Mortgage Rates Remained Essentially Flat This Week
Freddie Mac (OTCQB: FMCC) reports that the 30-year fixed-rate mortgage (FRM) averaged 6.65% as of March 13, 2025, showing a minimal increase from last week's 6.63%. The rate remains lower compared to 6.74% recorded a year ago.
The 15-year FRM slightly increased to 5.80% from last week's 5.79%, down from 6.16% a year ago. According to Chief Economist Sam Khater, despite market volatility, mortgage rates have remained relatively stable, leading to a 5% increase in purchase applications compared to the previous year.
The combination of moderately lower mortgage rates and improving inventory presents favorable conditions for homebuyers during the important spring homebuying season.
Freddie Mac (OTCQB: FMCC) riporta che il mutuo a tasso fisso di 30 anni (FRM) ha raggiunto una media del 6,65% al 13 marzo 2025, con un lieve aumento rispetto al 6,63% della settimana precedente. Il tasso rimane inferiore rispetto al 6,74% registrato un anno fa.
Il mutuo a tasso fisso di 15 anni (FRM) è leggermente aumentato al 5,80% rispetto al 5,79% della settimana scorsa, in calo rispetto al 6,16% di un anno fa. Secondo il Chief Economist Sam Khater, nonostante la volatilità del mercato, i tassi dei mutui sono rimasti relativamente stabili, portando a un aumento del 5% delle domande di acquisto rispetto all'anno precedente.
La combinazione di tassi di mutuo moderatamente più bassi e un miglioramento dell'inventario presenta condizioni favorevoli per gli acquirenti di case durante l'importante stagione primaverile degli acquisti immobiliari.
Freddie Mac (OTCQB: FMCC) informa que la hipoteca a tasa fija a 30 años (FRM) promedió un 6.65% al 13 de marzo de 2025, mostrando un ligero aumento respecto al 6.63% de la semana pasada. La tasa sigue siendo más baja en comparación con el 6.74% registrado hace un año.
La FRM a 15 años aumentó ligeramente a 5.80% desde el 5.79% de la semana pasada, y ha bajado desde el 6.16% del año pasado. Según el economista jefe Sam Khater, a pesar de la volatilidad del mercado, las tasas hipotecarias se han mantenido relativamente estables, lo que ha llevado a un aumento del 5% en las solicitudes de compra en comparación con el año anterior.
La combinación de tasas hipotecarias moderadamente más bajas y un inventario en mejora presenta condiciones favorables para los compradores de vivienda durante la importante temporada de compra de primavera.
프레디 맥 (OTCQB: FMCC)는 30년 고정금리 모기지(FRM)가 2025년 3월 13일 기준으로 평균 6.65%에 이르렀으며, 이는 지난 주의 6.63%에서 소폭 상승한 수치라고 보고했습니다. 이 비율은 1년 전의 6.74%와 비교할 때 여전히 낮습니다.
15년 FRM은 지난 주의 5.79%에서 5.80%로 소폭 상승했으며, 1년 전의 6.16%에서 하락했습니다. 수석 경제학자 샘 카터(Sam Khater)에 따르면, 시장의 변동성에도 불구하고 모기지 금리는 상대적으로 안정적으로 유지되고 있으며, 이는 지난해에 비해 구매 신청이 5% 증가하는 결과로 이어졌습니다.
모기지 금리가 다소 낮아지고 재고가 개선됨에 따라, 중요한 봄 주택 구매 시즌 동안 주택 구매자에게 유리한 조건이 마련되고 있습니다.
Freddie Mac (OTCQB: FMCC) rapporte que le prêt hypothécaire à taux fixe de 30 ans (FRM) a atteint une moyenne de 6,65% au 13 mars 2025, montrant une légère augmentation par rapport à 6,63% la semaine précédente. Le taux reste inférieur à 6,74% enregistré il y a un an.
Le FRM de 15 ans a légèrement augmenté à 5,80% par rapport à 5,79% de la semaine dernière, en baisse par rapport à 6,16% il y a un an. Selon l'économiste en chef Sam Khater, malgré la volatilité du marché, les taux hypothécaires sont restés relativement stables, entraînant une augmentation de 5% des demandes d'achat par rapport à l'année précédente.
La combinaison de taux hypothécaires modérément plus bas et d'un inventaire en amélioration présente des conditions favorables pour les acheteurs de maisons durant la saison importante des achats immobiliers de printemps.
Freddie Mac (OTCQB: FMCC) berichtet, dass der 30-jährige Festzins-Hypothek (FRM) am 13. März 2025 im Durchschnitt 6,65% betrug, was einen minimalen Anstieg gegenüber 6,63% in der Vorwoche darstellt. Der Zinssatz bleibt niedriger im Vergleich zu 6,74%, die vor einem Jahr verzeichnet wurden.
Der 15-jährige FRM stieg leicht auf 5,80% von 5,79% in der Vorwoche und fiel von 6,16% vor einem Jahr. Laut dem Chefvolkswirt Sam Khater haben sich die Hypothekenzinsen trotz der Marktvolatilität relativ stabil gehalten, was zu einem 5%igen Anstieg der Kaufanträge im Vergleich zum Vorjahr geführt hat.
Die Kombination aus moderat niedrigeren Hypothekenzinsen und einem verbesserten Angebot bietet günstige Bedingungen für Käufer während der wichtigen Frühjahrs-Immobilienkauf-Saison.
- Mortgage rates remain relatively low compared to recent months
- Purchase applications increased 5% year-over-year
- Both 30-year and 15-year FRM rates are lower than year-ago levels
- Improving housing inventory reported
- Slight week-over-week increase in both 30-year and 15-year mortgage rates
- Continued market volatility noted
MCLEAN, Va., March 13, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Despite volatility in the markets, the 30-year fixed-rate mortgage remained essentially flat from last week,” said Sam Khater, Freddie Mac’s Chief Economist. “Mortgage rates continue to be relatively low versus the last few months, and homebuyers have responded. Purchase applications are up
News Facts
- The 30-year FRM averaged
6.65% as of March 13, 2025, up slightly from last week when it averaged6.63% . A year ago at this time, the 30-year FRM averaged6.74% . - The 15-year FRM averaged
5.80% , up slightly from last week when it averaged5.79% . A year ago at this time, the 15-year FRM averaged6.16% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)772-9528
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/397ae229-c6d9-4a82-b55d-98477db0caa0
FAQ
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