Porter Airlines, BMO and Mastercard Launch First Canadian Credit Card Program Granting Immediate Airline Loyalty Benefits
Porter Airlines, BMO, and Mastercard have launched two new credit cards - the BMO VIPorter Mastercard and BMO VIPorter World Elite Mastercard - marking Canada's first travel credit card program offering immediate airline loyalty benefits. The program has attracted over 30,000 pre-launch waitlist applicants.
The BMO VIPorter Mastercard offers 2 points per $1 on Porter flights and 1 point per $1 on transportation, gas, groceries, dining, and hotels. It includes a 35% fare discount voucher for spending $25,000 annually. The World Elite version offers 3 points per $1 on Porter flights, 2 points on select categories, and includes a companion pass for spending $50,000 annually.
Both cards grant automatic VIPorter Avid Traveller status, featuring benefits like priority check-in, security screening, and early boarding. First-year welcome offers include waived annual fees and up to 70,000 VIPorter points, valued at $2,400.
Porter Airlines, BMO e Mastercard hanno lanciato due nuove carte di credito: la BMO VIPorter Mastercard e la BMO VIPorter World Elite Mastercard, segnando il primo programma di carte di credito per viaggi in Canada che offre vantaggi immediati per la fedeltà aerea. Il programma ha attratto oltre 30.000 richiedenti in lista d'attesa prima del lancio.
La BMO VIPorter Mastercard offre 2 punti per ogni $1 speso su voli Porter e 1 punto per ogni $1 su trasporti, carburante, generi alimentari, ristoranti e hotel. Include un voucher per uno sconto del 35% sulle tariffe per chi spende $25.000 all'anno. La versione World Elite offre 3 punti per ogni $1 sui voli Porter, 2 punti su categorie selezionate e include un pass per un accompagnatore per chi spende $50.000 all'anno.
Entrambe le carte concedono automaticamente lo status di VIPorter Avid Traveller, con vantaggi come check-in prioritario, screening di sicurezza e imbarco anticipato. Le offerte di benvenuto del primo anno includono l'esenzione delle tasse annuali e fino a 70.000 punti VIPorter, valutati $2.400.
Porter Airlines, BMO y Mastercard han lanzado dos nuevas tarjetas de crédito: la BMO VIPorter Mastercard y la BMO VIPorter World Elite Mastercard, marcando el primer programa de tarjetas de crédito de viajes en Canadá que ofrece beneficios inmediatos de lealtad aérea. El programa ha atraído a más de 30,000 solicitantes en lista de espera antes de su lanzamiento.
La BMO VIPorter Mastercard ofrece 2 puntos por cada $1 en vuelos de Porter y 1 punto por cada $1 en transporte, gasolina, comestibles, restaurantes y hoteles. Incluye un cupón de descuento del 35% en tarifas para quienes gasten $25,000 anuales. La versión World Elite ofrece 3 puntos por cada $1 en vuelos de Porter, 2 puntos en categorías seleccionadas e incluye un pase de acompañante para quienes gasten $50,000 anuales.
Ambas tarjetas otorgan automáticamente el estatus de VIPorter Avid Traveller, con beneficios como check-in prioritario, revisión de seguridad y embarque anticipado. Las ofertas de bienvenida del primer año incluyen la exención de tarifas anuales y hasta 70,000 puntos VIPorter, valorados en $2,400.
포터 항공, BMO, 그리고 마스터카드가 두 개의 새로운 신용카드인 BMO VIPorter Mastercard와 BMO VIPorter World Elite Mastercard를 출시했습니다. 이는 캐나다 최초의 여행 신용카드 프로그램으로, 즉각적인 항공사 로열티 혜택을 제공합니다. 이 프로그램은 출시 전 30,000명 이상의 대기 신청자를 끌어모았습니다.
BMO VIPorter Mastercard는 포터 항공편에서 $1당 2포인트, 교통, 주유, 식료품, 외식 및 호텔에서 $1당 1포인트를 제공합니다. 연간 $25,000를 지출하면 35% 요금 할인 쿠폰이 포함됩니다. World Elite 버전은 포터 항공편에서 $1당 3포인트, 선택된 카테고리에서 2포인트를 제공하며, 연간 $50,000를 지출하면 동반자 패스가 포함됩니다.
두 카드 모두 자동으로 VIPorter Avid Traveller 상태를 부여하며, 우선 체크인, 보안 검색 및 조기 탑승과 같은 혜택이 포함됩니다. 첫 해의 환영 혜택에는 연회비 면제와 최대 70,000 VIPorter 포인트가 포함되어 있으며, 이는 $2,400의 가치가 있습니다.
Porter Airlines, BMO et Mastercard ont lancé deux nouvelles cartes de crédit : la BMO VIPorter Mastercard et la BMO VIPorter World Elite Mastercard, marquant le premier programme de carte de crédit de voyage au Canada offrant des avantages immédiats de fidélité aérienne. Le programme a attiré plus de 30 000 demandeurs sur la liste d'attente avant son lancement.
