Fannie Mae Reminds Homeowners, Renters, and Mortgage Servicers of Disaster Relief Options for Those Affected by the Southern California Wildfires
Fannie Mae (FNMA) has announced disaster relief options for those affected by Southern California wildfires. The company offers mortgage assistance and disaster recovery support for impacted homeowners and renters. Key provisions include:
- Ability to reduce or suspend mortgage payments for up to 12 months through forbearance plans, with no late fees and suspended foreclosure proceedings
- Automatic 90-day forbearance authorization for servicers when homeowner contact cannot be established
- Post-forbearance options including Disaster Payment Deferral and Fannie Mae Flex Modification
- Free disaster recovery counseling services through HUD-approved counselors
The company provides support through their disaster recovery hotline (855-437-3243) and website resources. Counseling services include personalized recovery planning, assistance with FEMA claims, and ongoing guidance for up to 18 months.
Fannie Mae (FNMA) ha annunciato opzioni di aiuto in caso di disastri per coloro che sono stati colpiti dagli incendi del Sud della California. La compagnia offre assistenza ipotecaria e supporto per il recupero dai disastri per i proprietari di casa e gli inquilini colpiti. Le principali disposizioni includono:
- Possibilità di ridurre o sospendere i pagamenti del mutuo per un massimo di 12 mesi attraverso piani di tolleranza, senza commissioni di ritardo e con sospensione delle procedure di pignoramento.
- Autorizzazione automatica al piano di tolleranza di 90 giorni per i servitori quando non si riesce a stabilire un contatto con il proprietario della casa.
- Opzioni post-tolleranza, tra cui il differimento del pagamento in caso di disastro e la modifica Fannie Mae Flex.
- Servizi di consulenza gratuita per il recupero dai disastri tramite consiglieri approvati da HUD.
La compagnia fornisce supporto attraverso la loro hotline per il recupero dai disastri (855-437-3243) e risorse online. I servizi di consulenza includono pianificazione personalizzata per il recupero, assistenza con le richieste FEMA e supporto continuo per un massimo di 18 mesi.
Fannie Mae (FNMA) ha anunciado opciones de ayuda para desastres para aquellos afectados por los incendios del sur de California. La compañía ofrece asistencia hipotecaria y apoyo para la recuperación de desastres para propietarios de viviendas e inquilinos impactados. Las principales disposiciones incluyen:
- La posibilidad de reducir o suspender los pagos de la hipoteca por hasta 12 meses a través de planes de tolerancia, sin cargos por retraso y con procedimientos de ejecución hipotecaria suspendidos.
- Autorización automática de 90 días de tolerancia para los servicers cuando no se puede establecer contacto con el propietario de la vivienda.
- Opciones posteriores a la tolerancia, incluidas la Diferimiento de Pago por Desastre y la Modificación Flex de Fannie Mae.
- Servicios de asesoría para la recuperación de desastres de forma gratuita a través de asesores aprobados por HUD.
La compañía proporciona apoyo a través de su línea directa de recuperación de desastres (855-437-3243) y recursos en línea. Los servicios de asesoría incluyen planificación de recuperación personalizada, asistencia con reclamaciones de FEMA y orientación continua durante un máximo de 18 meses.
Fannie Mae (FNMA)는 남부 캘리포니아의 산불로 영향을 받은 사람들을 위한 재난 구호 옵션을 발표했습니다. 이 회사는 영향을 받은 주택 소유자 및 세입자에게 주택담보대출 지원과 재난 회복 지원을 제공합니다. 주요 조항은 다음과 같습니다:
- 최대 12개월 동안 지불 유예 계획을 통해 주택담보대출 상환을 줄이거나 중단할 수 있는 능력으로, 연체료가 없어야 하며 압류 절차가 중단됩니다.
- 주택 소유자와의 연락이 이루어지지 않을 경우, 서비스 제공자에게 자동 90일 유예 승인.
- 재난 결제 유예 및 Fannie Mae Flex 수정이 포함된 유예 후 옵션.
- HUD 승인 상담원을 통한 무료 재난 회복 상담 서비스.
이 회사는 재난 회복 핫라인(855-437-3243)과 웹사이트 리소스를 통해 지원을 제공합니다. 상담 서비스에는 개인화된 회복 계획, FEMA 청구 지원 및 최대 18개월 동안의 지속적인 안내가 포함됩니다.
Fannie Mae (FNMA) a annoncé des options d'assistance aux sinistrés pour les personnes touchées par les incendies en Californie du Sud. La société propose une aide hypothécaire et un soutien à la récupération pour les propriétaires et locataires touchés. Les principales dispositions comprennent :
- Possibilité de réduire ou de suspendre les paiements hypothécaires pendant une durée maximale de 12 mois grâce à des plans de tolérance, sans frais de retard et avec suspension des procédures d'expulsion.
- Autorisation automatique de tolérance de 90 jours pour les prestataires lorsque le contact avec le propriétaire ne peut être établi.
