Mortgage Rates Trend Down
Freddie Mac (OTCQB: FMCC) reported a slight decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.85%, down from 6.87% last week and 6.90% a year ago. The 15-year FRM decreased to 6.04% from 6.09% last week, compared to 6.29% a year ago.
According to Sam Khater, Freddie Mac's Chief Economist, the 30-year fixed-rate mortgage has remained below 7% for five consecutive weeks, with fluctuations less than 20 basis points. This stability is viewed as positive for potential buyers and sellers as the spring homebuying season approaches.
Freddie Mac (OTCQB: FMCC) ha riportato una leggera diminuzione dei tassi ipotecari, con il mutuo a tasso fisso di 30 anni (FRM) che ha una media del 6,85%, in calo rispetto al 6,87% della settimana scorsa e al 6,90% di un anno fa. Il FRM di 15 anni è sceso al 6,04% rispetto al 6,09% della settimana scorsa, rispetto al 6,29% di un anno fa.
Secondo Sam Khater, Chief Economist di Freddie Mac, il mutuo a tasso fisso di 30 anni è rimasto al di sotto del 7% per cinque settimane consecutive, con fluttuazioni inferiori a 20 punti base. Questa stabilità è vista come positiva per i potenziali acquirenti e venditori in vista dell'arrivo della stagione primaverile degli acquisti di case.
Freddie Mac (OTCQB: FMCC) reportó una ligera disminución en las tasas hipotecarias, con la hipoteca a tasa fija a 30 años (FRM) promediando el 6.85%, por debajo del 6.87% de la semana pasada y del 6.90% de hace un año. La FRM a 15 años disminuyó al 6.04% desde el 6.09% de la semana pasada, en comparación con el 6.29% de hace un año.
Según Sam Khater, Economista Jefe de Freddie Mac, la hipoteca a tasa fija a 30 años se ha mantenido por debajo del 7% durante cinco semanas consecutivas, con fluctuaciones de menos de 20 puntos básicos. Esta estabilidad se considera positiva para los posibles compradores y vendedores a medida que se aproxima la temporada de compras de primavera.
프레디 맥 (OTCQB: FMCC)은 모기지 금리가 소폭 하락했다고 보고했습니다. 30년 고정금리 모기지 (FRM)는 평균 6.85%로, 지난 주의 6.87%와 작년의 6.90%에서 하락했습니다. 15년 FRM은 지난 주의 6.09%에서 6.04%로 감소했으며, 작년의 6.29%와 비교됩니다.
프레디 맥의 수석 경제학자인 샘 카터(Sam Khater)에 따르면, 30년 고정금리 모기지는 7% 이하를 5주 연속 유지하고 있으며, 변동폭은 20베이시스 포인트 미만입니다. 이러한 안정성은 봄 주택 구매 시즌이 다가오면서 잠재적인 구매자와 판매자에게 긍정적으로 평가됩니다.
Freddie Mac (OTCQB: FMCC) a signalé une légère baisse des taux hypothécaires, avec l'hypothèque à taux fixe de 30 ans (FRM) moyenne à 6,85%, contre 6,87% la semaine dernière et 6,90% il y a un an. La FRM de 15 ans a diminué à 6,04% contre 6,09% la semaine dernière, comparé à 6,29% il y a un an.
Selon Sam Khater, économiste en chef de Freddie Mac, l'hypothèque à taux fixe de 30 ans est restée en dessous de 7% pendant cinq semaines consécutives, avec des fluctuations inférieures à 20 points de base. Cette stabilité est perçue comme positive pour les acheteurs et les vendeurs potentiels alors que la saison printanière des achats de maisons approche.
Freddie Mac (OTCQB: FMCC) berichtete von einem leichten Rückgang der Hypothekenzinsen, wobei die 30-jährigen Festzins-Hypothek (FRM) im Durchschnitt bei 6,85% liegt, nach 6,87% in der letzten Woche und 6,90% vor einem Jahr. Die 15-jährige FRM sank auf 6,04% von 6,09% in der letzten Woche, verglichen mit 6,29% vor einem Jahr.
Laut Sam Khater, dem Chefvolkswirt von Freddie Mac, liegt die 30-jährige Festzins-Hypothek seit fünf aufeinanderfolgenden Wochen unter 7%, mit Schwankungen von weniger als 20 Basispunkten. Diese Stabilität wird als positiv für potenzielle Käufer und Verkäufer angesehen, da die Frühlings-Saison für Hauskäufe naht.
- Mortgage rates showed a slight decrease week-over-week
- 30-year FRM rates are lower than the previous year (6.85% vs 6.90%)
- 15-year FRM rates decreased significantly year-over-year (6.04% vs 6.29%)
- Rate stability maintained below 7% for five consecutive weeks
- Mortgage rates remain historically elevated above 6%
MCLEAN, Va., Feb. 20, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates decreased slightly this week,” said Sam Khater, Freddie Mac’s Chief Economist. “The 30-year fixed-rate mortgage has stayed just under
News Facts
- The 30-year FRM averaged
6.85% as of February 20, 2025, down from last week when it averaged6.87% . A year ago at this time, the 30-year FRM averaged6.90% . - The 15-year FRM averaged
6.04% , down from last week when it averaged6.09% . A year ago at this time, the 15-year FRM averaged6.29% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
FAQ
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