Mortgage Rates Surpass Seven Percent
Freddie Mac (OTCQB: FMCC) reported that mortgage rates have increased for the fifth consecutive week, with the 30-year fixed-rate mortgage (FRM) reaching 7.04%, surpassing 7% for the first time since May 2024. This represents an increase from last week's 6.93% and is higher than the 6.60% rate recorded a year ago.
The 15-year FRM also saw an increase, averaging 6.27%, up from last week's 6.14% and significantly higher than the 5.76% rate from a year ago. According to Sam Khater, Freddie Mac's Chief Economist, the underlying strength of the economy is contributing to the rate increase. Despite rising rates, Freddie Mac's research indicates that consumers can potentially save money by shopping around for different lender quotes.
Freddie Mac (OTCQB: FMCC) ha riportato che i tassi dei mutui sono aumentati per la quinta settimana consecutiva, con il mutuo a tasso fisso di 30 anni (FRM) che ha raggiunto il 7,04%, superando il 7% per la prima volta da maggio 2024. Questo rappresenta un aumento rispetto al 6,93% della settimana scorsa ed è superiore al tasso del 6,60% registrato un anno fa.
Il mutuo a 15 anni ha anch'esso registrato un aumento, con una media del 6,27%, in crescita rispetto al 6,14% della settimana precedente e significativamente superiore al 5,76% dell'anno scorso. Secondo Sam Khater, Chief Economist di Freddie Mac, la forza sottostante dell'economia sta contribuendo all'aumento dei tassi. Nonostante l'aumento dei tassi, la ricerca di Freddie Mac indica che i consumatori possono potenzialmente risparmiare denaro cercando preventivi da diversi prestatori.
Freddie Mac (OTCQB: FMCC) informó que las tasas hipotecarias han aumentado por quinta semana consecutiva, con la alcanzando el 7,04%, superando el 7% por primera vez desde mayo de 2024. Esto representa un aumento respecto al 6,93% de la semana pasada y es superior a la tasa del 6,60% registrada hace un año.
La FRM a 15 años también vio un aumento, promediando el 6,27%, frente al 6,14% de la semana pasada y significativamente por encima del 5,76% del año pasado. Según Sam Khater, Economista Jefe de Freddie Mac, la fortaleza subyacente de la economía está contribuyendo al aumento de las tasas. A pesar del aumento de las tasas, la investigación de Freddie Mac indica que los consumidores pueden potencialmente ahorrar dinero al comparar las cotizaciones de diferentes prestamistas.
프레디맥(Freddie Mac) (OTCQB: FMCC)는 모기지 금리가 5주 연속 상승했다고 보고했으며, 30년 만기 고정 금리 모기지(FRM)는 7.04%에 도달하여 2024년 5월 이후 처음으로 7%를 초과했습니다. 이는 지난 주 6.93%보다 상승한 수치이며, 1년 전 6.60%에 비해 높은 수치입니다.
15년 만기 FRM도 평균 6.27%로 상승했으며, 이는 지난 주 6.14%에서 증가했으며, 지난해 5.76%에 비해 상당히 높은 수치입니다. 프레디맥의 수석 경제학자 샘 카터(Sam Khater)에 따르면 경제의 기본 강세가 금리 상승에 기여하고 있습니다. 금리가 상승하고 있지만, 프레디맥의 연구에 따르면 소비자들이 여러 대출자의 견적을 비교함으로써 잠재적으로 돈을 절약할 수 있다고 합니다.
Freddie Mac (OTCQB: FMCC) a annoncé que les taux hypothécaires ont augmenté pour la cinquième semaine consécutive, avec le prêt hypothécaire à taux fixe de 30 ans (FRM) atteignant 7,04 %, dépassant ainsi les 7 % pour la première fois depuis mai 2024. Cela représente une augmentation par rapport à 6,93 % de la semaine dernière et est plus élevé que le taux de 6,60 % enregistré il y a un an.
Le FRM de 15 ans a également connu une hausse, atteignant en moyenne 6,27 %, contre 6,14 % la semaine dernière et bien plus que le taux de 5,76 % d'il y a un an. Selon Sam Khater, Chef économiste chez Freddie Mac, la vigueur sous-jacente de l'économie contribue à l'augmentation des taux. Malgré cette hausse, les recherches de Freddie Mac indiquent que les consommateurs peuvent potentiellement économiser de l'argent en comparant les devis de différents prêteurs.
Freddie Mac (OTCQB: FMCC) berichtete, dass die Hypothekenzinsen in der fünften Woche in Folge gestiegen sind, wobei das 30-jährige Festhypothekendarlehen (FRM) 7,04 % erreicht hat und damit erstmals seit Mai 2024 die 7 %-Marke überschreitet. Dies stellt einen Anstieg gegenüber den 6,93 % der Vorwoche dar und liegt über dem Zinssatz von 6,60 %, der vor einem Jahr verzeichnet wurde.
Auch die 15-jährige FRM verzeichnete einen Anstieg und lag im Durchschnitt bei 6,27 %, was einem Anstieg gegenüber 6,14 % in der Vorwoche entspricht und erheblich höher ist als der Zinssatz von 5,76 % vor einem Jahr. Laut Sam Khater, Chefökonom von Freddie Mac, trägt die zugrunde liegende Stärke der Wirtschaft zum Anstieg der Zinsen bei. Trotz steigender Zinsen zeigt die Forschung von Freddie Mac, dass Verbraucher potenziell Geld sparen können, indem sie die Angebote verschiedener Kreditgeber vergleichen.
- Strong underlying economic conditions reported by Chief Economist
- 30-year FRM increased to 7.04%, highest since May 2024
- Fifth consecutive week of mortgage rate increases
- 15-year FRM rose to 6.27%, up from 5.76% year-over-year
MCLEAN, Va., Jan. 16, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 7.04 percent.
“Mortgage rates ticked up for the fifth consecutive week and crossed seven percent for the first time since May of 2024,” said Sam Khater, Freddie Mac’s Chief Economist. “The underlying strength of the economy is contributing to this increase in rates. Despite rising rates, Freddie Mac research highlights that consumers can save money if they shop for several different lender quotes.”
News Facts
- The 30-year FRM averaged 7.04 percent as of January 16, 2025, up from last week when it averaged 6.93 percent. A year ago at this time, the 30-year FRM averaged 6.60 percent.
- The 15-year FRM averaged 6.27 percent, up from last week when it averaged 6.14 percent. A year ago at this time, the 15-year FRM averaged 5.76 percent.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. For more information, view our Frequently Asked Questions.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/d5d2bdcc-ae5a-4c9a-a5b4-b40786849100
FAQ
What is the current 30-year fixed-rate mortgage rate for FMCC as of January 16, 2025?
How much has FMCC's 15-year fixed-rate mortgage increased compared to last year?
How many consecutive weeks have FMCC mortgage rates been increasing?
When was the last time FMCC mortgage rates were above 7%?