- Options post-tolérance, y compris le report de paiement en cas de catastrophe et la modification flexible Fannie Mae.
- Services de conseil gratuits pour la récupération des sinistres via des conseillers agréés par le HUD.
La société fournit un soutien par le biais de leur ligne d'assistance pour la récupération des sinistres (855-437-3243) et des ressources en ligne. Les services de conseil incluent la planification personnalisée de la récupération, l'assistance pour les demandes FEMA et un suivi continu pendant une durée maximale de 18 mois.
Fannie Mae (FNMA) hat Hilfsmaßnahmen für die von den Waldbränden in Südkalifornien Betroffenen angekündigt. Das Unternehmen bietet Hypothekenhilfe und Unterstützung bei der Katastrophenbewältigung für betroffene Hausbesitzer und Mieter an. Die wichtigsten Bestimmungen umfassen:
- Möglichkeit, die Hypothekenzahlungen bis zu 12 Monate lang im Rahmen von Stundungsplänen zu reduzieren oder auszusetzen, ohne verspätete Gebühren und mit ausgesetzten Zwangsvollstreckungsverfahren.
- Automatische Genehmigung von 90 Tagen Stundung für Dienstleister, wenn kein Kontakt zum Hausbesitzer hergestellt werden kann.
- Optionen nach der Stundung, einschließlich Katastrophenzahlungsaufschub und Fannie Mae Flex Änderung.
- Kostenlose Beratungsdienste zur Katastrophenbewältigung durch von HUD zugelassene Berater.
Das Unternehmen bietet Unterstützung über ihre Katastrophen-Hotline (855-437-3243) und Online-Ressourcen. Zu den Beratungsdiensten gehören personalisierte Wiederherstellungsplanung, Unterstützung bei FEMA-Anträgen und eine fortlaufende Anleitung für bis zu 18 Monate.
- Proactive disaster relief support maintaining borrower relationships
- Flexible payment options reducing default risks
- No-cost counseling services potentially improving loan performance
- Potential increase in forbearance-related costs
- Possible rise in loan delinquencies due to disaster impact
"We are monitoring the
Homeowners and renters should call 855-HERE2HELP (855-437-3243) to access Fannie Mae's disaster recovery counseling* or visit the Fannie Mae website for more information.
Under Fannie Mae's guidelines for single-family mortgages impacted by a disaster:
- Homeowners may request mortgage assistance by contacting their mortgage servicer (the company listed on their mortgage statement) following a disaster.
- Homeowners affected by a disaster are often eligible to reduce or suspend their mortgage payments for up to 12 months by entering a forbearance plan with their mortgage servicer. During this temporary reduction or pause in payments, homeowners will not incur late fees and foreclosure and other legal proceedings are suspended.
- In instances where contact with the homeowner has not been established, mortgage servicers are authorized to offer a forbearance plan for up to 90 days if the servicer believes the home was affected by a disaster.
- Following a forbearance plan, there are a number of options available to potentially help homeowners resolve the delinquency without paying a lump sum, including Disaster Payment Deferral and Fannie Mae Flex Modification.
Homeowners and renters looking for disaster recovery resources may visit the Fannie Mae website to learn more about addressing immediate needs. Fannie Mae also offers help navigating the broader financial effects of a disaster to homeowners and renters through disaster recovery counseling at 855-HERE2HELP (855-437-3243).* Assistance is provided free of charge by
- A needs assessment and personalized recovery plan.
- Help requesting financial relief from the Federal Emergency Management Agency, insurance, and other sources.
- Web resources and ongoing guidance for up to 18 months.
- Services available in multiple languages.
*Operated by Money Management International (MMI)
About Fannie Mae
Fannie Mae advances equitable and sustainable access to homeownership and quality, affordable rental housing for millions of people across America. We enable the 30-year fixed-rate mortgage and drive responsible innovation to make homebuying and renting easier, fairer, and more accessible. To learn more, visit:
fanniemae.com | X (formerly Twitter) | Facebook | LinkedIn | Instagram | YouTube | Blog
Fannie Mae Newsroom
https://www.fanniemae.com/news
Photo of Fannie Mae
https://www.fanniemae.com/resources/img/about-fm/fm-building.tif
Fannie Mae Resource Center
1-800-2FANNIE (800-232-6643)
View original content to download multimedia:https://www.prnewswire.com/news-releases/fannie-mae-reminds-homeowners-renters-and-mortgage-servicers-of-disaster-relief-options-for-those-affected-by-the-southern-california-wildfires-302349323.html
SOURCE Fannie Mae
FAQ
What disaster relief options is FNMA offering for Southern California wildfire victims?
How long can FNMA borrowers suspend mortgage payments due to wildfire damage?
What happens after the FNMA disaster forbearance period ends?
How can affected homeowners contact FNMA for wildfire disaster assistance?
What free counseling services does FNMA provide for wildfire victims?
