Fannie Mae Announces the Results of its Thirty-fourth Reperforming Loan Sale Transaction
Fannie Mae (OTCQB: FNMA) has announced the completion of its thirty-fourth reperforming loan sale transaction. The sale, initially announced on March 4, 2025, comprised 3,130 loans with a total unpaid principal balance of $558.7 million. Pacific Investment Management Company emerged as the winning bidder, with the transaction expected to close by April 23, 2025.
Key metrics of the loan pool include an average loan size of $178,503, a weighted average note rate of 3.82%, and a weighted average broker's price opinion loan-to-value ratio of 46%. The cover bid was 84.66% of UPB. The sale terms require buyers to offer loss mitigation options to borrowers who may default within five years, including loan modifications and potential principal forgiveness.
Fannie Mae (OTCQB: FNMA) ha annunciato il completamento della sua trentaquattresima transazione di vendita di prestiti ripristinati. La vendita, inizialmente annunciata il 4 marzo 2025, comprendeva 3.130 prestiti con un saldo principale non pagato totale di 558,7 milioni di dollari. Pacific Investment Management Company si è aggiudicata l'asta, con la transazione prevista per chiudere entro il 23 aprile 2025.
I principali indicatori del pool di prestiti includono una dimensione media del prestito di 178.503 dollari, un tasso d'interesse medio ponderato del 3,82% e un rapporto medio ponderato tra il prezzo del broker e il valore del prestito del 46%. L'offerta di copertura era dell'84,66% del saldo principale non pagato. I termini della vendita richiedono ai compratori di offrire opzioni di mitigazione delle perdite ai mutuatari che potrebbero andare in default entro cinque anni, comprese le modifiche ai prestiti e la potenziale cancellazione del capitale.
Fannie Mae (OTCQB: FNMA) ha anunciado la finalización de su trigésima cuarta transacción de venta de préstamos reperformantes. La venta, anunciada inicialmente el 4 de marzo de 2025, comprendía 3.130 préstamos con un saldo principal no pagado total de 558,7 millones de dólares. Pacific Investment Management Company resultó ser el postor ganador, con la transacción que se espera cierre para el 23 de abril de 2025.
Los principales métricas del grupo de préstamos incluyen un tamaño promedio del préstamo de 178.503 dólares, una tasa de interés promedio ponderada del 3,82% y una relación promedio ponderada entre el precio del corredor y el valor del préstamo del 46%. La oferta de cobertura fue del 84,66% del saldo principal no pagado. Los términos de la venta requieren que los compradores ofrezcan opciones de mitigación de pérdidas a los prestatarios que puedan incumplir en un plazo de cinco años, incluyendo modificaciones de préstamos y posible perdón de capital.
Fannie Mae (OTCQB: FNMA)는 34번째 재실행 대출 판매 거래의 완료를 발표했습니다. 이 판매는 2025년 3월 4일에 처음 발표되었으며, 3,130개의 대출과 총 미지급 원금 잔액 5억 5,870만 달러로 구성되었습니다. Pacific Investment Management Company가 낙찰자로 선정되었으며, 거래는 2025년 4월 23일까지 마무리될 예정입니다.
대출 풀의 주요 지표에는 평균 대출 규모가 178,503달러, 가중 평균 금리가 3.82%, 가중 평균 중개인의 가격 의견 대출 대 가치 비율이 46%가 포함됩니다. 커버 입찰가는 UPB의 84.66%였습니다. 판매 조건은 구매자가 5년 이내에 디폴트할 수 있는 차입자에게 대출 수정 및 원금 면제 가능성을 포함한 손실 완화 옵션을 제공해야 합니다.
Fannie Mae (OTCQB: FNMA) a annoncé l'achèvement de sa trente-quatrième transaction de vente de prêts réaffectés. La vente, initialement annoncée le 4 mars 2025, comprenait 3 130 prêts avec un solde principal impayé total de 558,7 millions de dollars. Pacific Investment Management Company a émergé en tant qu'enchérisseur gagnant, la transaction devant être finalisée d'ici le 23 avril 2025.