La BMO VIPorter Mastercard offre 2 points par $1 sur les vols Porter et 1 point par $1 sur les transports, l'essence, les courses, la restauration et les hôtels. Elle comprend un bon de réduction de 35 % sur les tarifs pour ceux qui dépensent 25 000 $ par an. La version World Elite offre 3 points par $1 sur les vols Porter, 2 points sur des catégories sélectionnées et inclut un pass compagnon pour ceux qui dépensent 50 000 $ par an.
Les deux cartes accordent automatiquement le statut de VIPorter Avid Traveller, avec des avantages tels que l'enregistrement prioritaire, le contrôle de sécurité et l'embarquement anticipé. Les offres de bienvenue de la première année comprennent l'exonération des frais annuels et jusqu'à 70 000 points VIPorter, d'une valeur de 2 400 $.
Porter Airlines, BMO und Mastercard haben zwei neue Kreditkarten eingeführt - die BMO VIPorter Mastercard und die BMO VIPorter World Elite Mastercard - und markieren damit das erste Reise-Kreditkartenprogramm Kanadas, das sofortige Vorteile für die Treue zu Fluggesellschaften bietet. Das Programm hat über 30.000 Bewerber auf der Warteliste vor dem Start angezogen.
Die BMO VIPorter Mastercard bietet 2 Punkte pro $1 für Porter-Flüge und 1 Punkt pro $1 für Transport, Benzin, Lebensmittel, Restaurants und Hotels. Sie enthält einen Gutschein für einen Tarifrabatt von 35%, wenn man jährlich $25.000 ausgibt. Die World Elite Version bietet 3 Punkte pro $1 für Porter-Flüge, 2 Punkte in ausgewählten Kategorien und beinhaltet einen Begleitpass, wenn man jährlich $50.000 ausgibt.
Beide Karten gewähren automatisch den Status eines VIPorter Avid Traveller, mit Vorteilen wie priorisiertem Check-in, Sicherheitskontrolle und frühem Boarding. Die Willkommensangebote im ersten Jahr umfassen die Befreiung von Jahresgebühren und bis zu 70.000 VIPorter Punkte, die einen Wert von $2.400 haben.
- Strong pre-launch demand with 30,000+ waitlist applicants
- First-year welcome offers valued at up to $2,400
- Automatic elite status benefits for cardholders
- Competitive earning rates up to 3 points per dollar
- Companion pass benefit for high-spending World Elite cardholders
- High spending requirements for premium benefits ($25,000-$50,000 annually)
- Annual fees after first year (amount not specified)
- to Porter Airlines network and select partner airlines
Insights
Mastercard's new partnership with Porter Airlines and BMO represents an incremental strategic expansion in the Canadian credit card market rather than a material revenue driver. The launch of two new co-branded cards targeting the growing travel rewards segment demonstrates Mastercard's continued execution on diversifying its payment ecosystem.
The 30,000 pre-launch waitlist signals reasonable consumer interest, though this represents a modest acquisition opportunity relative to Mastercard's global scale. The partnership's key innovation—immediate airline loyalty status—creates a differentiated value proposition in the competitive Canadian credit card landscape.
For Mastercard, this arrangement follows their established playbook of partnering with financial institutions and lifestyle brands to drive transaction volume. The potential revenue impact comes from three sources: card issuance fees, per-transaction processing fees, and cross-border transaction fees when travelers use these cards internationally.
Porter Airlines' description as the "fastest growing Canadian airline" positions this partnership to potentially scale over time, especially as Porter expands its North American network and airline partnerships. However, given Mastercard's
This deal aligns with Mastercard's broader strategy of embedding itself more deeply in the travel ecosystem during a period of robust travel spending, but represents business-as-usual product development rather than a transformative opportunity.
- Two new credit cards grant cardholders immediate recognition into Porter’s loyalty program as a VIPorter Avid Traveller and accelerate travel rewards with industry-leading earn rates on travel and everyday spending
- More than 30,000 applicants on pre-launch waitlist

Porter Airlines, BMO and Mastercard Launch First Canadian Credit Card Program Granting Immediate Airline Loyalty Benefits
The new BMO VIPorter Mastercard credit card lineup enhances customers’ ability to earn VIPorter points and redeem for flights through everyday purchases, while automatically granting VIPorter Avid Traveller benefits to both the primary cardholder and any secondary cardholders on the account. Card benefits, along with the welcome offer, include waived annual fees for the first year and up to 70,000 VIPorter points – giving cardholders as much as
BMO VIPorter Mastercard
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Offering more value and opportunities to earn rewards and flights, cardholders earn 2 points for every
spent on Porter flights, 1 point for every$1 spent on transportation, gas, groceries, dining and hotel accommodations, and 0.5 points for every$1 spent on all other purchases.$1 - Cardholders are automatically granted VIPorter Passport Avid Traveller membership benefits, including earning 6 points per dollar on Porter flights, dedicated airport check in, priority security screening, early boarding and priority re-accommodation for flight delays.
