Mortgage Rates Tick Up
Freddie Mac's latest Primary Mortgage Market Survey shows mortgage rates increased, with the 30-year fixed-rate mortgage averaging 6.84%, up from 6.78% last week but down from 7.29% a year ago. The 15-year fixed-rate mortgage rose to 6.02% from 5.99% last week, compared to 6.67% a year ago. Chief Economist Sam Khater notes that purchase demand remains weak as rates approach 7%, while for-sale inventory shows modest increases. New construction has softened due to the elevated interest rate environment.
Il più recente sondaggio del mercato dei mutui primari di Freddie Mac mostra che i tassi di interesse sui mutui sono aumentati, con il mutuo a tasso fisso di 30 anni che ha avuto una media del 6,84%, in aumento rispetto al 6,78% della settimana scorsa, ma in calo rispetto al 7,29% di un anno fa. Il mutuo a tasso fisso di 15 anni è salito al 6,02%, rispetto al 5,99% della settimana precedente, e rispetto al 6,67% di un anno fa. Il capo economista Sam Khater osserva che la domanda di acquisto rimane debole mentre i tassi si avvicinano al 7%, mentre l'inventario in vendita mostra aumenti modesti. La nuova costruzione è rallentata a causa dell'ambiente di tassi di interesse elevati.
La última encuesta del mercado hipotecario primario de Freddie Mac muestra que las tasas hipotecarias han aumentado, con la hipoteca a tipo fijo a 30 años promediando 6.84%, en comparación con el 6.78% de la semana pasada y una disminución respecto al 7.29% del año pasado. La hipoteca a tipo fijo a 15 años subió al 6.02% desde el 5.99% de la semana anterior, en comparación con el 6.67% de hace un año. El economista jefe Sam Khater señala que la demanda de compras sigue siendo débil a medida que las tasas se acercan al 7%, mientras que el inventario en venta muestra incrementos modestos. La nueva construcción se ha suavizado debido al entorno de tasas de interés elevadas.
프레디 맥의 최신 주요 모기지 시장 조사에 따르면, 모기지 금리가 상승하여 30년 고정 금리 모기지 평균이 6.84%로, 지난 주의 6.78%에서 상승했지만, 1년 전의 7.29%보다는 하락했습니다. 15년 고정 금리 모기지는 지난 주의 5.99%에서 6.02%로 상승했고, 1년 전의 6.67%와 비교됩니다. 수석 경제학자 샘 카테르는 금리가 7%에 가까워짐에 따라 구매 수요가 여전히 약세를 보이고 있으며, 판매 재고가 다소 증가하고 있다고 언급했습니다. 높은 금리 환경으로 인해 신규 건설이 둔화되었습니다.
Le dernier sondage sur le marché des prêts hypothécaires principaux de Freddie Mac montre que les taux d'intérêt des hypothèques ont augmenté, avec l'hypothèque à taux fixe de 30 ans atteignant en moyenne 6,84%, en hausse par rapport à 6,78% la semaine dernière, mais en baisse par rapport à 7,29% il y a un an. L'hypothèque à taux fixe de 15 ans a augmenté à 6,02%, contre 5,99% la semaine précédente, et par rapport à 6,67% il y a un an. L'économiste en chef Sam Khater note que la demande d'achat reste faible alors que les taux approchent les 7%, tandis que l'inventaire à vendre montre des augmentations modestes. La nouvelle construction a ralenti en raison de l'environnement de taux d'intérêt élevés.
Die aktuelle Umfrage zum Primärhypothekenmarkt von Freddie Mac zeigt, dass die Hypothekenzinsen gestiegen sind, wobei die 30-jährigen Festzins-Hypothek im Durchschnitt 6,84% beträgt, ein Anstieg von 6,78% in der vergangenen Woche, jedoch ein Rückgang von 7,29% vor einem Jahr. Die 15-jährigen Festzins-Hypothek stieg von 5,99% auf 6,02% im Vergleich zur letzten Woche, im Vergleich zu 6,67% vor einem Jahr. Chefökonom Sam Khater stellt fest, dass die Nachfrage nach Käufen schwach bleibt, während die Zinssätze sich der 7%-Marke nähern, während der Verkaufsbestand moderate Zuwächse zeigt. Der Neubau hat aufgrund der hohen Zinsumgebung nachgelassen.
- 30-year FRM rates (6.84%) are lower compared to last year (7.29%)
- 15-year FRM rates (6.02%) show significant decrease from last year (6.67%)
- For-sale inventory is increasing modestly
- 30-year FRM increased week-over-week from 6.78% to 6.84%
- 15-year FRM rose week-over-week from 5.99% to 6.02%
- Purchase demand remains weak
- New construction activity has softened
MCLEAN, Va., Nov. 21, 2024 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.84 percent.
“Mortgage rates ticked back up this week, continuing to approach 7 percent,” said Sam Khater, Freddie Mac’s Chief Economist. “Heading into the holidays, purchase demand remains in the doldrums. While for-sale inventory is increasing modestly, the elevated interest rate environment has caused new construction to soften.”
News Facts
- The 30-year FRM averaged 6.84 percent as of November 21, 2024, up from last week when it averaged 6.78 percent. A year ago at this time, the 30-year FRM averaged 7.29 percent.
- The 15-year FRM averaged 6.02 percent, up from last week when it averaged 5.99 percent. A year ago at this time, the 15-year FRM averaged 6.67 percent.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. For more information, view our Frequently Asked Questions.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/52abcd14-5c3a-4cfe-9eba-150124cdf4d8
FAQ
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