Finward Bancorp reports recurring developments as the holding company for Peoples Bank, an Indiana state-chartered commercial bank serving personal, business, electronic and wealth management customers in Northwest Indiana and the Chicagoland area. News releases commonly cover quarterly operating results, net interest margin, noninterest income and expense, loan and deposit trends, liquidity sources, and deposit-insurance composition.
Company updates also include common stock dividend declarations, board actions, regulatory compliance matters and bank-level developments. The Bancorp’s news flow is centered on community banking performance, capital management and the operations of Peoples Bank.
Finward Bancorp (Nasdaq: FNWD) reported net income available to common stockholders of $2.2 million, or $0.52 diluted EPS, for Q1 2026. Net interest margin improved to 3.23% (3.35% tax-equivalent). Deposits were $1.72 billion, available liquidity $555 million, and tier 1 leverage ratio was 9.24%.
Non-performing loans rose to $12.4 million (0.85% of loans); tangible book value per share was $34.39.
Finward Bancorp (Nasdaq: FNWD) declared a quarterly cash dividend of $0.12 per share on its common stock on March 2, 2026. The dividend is payable on March 31, 2026 to shareholders of record at the close of business on March 16, 2026.
This action returns cash to shareholders and sets the payment and record dates for dividend entitlement.
Finward Bancorp (NASDAQ: FNWD) reported net income available to common stockholders of $2.0 million or $0.46 diluted EPS for the quarter ended Dec 31, 2025, down from $3.5 million, or $0.81, in the prior quarter. Net interest margin (tax-equivalent) was 3.32% for the quarter. The Bank sold $26.6 million of primarily municipal securities in Q4, generating a $1.6 million pre-tax loss. Deposits were $1.7 billion, loans totaled $1.45 billion, available liquidity was $674 million, non-performing loans were $11.9 million, and the allowance for credit losses was $17.5 million (1.21% of loans).
Finward Bancorp (Nasdaq: FNWD) announced that its Board declared a quarterly cash dividend of $0.12 per share on common stock on December 3, 2025. The dividend is payable on December 30, 2025 to shareholders of record at the close of business on December 17, 2025. This is a cash distribution to common shareholders with specified record and payment dates.
Finward Bancorp (NASDAQ: FNWD) reported net income available to common stockholders of $3.5 million, or $0.81 diluted EPS, for the quarter ended September 30, 2025, up from $2.2 million ($0.50) in the prior quarter. Key operating metrics include a tax-equivalent net interest margin of 3.18%, deposits of $1.8 billion, available liquidity of $737 million, and tangible book value per share (non-GAAP) of $32.77. Asset quality remained stable with non-performing loans of $13.9 million and an allowance for credit losses on loans of $18.0 million (1.22% of loans).
Finward Bancorp (Nasdaq: FNWD), the holding company for Peoples Bank, has announced a quarterly dividend payment. The company's Board of Directors has declared a dividend of $0.12 per share on its common stock. The dividend will be payable on September 12, 2025, to shareholders of record as of the close of business on August 29, 2025.
Finward Bancorp (NASDAQ: FNWD) announced that the Federal Deposit Insurance Corporation (FDIC) and Indiana Department of Financial Institutions (DFI) have terminated the Consent Order issued to its subsidiary, Peoples Bank, on August 6, 2025. The Consent Order, which was effective from November 7, 2023, was related to the Bank's compliance with the Bank Secrecy Act (BSA) and anti-money laundering regulations.
The termination follows the Bank's successful resolution of deficiencies in its BSA/AML compliance program. CEO Benjamin J. Bochnowski acknowledged the efforts of the board, management team, and staff in strengthening the bank's compliance program and meeting regulatory requirements.
Finward Bancorp (NASDAQ:FNWD) reported Q2 2025 net income of $2.2 million, or $0.50 per diluted share, a significant improvement from $455,000 ($0.11 per share) in Q1 2025. The bank demonstrated strong performance with net interest margin expanding to 3.11% on a tax-equivalent basis.
Key metrics include deposits of $1.8 billion (0.3% increase), a loan portfolio of $1.5 billion, and available liquidity of $728 million. Asset quality remained stable with non-performing loans at 0.91% of total loans. The Bank's tier 1 leverage ratio improved to 8.69%, up from 8.48% in the previous quarter.
Notable improvements include net loan recoveries of $414,000 and a net benefit from credit loss of $274,000. The efficiency ratio improved to 88.92% from 93.11% in the previous quarter.
Finward Bancorp reported net income of $456 thousand ($0.11 per diluted share) for Q1 2025, showing a significant decrease from $2.1 million in Q4 2024 and $9.3 million in Q1 2024. The bank's performance showed mixed results with:
Net interest margin improved to 2.81% from 2.65% in the previous quarter, driven by reduced deposit and borrowing costs. Total deposits stood at $1.8 billion, with 72% fully FDIC insured. The loan portfolio remained stable at $1.5 billion, with 62.6% in commercial-related credits.
Asset quality improved with non-performing loans decreasing to $12.5 million (0.84% of total loans) from $13.7 million. The allowance for credit losses increased to $17.9 million (1.20% of total loans). The bank maintains strong liquidity with $697 million available through FHLB and Federal Reserve facilities. Capital remains adequate with a tier 1 capital ratio of 8.48%.
Finward Bancorp (Nasdaq: FNWD), the holding company for Peoples Bank, has announced a quarterly dividend payment. The company's Board of Directors declared a dividend of $0.12 per share on April 9, 2025. The dividend will be payable on May 12, 2025 to shareholders who are on record at the close of business on April 28, 2025.