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All cardholders also earn
of Avid Traveller Qualifying Spend for every$1 in eligible credit card spend, unlocking even more earning and travel benefits over time.$25 -
This card features an annual voucher for
35% off the base fare on any Porter flights for up to four people when spending at least annually on the card.$25,000
BMO VIPorter World Elite Mastercard
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Offering elevated rewards and travel experiences, cardholders earn 3 points for every
spent on Porter flights, 2 points for every$1 spent on transportation, gas, groceries, dining and hotel accommodations, and 1 point for every$1 spent on all other purchases.$1 - Cardholders are automatically granted VIPorter Avid Traveller Venture membership benefits, where they can enjoy earning 6 points per dollar on Porter flights, dedicated airport check-in, priority security screening, early boarding, priority re-accommodation for flight delays, one complimentary checked bag, a carry-on bag when purchasing a Basic economy fare, and complimentary PorterClassic seat selection.
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All cardholders will also earn
of Avid Traveller Qualifying Spend for every$1 in eligible credit card spend, unlocking even more earning and travel benefits over time.$25 -
This card features an annual round-trip Porter companion pass that gives an additional passenger flying on the same booking
100% off the base fare of any Porter flight when spending at least annually on the card.$50,000
“Porter elevates economy travel for all of our passengers and VIPorter enables loyal customers to enjoy complimentary benefits that enhance their journey even more,” said Edmond Eldebs, Senior Vice President and Chief Commercial Officer, Porter Airlines. “While other programs let you reach frequent flyer membership levels based on how much is spent on their cards, the BMO VIPorter Mastercard lineup grants it automatically. By partnering with BMO and Mastercard to enable cardholders to access Avid Traveller benefits immediately and earn VIPorter points even faster, our members can redeem for even more flights on Porter and our partner airlines. Porter is growing faster than any Canadian airline and opportunities to use points for meaningful travel experiences are growing along with us.”
“We are excited to collaborate with Porter and Mastercard to reimagine the travel rewards experience and deliver innovative and convenient ways for Canadians to achieve their personal and financial goals simultaneously,” said Jennifer Douglas, Head, North American Retail & Small Business Payments, BMO. “The BMO VIPorter Mastercard program empowers Canadians through a lineup of new credit cards that provides compelling value and rewards for everyday purchases helping them make real financial progress.”
“We are dedicated to providing Canadians with opportunities to enhance their everyday experiences and pursue their passions, especially travel. That's why we are thrilled to introduce the new BMO VIPorter Mastercard credit card lineup in partnership with BMO and Porter,” said Diane Miquelon, Senior Vice President, Financial Institutions, Mastercard,
The new cards enable VIPorter members to build points quickly for redemption across Porter's expanding North American network, as well as Porter's growing list of global airline partners, currently featuring flights operated by Air Transat and Alaska Airlines.
Highlights of Porter’s VIPorter program include:
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All members receive
100% of their eligible points for every flight purchased, including Basic economy fares, exclusive of taxes and fees. VIPorter is the only airline loyalty program inCanada to give members full value for every dollar they spend on flights - Accelerated earning and additional travel benefits for VIPorter Avid Travellers
- Redeem for any seat across Porter’s expanding network, including points-only and cash-plus-points redemption options, with no blackout dates
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Earn confirmed PorterReserve flight certificates, starting at
in annual Qualifying Spend$3,000 -
Head Start allows members to carry over up to
in Qualifying Spend into the next year to accelerate their Avid Traveller benefits$3,000 - Over 3,000 flight routings available for redemption with Porter, Air Transat and Alaska Airlines to North American and global destinations
Embark on Your Next Journey with Exclusive Welcome Offers
To help Canadians get started on their travel rewards journey, the annual fee for all BMO VIPorter Mastercards will be waived in the first year. BMO VIPorter Mastercard customers are eligible to earn 40,000 points and a
To learn more about the BMO VIPorter Mastercard lineup, including other important terms and features, please visit: flyporter.com/creditcards.
About Porter
Since 2006, Porter Airlines has been elevating the experience of economy air travel for every passenger, providing genuine hospitality with style, care and charm. Porter’s fleet of Embraer E195-E2 and De Havilland Dash 8-400 aircraft serves a North American network from
About BMO Financial Group
BMO Financial Group is the eighth largest bank in
About Mastercard (NYSE: MA)
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
View source version on businesswire.com: https://www.businesswire.com/news/home/20250321766688/en/
Media Contacts:
Porter: media@flyporter.com
BMO: Anke Suwanda,
Mastercard: Helena Wade, helena.wade@mastercard.com
Source: Porter Airlines