Les indicateurs clés du pool de prêts incluent une taille moyenne de prêt de 178 503 dollars, un taux d'intérêt moyen pondéré de 3,82% et un ratio moyen pondéré de l'opinion de prix du courtier par rapport à la valeur du prêt de 46%. L'offre de couverture était de 84,66% du solde principal impayé. Les conditions de vente exigent que les acheteurs proposent des options de réduction des pertes aux emprunteurs qui pourraient faire défaut dans les cinq ans, y compris des modifications de prêts et une éventuelle remise de capital.
Fannie Mae (OTCQB: FNMA) hat den Abschluss ihrer vierunddreißigsten Transaktion zum Verkauf von wiederhergestellten Darlehen bekannt gegeben. Der Verkauf, der ursprünglich am 4. März 2025 angekündigt wurde, umfasste 3.130 Darlehen mit einem insgesamt ausstehenden Hauptbetrag von 558,7 Millionen Dollar. Pacific Investment Management Company ging als erfolgreicher Bieter hervor, und die Transaktion wird voraussichtlich bis zum 23. April 2025 abgeschlossen sein.
Wichtige Kennzahlen des Darlehenspools umfassen eine durchschnittliche Darlehensgröße von 178.503 Dollar, einen gewichteten durchschnittlichen Zinssatz von 3,82% und ein gewichtetes durchschnittliches Verhältnis von Preis des Maklers zu Wert des Darlehens von 46%. Das Deckungsgebot betrug 84,66% des ausstehenden Hauptbetrags. Die Verkaufsbedingungen verlangen von den Käufern, dass sie den Kreditnehmern, die innerhalb von fünf Jahren in Verzug geraten könnten, Optionen zur Verlustminderung anbieten, einschließlich Darlehensänderungen und möglicher Vergebung des Kapitals.
- Successful completion of large-scale loan sale transaction worth $558.7 million
- Relatively low loan-to-value ratio of 46% indicates reduced risk exposure
- Strong cover bid at 84.66% of UPB demonstrates good market interest
- Sale of reperforming loans may indicate previous collection challenges
- Requirement to offer loss mitigation options could impact buyer returns
- The pool awarded in this most recent transaction includes 3,130 loans with an aggregate UPB of
$558,713,266 $178,503 3.82% ; and weighted average broker's price opinion (BPO) loan-to-value ratio of46% .
The cover bid, which is the second highest bid for the pool, was
Reperforming loans are loans that have been or are currently delinquent but have reperformed for a period of time. The terms of Fannie Mae's reperforming loan sale require the buyer to offer loss mitigation options to any borrower who may re-default within five years following the closing of the reperforming loan sale. All purchasers are required to honor any approved or in-process loss mitigation efforts at the time of sale, including loan modifications. In addition, purchasers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness, prior to initiating foreclosure on any loan.
Interested bidders can register for ongoing announcements, training, and other information here. Fannie Mae will also post information about specific pools available for purchase on that page.
Follow Fannie Mae
fanniemae.com
Fannie Mae Newsroom
https://www.fanniemae.com/news
Photo of Fannie Mae
https://www.fanniemae.com/resources/img/about-fm/fm-building.tif
Fannie Mae Resource Center
1-800-2FANNIE
View original content to download multimedia:https://www.prnewswire.com/news-releases/fannie-mae-announces-the-results-of-its-thirty-fourth-reperforming-loan-sale-transaction-302416962.html
SOURCE Fannie Mae
FAQ
What is the total value of Fannie Mae's (FNMA) 34th reperforming loan sale?
Who won the bid for FNMA's reperforming loan sale in April 2025?
What are the key terms for borrowers in FNMA's reperforming loan sale?
What is the average loan size and note rate in FNMA's April 2025 loan sale?
What was the cover bid percentage in Fannie Mae's 34th reperforming loan sale?
