Mortgage Rates Decrease
Freddie Mac (OTCQB: FMCC) reported a decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.89%, down from 6.95% last week. This rate is higher compared to 6.64% recorded a year ago. The 15-year FRM also decreased to 6.05% from 6.12% last week, though higher than the 5.90% rate from a year ago.
According to Sam Khater, Freddie Mac's Chief Economist, mortgage rates have remained stable over the past month, with the economy showing resilience. Despite higher rates compared to last year, purchase applications for the last two weeks are modestly exceeding year-ago levels, indicating latent market demand.
Freddie Mac (OTCQB: FMCC) ha riportato una diminuzione dei tassi ipotecari, con il mutuo fisso a 30 anni (FRM) che si attesta al 6,89%, in calo rispetto al 6,95% della settimana scorsa. Questo tasso è superiore al 6,64% registrato un anno fa. Anche il FRM a 15 anni è diminuito, passando dal 6,12% della settimana scorsa al 6,05%, sebbene rimanga più alto rispetto al 5,90% dello stesso periodo dell'anno precedente.
Secondo Sam Khater, Chief Economist di Freddie Mac, i tassi ipotecari sono rimasti stabili nel corso del mese passato, con l'economia che mostra resilienza. Nonostante i tassi più alti rispetto all'anno scorso, le domande di acquisto delle ultime due settimane superano modestamente i livelli dell'anno passato, indicando una domanda di mercato latente.
Freddie Mac (OTCQB: FMCC) reportó una disminución en las tasas hipotecarias, con la hipoteca a tasa fija a 30 años (FRM) promediando un 6.89%, bajando del 6.95% de la semana pasada. Esta tasa es más alta en comparación con el 6.64% registrado hace un año. La FRM a 15 años también disminuyó al 6.05% desde el 6.12% de la semana pasada, aunque sigue siendo más alta que el 5.90% del año pasado.
Según Sam Khater, Economista Jefe de Freddie Mac, las tasas hipotecarias se han mantenido estables durante el último mes, con la economía mostrando resiliencia. A pesar de tasas más altas en comparación con el año pasado, las solicitudes de compra en las últimas dos semanas superan modestamente los niveles del año anterior, indicando una demanda latente en el mercado.
프레디 맥 (OTCQB: FMCC)은 30년 고정금리 모기지 (FRM)이 평균 6.89%로 감소했다고 보고했으며, 이는 지난주 6.95%에서 떨어진 수치입니다. 이 비율은 작년 6.64%와 비교할 때 높습니다. 15년 FRM도 지난주 6.12%에서 6.05%로 감소했지만, 1년 전 5.90%보다는 높은 수치입니다.
샘 카터 프레디 맥의 수석 경제학자에 따르면, 최근 한 달간 모기지 금리는 안정적이며 경제가 탄력성을 보이고 있다고 합니다. 작년과 비교해 더 높은 금리에도 불구하고, 지난 2주간의 구매 신청은 작년 같은 시기보다 약간 초과하고 있어 잠재적인 시장 수요를 나타내고 있습니다.
Freddie Mac (OTCQB: FMCC) a rapporté une diminution des taux hypothécaires, le prêt hypothécaire à taux fixe de 30 ans (FRM) ayant en moyenne atteint 6,89%, contre 6,95% la semaine dernière. Ce taux est supérieur au 6,64% enregistré il y a un an. Le FRM de 15 ans a également diminué, passant de 6,12% la semaine dernière à 6,05%, bien qu'il soit plus élevé que le taux de 5,90% d'il y a un an.
Selon Sam Khater, économiste en chef de Freddie Mac, les taux hypothécaires sont restés stables au cours du mois dernier, l'économie montrant une résilience. Malgré des taux plus élevés par rapport à l'année dernière, les demandes d'achat des deux dernières semaines dépassent modestement les niveaux de l'année précédente, indiquant une demande latente sur le marché.
Freddie Mac (OTCQB: FMCC) berichtete von einem Rückgang der Hypothekenzinsen, wobei die 30-jährige Festhypothek (FRM) im Durchschnitt bei 6,89% liegt, verglichen mit 6,95% in der Vorwoche. Dieser Satz ist höher im Vergleich zu 6,64%, das vor einem Jahr registriert wurde. Auch die 15-jährige FRM sank auf 6,05% von 6,12% in der Vorwoche, bleibt jedoch höher als der Wert von 5,90% vor einem Jahr.
Laut Sam Khater, dem Chefvolkswirt von Freddie Mac, sind die Hypothekenzinsen im vergangenen Monat stabil geblieben, da die Wirtschaft Resilienz zeigt. Trotz der höheren Zinsen im Vergleich zum Vorjahr übersteigen die Kaufanträge der letzten zwei Wochen moderat die Werte von vor einem Jahr, was auf eine latente Marktnachfrage hinweist.
- Mortgage rates decreased week-over-week (30-year FRM: 6.89% from 6.95%)
- Purchase applications showing modest increase compared to previous year
- Economy remains on firm footing according to incoming data
- Current mortgage rates remain higher than year-ago levels (30-year FRM: 6.89% vs 6.64%)
- 15-year FRM rates higher than previous year (6.05% vs 5.90%)
MCLEAN, Va., Feb. 06, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The 30-year fixed-rate mortgage decreased this week, now averaging
News Facts
- The 30-year FRM averaged
6.89% as of February 6, 2025, down from last week when it averaged6.95% . A year ago at this time, the 30-year FRM averaged6.64% . - The 15-year FRM averaged
6.05% , down from last week when it averaged6.12% . A year ago at this time, the 15-year FRM averaged5.90% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/c4d6e508-93b2-4fc3-8373-6fa4cc8dfdd8
FAQ
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