Mortgage Rates Continue to Fall
Freddie Mac (OTCQB: FMCC) reports significant mortgage rate decreases in its latest Primary Mortgage Market Survey®. The 30-year fixed-rate mortgage dropped to 6.63% from 6.76% last week, marking the largest weekly decline since mid-September. This represents a decrease from 6.88% recorded a year ago.
The 15-year fixed-rate mortgage also decreased to 5.79% from 5.94% last week, down from 6.22% a year ago. According to Chief Economist Sam Khater, this rate decline enhances homebuyers' purchasing power and provides refinancing opportunities for existing homeowners. Notably, the refinance share of mortgage applications has reached nearly 44%, the highest level since mid-December.
Freddie Mac (OTCQB: FMCC) riporta significative diminuzioni dei tassi ipotecari nel suo ultimo Primary Mortgage Market Survey®. Il mutuo a tasso fisso di 30 anni è sceso al 6.63% rispetto al 6.76% della settimana scorsa, segnando il più grande calo settimanale dalla metà di settembre. Questo rappresenta una diminuzione rispetto al 6.88% registrato un anno fa.
Anche il mutuo a tasso fisso di 15 anni è diminuito al 5.79% rispetto al 5.94% della settimana scorsa, in calo dal 6.22% di un anno fa. Secondo il Capo Economista Sam Khater, questa diminuzione dei tassi aumenta il potere d'acquisto degli acquirenti di case e offre opportunità di rifinanziamento per i proprietari esistenti. È notevole che la quota di richieste di rifinanziamento dei mutui abbia raggiunto quasi il 44%, il livello più alto dalla metà di dicembre.
Freddie Mac (OTCQB: FMCC) informa sobre disminuciones significativas en las tasas hipotecarias en su última Encuesta del Mercado Hipotecario Primario®. La hipoteca a tasa fija a 30 años cayó al 6.63% desde el 6.76% de la semana pasada, marcando la mayor caída semanal desde mediados de septiembre. Esto representa una disminución del 6.88% registrado hace un año.
La hipoteca a tasa fija a 15 años también disminuyó al 5.79% desde el 5.94% de la semana pasada, en comparación con el 6.22% de hace un año. Según el Economista Jefe Sam Khater, esta disminución de tasas mejora el poder adquisitivo de los compradores de viviendas y brinda oportunidades de refinanciamiento para los propietarios existentes. Es notable que la cuota de solicitudes de refinanciamiento de hipotecas ha alcanzado casi el 44%, el nivel más alto desde mediados de diciembre.
프레디 맥 (OTCQB: FMCC)은 최신 주요 주택담보대출 시장 조사에서 주택담보대출 금리가 크게 하락했다고 보고했습니다. 30년 고정금리 모기지는 지난주 6.76%에서 6.63%로 떨어져, 9월 중순 이후 가장 큰 주간 하락폭을 기록했습니다. 이는 1년 전의 6.88%에서 감소한 수치입니다.
15년 고정금리 모기지도 지난주 5.94%에서 5.79%로 하락했으며, 1년 전의 6.22%에서 낮아졌습니다. 수석 경제학자인 샘 카터(Sam Khater)에 따르면, 이 금리 하락은 주택 구매자의 구매력을 높이고 기존 주택 소유자에게 재융자 기회를 제공합니다. 특히, 주택담보대출 신청서 중 재융자 비율이 거의 44%에 달해, 12월 중순 이후 가장 높은 수준을 기록했습니다.
Freddie Mac (OTCQB: FMCC) rapporte des baisses significatives des taux hypothécaires dans sa dernière enquête sur le marché hypothécaire primaire®. Le prêt hypothécaire à taux fixe de 30 ans est tombé à 6,63% contre 6,76% la semaine dernière, marquant la plus grande baisse hebdomadaire depuis la mi-septembre. Cela représente une diminution par rapport à 6,88% enregistré il y a un an.
Le prêt hypothécaire à taux fixe de 15 ans a également diminué à 5,79% contre 5,94% la semaine dernière, en baisse par rapport à 6,22% il y a un an. Selon l'économiste en chef Sam Khater, cette baisse des taux améliore le pouvoir d'achat des acheteurs de maisons et offre des opportunités de refinancement pour les propriétaires existants. Il est à noter que la part des demandes de refinancement a atteint près de 44%, le niveau le plus élevé depuis la mi-décembre.
Freddie Mac (OTCQB: FMCC) berichtet von signifikanten Rückgängen der Hypothekenzinsen in seiner neuesten Umfrage zum Primärhypothekenmarkt®. Das 30-jährige Festzinsdarlehen fiel von 6,76 % in der letzten Woche auf 6,63%, was den größten wöchentlichen Rückgang seit Mitte September markiert. Dies stellt einen Rückgang gegenüber 6,88 % dar, die vor einem Jahr verzeichnet wurden.
Das 15-jährige Festzinsdarlehen fiel ebenfalls von 5,94 % in der letzten Woche auf 5,79%, im Vergleich zu 6,22 % vor einem Jahr. Laut Chefökonom Sam Khater verbessert dieser Rückgang der Zinssätze die Kaufkraft der Käufer und bietet Refinanzierungsmöglichkeiten für bestehende Eigentümer. Bemerkenswert ist, dass der Anteil der Refinanzierungsanträge fast 44% erreicht hat, den höchsten Stand seit Mitte Dezember.
- Largest weekly mortgage rate decline since mid-September
- Both 30-year and 15-year rates lower than previous year
- Refinance applications reach highest level (44%) since mid-December
- Increased purchasing power for potential homebuyers
- Mortgage rates still remain relatively high at 6.63% for 30-year FRM
MCLEAN, Va., March 06, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“As the spring homebuying season gets underway, the 30-year fixed-rate mortgage saw the largest weekly decline since mid-September,” said Sam Khater, Freddie Mac’s Chief Economist. “The decline in rates increases prospective homebuyers’ purchasing power and should provide a strong incentive to make a move. Additionally, this decline in rates is already providing some existing homeowners the opportunity to refinance. In fact, the refinance share of market mortgage applications released this week reached nearly
News Facts
- The 30-year FRM averaged
6.63% as of March 6, 2025, down from last week when it averaged6.76% . A year ago at this time, the 30-year FRM averaged6.88% . - The 15-year FRM averaged
5.79% , down from last week when it averaged5.94% . A year ago at this time, the 15-year FRM averaged6.22% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Mollie Laniado
(571)382-1784
Mollie_Laniado@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/2bda51e7-b70d-4905-99d7-ee6c11126b86
FAQ
What are the current Freddie Mac (FMCC) mortgage rates as of March 2025?
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