is a leader in financial technology powering the next generation of personalized products, content, and marketplace technology, with a top consumer finance super app, a premier embedded finance platform for enterprise businesses and a world-class media arm. MoneyLion’s mission is to give everyone the power to make their best financial decisions. We pride ourselves on serving the many, not the few; providing confidence through guidance, choice, and personalization; and shortening the distance to an informed action. In our go-to money app for consumers, we deliver curated content on finance and related topics, through a tailored feed that engages people to learn and share. People take control of their finances with our innovative financial products and marketplace - including our full fledged suite of features to save, borrow, spend, and invest - seamlessly bringing together the best offers and content from MoneyLion and our 1,300+ Enterprise Partner network, together in one experience.
MoneyLion’s enterprise technology provides the definitive search engine and marketplace for financial products, enabling any company to add embedded finance to their business, with advanced AI-backed data and tools through our platform and API. Established in 2013, MoneyLion connects millions of people with the financial products and content they need, when and where they need it.
For more information about MoneyLion, please visit www.moneylion.com. For information about Engine by MoneyLion for enterprise businesses, please visit www.engine.tech. For investor information and updates, visit investors.moneylion.com and follow @MoneyLionIR on X.
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MoneyLion
MoneyLion Communications
pr@moneylion.com
Source: MoneyLion
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